Member Info for CSDI1962

Good afternoon sir S-i-d-i,
A late start to work today as had to finish off the remainder of xmas shopping with Mrs CSDI. Involved quite a lot of searching for Xmas Pudding as several shops had none in stock. So taken more time out of my day than hoped - but hey ho I cam always work a bit later. Always got tomorrow if we find something missed of the lists, for me to go shopping while Mrs at work.
Weather here turned wet'n'orrible so just as well got the shopping done.
The markets doing their normal thing for me - taking more from me than giving to me today even though 6 shares in the blue and 4 in the red. It's the big ones in the red unfortunately esp IMB and GSK again. Seems to be going thru a downward phase for me since peaking on 10th Dec with FTSE @ 6599. My p/f dropped 3% since then, compare to just 2% on the FTSE.
At least for the 2020 year my p/f is down (10%) less than the FTSE (14.4%) so far - but that can all change in the last few days and move in either direction. My shares not in favour and my two traders definitely not !
Can only hope your shares behaving better, and the Gold-plated share still climbing the charts. With Night Cap - you never know it might double your money in a jiffy - and for £500 it's not the end of the world if it goes belly up. All 10 of my shares are losing capital - between 4% (CEY) and 22% (RDSB) - and none have enuf divis to cover their capital losses either - so not a pretty sight these days. A +ve shift with GSK and IMB would make a difference as they make up 47% of my overall p/f.
Suppsoe I better do some work but not really in the mood for it today - so will have to find a couple of loose ends to tidy up.
Need to do a lot of little bits between now and 31/12 before taking on my bigger tasks in January. Last January I did 31% of my whole year's sales - and expect it will be similar again - this is because most of my work has 31st January deadline.
Good luck with your shares and keep smiling - only 2 full days and 2 half days left in the trading year after today.
Catch up later no doubt - Cheers - CSDI

Hi s-i-d-i,
Re IPOs - I was reading an article saying it is best for PIs to generally avoid them.
They are normally issued when bull market is ripe and the float price is much higher than is justified by the value of the business. After an itinital spurt. most IPO prices drop siginificantly.
Those promoting the IPO are often the start-up people looking to make a killing by going public and selling high as poss.
The PI is then left holding the baby as SP falls to reality.
Not always the case, but generally pretty true.
If you can sell quickly at a profit then good luck, but holding longer term depends on the underlying value of the business.
hope your shares finsihed in the blue today to make you smile.
I've had little gain today, but only covers about 25% of yesterdays massacre.
Keeping fingers crossed for a few decent days to year end - but never know what to really expect.
Time to get out of office for 45 mins - have break, something to eat, maybe watch The Chase, and then back to work.
Oh the joys of Xmas for CSDI

Hi again s-i-d-i
Just enjoyed a bit of fresh air - 2 mile walk around local park in 30 mins - always help me feel better and refreshed.
God news with GGP for you - it's on its way to your target.
As for SYME just let it ride. As you say you are a not a "day trader" but an investor !
As I've mentioned my trades aim for 10% profit, but so far CEY is down 3% and PDG down 17% - ouch.
I've missed the boat to offload single bacthes of IMB and RDSB and they have fallen back sharply in last 2 weeks.
My FTSE100 shares are mainly LTH with the divi being the main target, but with being overweight in GSK, IMB, and RDSB I would be quite happy to sell a batch if it made 10% or so. I do have one batch each of IMB & RDSB which are just over 10% profit but feel these could get back to 15% quite easily - so risking it by holding out for now.
Hey Ho - always easy to be wise after the event.
Must admit I would like to add NG. or BA. to my p/f but these yield a lot less than IMB.
The problem with taking profits on the odd batches, means the SP has to rise further to get to breakeven on the others.
Oh the dilammas.
Take care - and fingers crossed for a healthy looking p/f for both of us
Cheers

