Member Info for CHEQUEMATE

Hello GG, great to hear from you. Down South visiting Mum, back North on Sunday. On mobile here so very ltd to how much I can say!. Will get back to you on Sunday if ok. Real b.....r though when mkt up and our shares down!. Take care, CM

Computer software info tech sector down as a whole today not just GBG some far more so. Momentum also against share at present. Little nervous and could do with next rns asap to turn things around. May go lower in meantime. Overall story is positive, CM

Good evening Mike. Not a lot happening here at GBG, little movement in share price one way or another. A lot of the market is down today so shouldn't be too surprised GBG has dropped a fraction. If you or anyone else invested here is getting a little inpatient then perhaps I can lighten the mood somewhat. Another investment of mine, TRCS, has been pretty much static the same way over the same period of time, trading between 155p and 165p but today it disclosed its interim results which were pretty good. The share price jumped 8% to a new high. There had been times over the last couple of months when I considered selling TRCS and moving on, but hesitated because of the fundamentals being so good. The point I want to make is that I see absolutely no reason why GBG should not copy TRCS when it states its results towards the end of this month. I see no reason to sell at present. In my opinion it is a matter of patience being rewarded. Sometimes, many times, we have to sit through periods of the share price stagnating. The fundamentals and the story for GBG remain strong as we both know. Incidentally, I read on FT.COM that an analyst is predicting a price of 120p for GBG come the end of the year. Whereas I only take note of such things of being of no more importance than being of interest, it ties in with both our thoughts of where the share price could be over the time period, outwith of macro economic influences etc. Hope your other investments are behaving favourably. Regards CM

Good evening Bahhi. Glad someone else is here too; good to hear from you. Nice to have a rise here today. This really is very quiet. Agree with your comments although as far as I know I have not encountered one of ECKs products. It was/is the fundamentals that has attracted me to/back to ECK. Whereas my investment in GBO has risen sharply over the last week or so, I am quite content with ECKs performance to date if for no other reason than I feel I can sleep more easily with it than with the high risk but often no reward oily shares. Hope any other investments you have are performing well. Wonder if GG will pay us a visit?. Maybe weighing up at what price with GBO she can afford a ski holiday, hmm, now that's a thought, not to mention the chocolate!. Regards CM

Expect interim results to be released this week, within which I would expect notice of an interim dividend. In the trading statement released at the end of January it stated results would be in line with market expectations. Should give details of how the latest acquisitons have bedded in. Share price could re-act either way, depending how the market takes the news. Regards CM

Is this our new chat forum GG?. How's the little one, any better?, hope so. You haven't caught the lergy have you?. Why didn't I invest in BRT?, well, I can't invest in everything. There were a no. of shares which came up on the trawl, BRT was just one of them. I kept a close eye on AMO (Cambridge link for you) but have done little since topping up on GBO at around 27p and ECK at around 15p. Yes, we could have ploughed all our money into GBO, but you know what?, that would have been the trigger for it to start coughing and wheezing and catching a cold. The thought had crossed my mind to sell and buy into GBO more but I would have been nervous whereas just now I feel I can relax with the holding I have and enjoy the ride whilst it lasts. The worst enemy of any investor is greed and whilst stuffing my face with chocolate I may just take my eye of what else is happening about me. The other thing about ploughing everything into one share is it is like putting all your eggs in one basket. Yes it may work out, but it is a risky game to play especially if we have invested a considerable amount. Diversification is probably better even if means the other shares aren't performing as highly. I find a lot of investors are inpatient, expecting too much too soon. We don't sow seeds in the garden and then stand back and watch waiting for instant results, yet too often that is exactly what we expect from our investments. Take ECK for example. It has done little since I invested, or so it seems, but on a closer look the ask price has risen by around 9%. Come year end ECK sp could be nearer 20p, that would give me a return of around 30%. Thank you very much, I'll take that. So, have patience with BRT too; the fundamentals are good and healthy, but like any share, watch for any change in the story. And remember of course what we have learnt from GBO, all the waiting. Additonally don't let the noise from other shares distract your attention. Take care CM Time is getting on.

Nice post of yours re. BLNX GG, well done; glad to see it is working out for you. That and GBO too!, happy for you. Have a good weekend, hoping the little one is over the pox. Apologies for off topic. Regards CM

Good evening Mike. A bit late getting home yesterday after walking on the fells with the dog during the day and then training with mtn rescue search dogs in the evening. Too tired to sit down with anything more than a cup of tea and a quick bite to eat. Thanks for your post, interesting. I haven't got a copy of the Naked Trader book, but it is down on my list to buy. Don't let it concern you that the Z.P is old, the principles remain the same. It makes me appreciate just how lucky we are now that we have the internet to get our research rather than have to go through a broker (possibly with an personal interest) and/or through publications such as Investors Chronicle and/or Shares magazine; they no longer have the clout they use to. Good to see GBG up over the last couple of days. Could hardly believe it yesterday when a good no. of my other shares were down, GBG was shining a light, all be it a dull one. We really do need GBG to start challenging the high 90s again and to trade in a higher range. I think it will