Good morning s-i-d-i
Trust you are well and that the p/f is heading back north today, and that your morning mug of coffee tasted sweet.
I saw SYME was climbing nicely early on.
I had an enjoyable night last night - consuming a little too much Bacardi.
My p/f looking slightly better - but not making up much of yesterdays masscre.
Hoping we have a little bit of consolidation in run up to year end now.
My p/f is down about 10% for the year, compared to FTSE down about 15% - so quite pleased with that overall.
Will review my p/f at end of year, and arrange to withdraw dividends that are left in the cash account.
always need to leave small amount to cover ongoing charges - which are a pain - but cannot be avoided with pensions.
Annoyingly have to pay quarterly fee for the Stocktrade side plus %age to Scot Widows for admin. In total comes to just over 0.5% p.a of my p/f = which is quite reasonable for small value SIPP.
Better get back to earning a living now.
Take care - catch up later - cheers - CSDI

Good afternoon s-i-d-i,
Not sure if you will still be awake at this late hour LOL. By heck, posting on here at 4.51am - I would be in dog-house if I tried that LOL. And as for good news ... well my p/f has not gone to zero (quite). It's been a sea of red as expected with all the -ve news around this weekend and today. Wish I'd sold some bits on Friday ... but it's always easy to be wise after the event and you never know with shares - sometimes they bounce back pretty quick - to make it difficult to sell and buy back.
For us as LTHs it's just a matter of sitting it out. Day traders might have fun but can easily get burnt trying to be too clever.
I've got a lot on my plate with work over these next few weeks, so can't spend any time messing with my p/f. I've got a 7pm meeting tonight -arranged at a restaurant - as we are Tier 2 - lucky for us (for now).
Not sure on final tally but I am down nearly 3% of my p/f today - almost twice as much as the FTSE - which is really depressing. with my big weightings in IMB and RDSB taking the biggest toll, and GSK, AV and VOD all getting clobbered. CEY is up on the day but only very small % of p/f. Hey Ho - Let's see what tomorrow brings - it's only money.
Now I trust you have sorted out your milk supply as do not want to hear any repeats of yesterdays performance from you !
Mrs CSDI feeling a bit lonely at the mo, with me stuck in office and out to meet client too. This is pretty normal for Dec and Jan, and has been for too many years. It makes Xmas less enjoyable than it should be, but it should not be forever ... just another 10 years or so before I may start to consider retiring.
Better crack on for now and have a little break shortly.
Take care - Cheers - CSDI
PS. Hope GGP done well for you today

Good evening s-i-d-i,
Ha ha you do like to spread your wings with investing. You never know with Nightcap - for sake of a few hundred quid - not much to lose there and maybe a lot to gain.
More important I am very disappointed with you for failing to have adequate mike in the house. This would be a disaster at chez-csdi as we go thru nearly a gallon per day - mainly as the 25 y/o has several meals with cereals involved every day. I am steady consumer with my 10 cuppas and 2 weetabix per day. Mrs CSDI always has bedtime hot milk.
I've had busy day work work schedule and travelling to deliver some doucments to a client about 50 miles away. Went with Mrs CSDI via the F-i-Ls and had MacDs drive thru on way home !
Not been in long and now settling down to The Sports Personality of the Year on BBC.
Will have a look at share BBs later.
Take care - CSDI

Good morning s-i-d-i,
Hope you've enjoyed your big mug of coffeeto set up your day.
No worries about MiL/FiL mix up - easily done.
Just been looking to see what posters have to say about any of my shares - mainly all quiet on western front today.
As always my fingers are crossed my p/f holds up in the week ahead. It would be nice to have a rising finish to the year, but don't think it is very likely with the CV-19 news. I like to think my p/f is diversified enough so that it does not get battered by CV-19, but nothing stops the market moving in its own mysterious ways. Really I should just leave alone for a while. My concern is always whether to bale out when things look murky, and try to get back in later at better price, but my timing tends to be shocking - always selling before the shares fly high. Hey Ho.
Anyway it's past my 10am kick-off time for today's work so better get crackin'.
Take care as always - I'll look back in some time later.
Cheers - CSDI

Good evening S-i-d-i
I have not seen the News today and did not know we have a new Tier 4 in England. At the mo we are in Tier 2, and am not aware of any chnage. We are only having one visitor over xmas, which is the F-i-L, who would otherwise be alone. (The M-i-L passed away in 2018). With having grandchildren who live in split homes, we decided it best not to see each other until things have settled down. With them being in contact with so many others thru schools etc, then travelling from one parent to another parent, we could see a greater risk. For us, it makes more sense to wait for a few weeks or months for the virus to be better controlled. With working for myself, I do not get sick pay, so best to minimise risks.
Sorry to hear it will effect your xmas, and wonder if you can arrange to see/visit one of the family at least.
For me it will just be work as normal, as this is always my peak work schedules with many deadlines of31st December and my big deadline is 31st January. I have deadlines most months with the work I do, as well as a number of new deadlines due to CV-19.
I've had my Saturday fix of "Strictly & Chinese", so just need to catch up with a few brews before Match of the Day later.
Suspect the week ahead for the markets could be unplesant as Covid exelerates and Brexit drags on. Just have to relax and let time pass and hopefully markets will pick up once we see Covid under control sometime next year.
Got another day planned in the office tomorrow but will try to keep it a bit shorter. Still got bits of Xmas shopping to sort - but I'm always last minute - and usu enjoy the buzz of Xmas Eve, but its not the same this year at all.
Tomorrow should be a good day for you to read up on your shares. I like to review my p/f at weekends and happy to leave alone for now as done more than my normal adjustments already this month.
As always take care for now my friend.
Cheers - CSDI

Hi S-i-d-i, Just had a nice walk as part of lunch time break. First decent day we've had for a while, so pleased to get out of office and get some fresh air. Looks like we both have "timing issues" with our chare buying LOL. Assume part of prob with SYME will be the spread, as such a low value SP will means big %age as soon as you buy. One ofthe reasons I don't liek the tiddlers as you can be down 10% the minute you buy without the SP moving.
Work will finsh early today about 6pm, so we can sit down for the Strictly Final with our Saturday take-away. Strictly has been disappointing this season as none of the celebs that good. Might be Chinese tonight as had Fish n chips last week. Will let Mrs CSDI choose what she wants. I'll be watching the football late on, hoping for plenty of goals with whoever is playing. This season really interesting as so many teams struggling with fixture log-jam.
not sure if we can get our poker chips out tonight - will depend if the boys want to join in.
not supposed to be chatting in "office hours" so better get on with the case I'm working on today and tomorrow.
Take care - have a lovely day my friend.
Cheers - CSDI

Back again for a late chat. You seem to like a dabble with the tiddlers. I would never look at something like SYME. Assume this is the chance to "make it big" if you have some fortune. Must be good chance of doubling your moeny or more if it goes well, as already flown in last 6 months.
My choices normally go for established business with accounts history. I did subscribe to Royal Mail when they went public a few years back. I sold out at £4.50 or so and then watched it climb to £6. Now its about half of that but had a good run from below £2 this year.
I can see the opportunity in this type of share. One good strike and you can make a great return - far more than I could ever make with my big cap shares. I would need to have some "spare funds" to try one of the penny-shares. You;ve aboviously done well in the past with SAR and now going great guns with GGP. So wish you good luck with SYME.
Noticed their was a big gain with new issues in the States this week, but not sure how to get it on their IPOs.
At the mo I am fully invested and waiting for my shares to hit targets. Got a nice chunk of IMB divi due on 31/12, so that will trigger my quarterly withdrawal.
My trade ideas have proved to be pretty useless with both CEY and PDG going wrong very quickly.
These are intended as short term trades, but may well turn out to be long term holds if I don't want to take early losses.
This week at least has seen some normality return as been able to leave the whole p/f alone.
OK enough of my rambling on ... time to put laptop away.
Take care as always my virtual friend. Cheers - CSDI

Hello again S-i-d-i,
Well I've waited all day to have some good news to report and still waiting LOL.
A disappointing end to the week for my p/f with PDG dropping 7% at the close. Of my overweights only IMB held its own today, as GSK, RDSB and AV all headed south again. I have had a good run since end of Oct so was due a poor week after 6 weeks of solid gains. At least the damage is only quite minor for now. Fingers crssoed that Brexit does not make big hole in my p/f.
Looking at your shares, I assume most of the FT100s went down except VOD and at least GGK and TED were +ve for the day.
Hope we have a decent run for short week ahead, but Brexit will prob decide whether we go up or down in immediate future. As discussed elsewhere Brexit only a temporary noise, while CV-19 has a longer term impact to be expected, but again this is temporary nuisance, which hopefully we will see end of next year with a road to recovery thereafter.
Work schedule looking heavy for me, so will be in office til late tonight and working Sat-Sun too. Pretty normal for time of year but feel further behind than normal, with CV-19 having impact of slowing things down.
Hope you have a good week end and I'll check in later to see what's getting on the chat BBs.
Cheers for now - take care - CSDI

Hi Again S-i-d-i
Quiet day for my p/f. A few blue and reds, but slight overall plus taking into account the VOD divi.
Hoping for a rally into year end but not sure if it will come after the big rise from end of October, and the early Dec spurt.
All 10 of my shares in the red at the mo, but at least some divis reduce the losses.
I have a couple of batches in profit with IMB and RDSB but would like to hold them until closer to overall break even on those two.
Work always peaks in Dec/Jan for me, so Xmas never much of a holiday these days. Mrs also working over Xmas.
Hey Ho, we often take a break in Feb.
Take care my friend, catch up tomorrow.

Good afternoon s-i-d-i,
This layout of messages is doing my head in LOL. Normally most recent at the top, but t'other way round here for some reason.
My life may be different to yours, but I am sure with your experience of life, you choose to do "what works for you" and as long as you are happy with the way things are then that can only be good. None of our four boys are sportingly active these days and all are very different. Each to their own, as it would be dull world if all the same.
For me, "a happy wife is a happy life" and I do not mean any harm by that with your unfortunate situation. Mrs CSDI's first marriage ended up badly and very toxic as she ran out of the marital home leaving two young children behind as her ex was a nasty, controlling piece of work that turned very violent on xmas eve 1997. In fact his 25 y/o chooses not to see him at all and the 29 y/o has had his umpteenth fall out. I am pretty laid back, and lazy in my own way as a minimalist. Mrs CSDI is the brains and the "do-er" in our house, while I get along with work (doing as little as possible 75% of the time), few house chores, taking Mrs CSDI out whenver she wants (which is not much atm) and getting involved in my chess and watching sports and shares (like you). Shopping is not a high priority for Mrs CSDI, as she values her spare time greatly having worked all her life and is the main bread-winner these days. She is going to start drawing her NHS pension next year, while contining to work on a reduced basis. I have worked for myself for over 25 yrs but only have a very small pension, which is invested in my SIPP, as my income has been used over the years to pay our hefty mortgage which still has 6-7 yrs to go. Neither of us are motivated by money, so we choose a quieter life without chasing the modern consumerism. With a 19 y/o unemployed and a 25 y/o back in college (and working pt time) we still have parental responsibilities that I started over 33 yrs ago. That's our choice so we do the best we can, and to support the 83 y/o F-i-L. My parents passed away long ago, and I have two sisters who are both happily married and older than me. I have not seen either of them since February, due to the CV-19, with one having health issues as an ex cancer sufferer, and the other retired. One lives about 50 miles away, and the other about 100 miles. We normally meet up 2-3 times a year for meals, and have plenty of chat time on the phone.
No doubt you will be totting up your + and - with the shares now, so hope you've had a good day. It looks like FTSE100 had bit of dwon day, while 250 has a had a much better day. As we both have most in FTSE100, about 75% for me, not an exciting day unless your traders have done well.
Keep drinking the tea -as it works wonders - warming, soothing, calming etc.
Take care - catch up later - cheers - CSDI

Hi s-i-d-i,

I've always been a good sport - mainly because I ended up on the losing side so often in my school days. I was a keen footballer, rugby player, cross country runner, basketball etc despite only being 5'6". My best sport was cricket and of course chess. Our school was mixed so we only had half the lads other schools had as most were single sex. Always competitive, but realised so many were just better. My skills came in organisation and getting the very best out of your ability. Being involved in so many teams was a great way to get out of lessons so often, and I was captain in most sports as I was always vocal and good communicator. With chess, we are often competing against better players, so the aim is to be as compettiive as possible, and with several players of similar ability I often volunteer to tackle top player to give others in our team a better chance of success. I was not supposed to play last night, but covered at the last minute for our top player.
No longer playing sports, I enjoy watching. My best friend is an Everton supporter and I often go to watch with him even though I am Liverpool supporter.
WE both got our RDSB divis today, which are only a fraction of what they were. I have managed get get an average just over 5% this year despite all the cuts. My big divi due on 31/12 from IMB and and my other big-hitting divi is NCYF. My p/f has recovered so it is about 2% above closing Feb position, but still short of December 2019 position by some way. The big falls in RDSB, NCYF, IUKD and IMB make up most of my 2020 deficit. A Santa Rally would be welcome.
We both have to watch what happens to VOD, but I am happy with my recent purchase at close to current price.
As I say, I hope your coffee tastes sweet again in the morning, aided by a nice blue p/f.
Good night. Catch up tomorrow some time.
Cheers - CSDI

Good afternoon s-i-d-i,

Hope your shares ALL finished up in the blue today. All mine did, except PDG which dropped late on. Nothing very exciting but RDSB making up 44p was best for me today.
Managed to get out shopping with Mrs CSDI pm, to start our xmas plans. Just nice to get out of the house for a while as getting a bit fed up of being locked-in these days, and that is when we are only tier 2. We are making plans for 83 y/o FIL to be our only visitor over xmas, at the expense of the grandchildren. He is very resilient and normally goes to the gym 2 or 3 times a week in the very early hours, to avoid traffic and the masses later on. That's been a big boost for him, but he has missed his weekend visits to the local. We lost the MIL 3 yrs ago, but he has maintained a strong independence, and lives about 20 miles from us. We would like him to be closer as the roads back and too are terrible, but he seems happiest in his own village.
Argh, the chess last night went as predicted. We took a good beating by 10.5 - 19.5 pts with myself as sacrificial lamb playing their No.1 seed. I was well beaten in game 1, but had him on the racks in game 2 until a blunder lost me the game with a "mate in 1" when I went for the throat, but had a simple winning move to avoid mate in 1. My opponent apologised for getting away with daylight robbery, but I responded that's the difference between a very strong player like him and avarage club player like me. We make a lot more msitakes. Still it was a brilliant effort by both clubs to arrange a match with 15-a-side, which is the most players we have had in a single match incl one member playing his first ever match. for me it is not all about winning/losing, but mooe about taking part - which is prob why I am not a strong player LOL.
You sound like a man out of my own heart with the tea drinking. I prob go through about 8 cups a day - mainly to have a break from computer during working day. And I always empty my cup .... not like you (or Mrs CSDI for that matter !).
Most important I hope your morning coffee is celebrated every day with the "sight of shares in the blue".
Take care my friend - I shall pop back late in the evening.
Cheers CSDI

Hi S-i-d-i,

Will be palying chess at 7.30 and yes it is a big hobby of mine. I managed to set up a local league tournament on my own with 10 teams playing in it. It has just finished last week but was very popular. About 1/3 of the normal league players managed to get involved and play some games.
I am secretary of my current club and organise a lot of events thorough out the year. Even did an interview last month on local BBC Radio about the netflix hit, The Queens Gambit. I have been secretary and events organisor at both my previous clubs too. During Dec/Jan I have to ease off to get on with earning a living infortunately.
with GSK I think it is probably being targetted at the mo - and will go further south for a while. Sentiment against it, and momentum just builds. I can't see anything wrong with the long term outlook, so think it is just one of those things. When it comes to shares, there is risk everywhere, and it's just the heat in the kitchen so to speak.
Again I think the CSDI factor is signifcantly at play here, as I got in during July when it had dropped over 10% from its 52 wk high. But think you username seriosuly applies here S-i-d-i LOL.
fingers crossed GSK sorts itelf out - it's not the worst offender for me - being 8th out of 10 on my current losers list. Yepp thats right every single one of my current shares are in the red !
Better go now and will pop back in after chess
Cheers - CSDI

Hello s-i-d-i,
Finishing work early today unplanned, as needed to play chess match tonight. Our top player (HGV driver) stuck on a long haul so I have been asked to step in to the breach. We are having a 15-a-side match online, which is more than most county matches these days (usu 12-a-side). Its a bit different as we are playing two rapid play games against same opponent. Each game should last no more than 1 hour, whereas normal club matches can go on for 3 hours. We are big underdogs for this friendly challenge, as all their players are higher graded than ours. We are used to playing stronger teams so it does not bother us too much if we lose, it's all about taking part and creating a "club atmosphere" which is pretty difficult to do online. The fun thing is you can watch any game live, while playing your own game. I often captain our 1st team and just watch which is great in front of the fire, with a cuppa in hand, and background music on. Mrs CSDI not involved in chess, so watches her own tv. As I am palying tonight I will be using the office PC as bigger screen than my laptop in living room.
Just checked closing prices to see I've had another down day, mainly thanks to GSK having a stinker. Thats 3 down days in a row now after a good start to the month. Hopefully this is just a breather before year end Santa Rally, but not feeling confident with Covid on the rise, and "Oven ready Brexit" still not done.
Suspect your p/f had a decent day with insurers all picking up a couple per cent, and GGP recovering its early slip.
It's time for me to get dinner on the go, but will be back in few mins to look at other share chats.
Take care for now, cheer CSDI

Hello again s-i-d-i,
Not impressed with page layout with latest info at the end instead of near the top - makes it harder to follow LOL. Just as well we're only on P.2 so far.
Looks like a nice day with GGP for you. Poor day for CSDI as all my big holds in the Red - so no nearer any targets naturally. Just hope we are not at beginning of sharp pull back - but que sersa sera - have we had the Santa Rally already ? (a bit early this yr).
Having a bit of banter on few boards - esp VOD one. Intersting to see some of the views but hardto keep track with so many. When I used to write on ThisisMoney - we had a thread called " All Day Chat Room with breakfast, shares, sports and anything else" which was good area just to chat generally. We had some great laughs during the Financial Crash, where we planned a virtual bank robbery called "operation NRK" after the Northern Rock scandal. It didn't go to plan as our virtual Noddy car had a crash trying to escape from PC Plod. We had about 10 of us regularly chatting and it went on for years. It just disappeared randomly.
We will both be working for a few years yet as we have some years on our mortgage to go, as we got together after we both came out of previous marriages with not a penny to rub together. Our time will arrive in due course when its time to retire and hopefully have some good times together pursuing our hobbies without the tie of work. In the meantime we still have two boys at home and the father-in-law who is 83 to watch out for to keep us busy.
Hope for better day 2mrw with p/f, but just need patience to let things run for a while.
Take care - cheers - CSDI

good after s-i-d-i,
CSDI got head down today as deadlines looming for 31st December for several clients. Then have bigger push in January for 31st January deadlines. normally my busiest time of year anyway, but seems to be worse this year than normal due to CV-19delays. Even means playing no chess matches for few weeks as work is scheduled into the evenings.
With chess only being played online also need a break from computer. Tis one of downsides of working for myself, as xmas was a lot more fun when employed as you would get a decent break/holiday. although been a long time now - and lots of experience of it - seems more difficult as we are not 21 anymore - and Mrs CSDI also working most of xmas incl Xmas day.
Nothing of interest to note with my p/f today, and all the Brexit doom-predictions have had the can kicked down road again.
Hey ho - lunch time over - better get crackin' . Cheers CSDI
PS. we have had fun in past too trying to move fish, but no longer have them. We do have a couple of cats - Jerry & Sophie. Sadly we have lost two this year, Jerry's brother Benny got ran over, and old Jasper disappeared after we adopted Sophie.

Good evening s-i-d-i,
Hope you watched the Queens Gambit on Netflix - was big hit last month. Thats the only thing I've ever seen on Netflix.
Had me feet up today - being lazy - reading some of the Brexit Garbage on here, and lsitening to some of my favourite old rock songs, football on radio and the F1 GP. My best friend (of over 40 yrs) is mad F1 fan and has booked tickets for me and him to go to Japanese GP next October. We used to be fans of Mansell, but neither of us like Hamilton. We went to Monza (Milan) last year, and Hockenheim in 2018. Normally try one GP visit each year,
I reckon your fish speak as much sense as many on here re Brexit. Another great effort to kick the can down the road again.
Can't wait for it all to be over and we move on to something else.
Expect markets will be down tomorrow due to "uncertainty". but prob makes no difference in long run.
Notice your GGP share has hundreds of posts and followers. Hope that makes you rich again.
My busy time of year for work, so I shouldn;t really be spending as much time as I do chatting about shares - but this is more fun.
Mrs CSDI feeling much better today after good night's sleep. (big smiley face)
Catch up some time tomorrow.
Take care my (virtual) friend !
Cheers CSDI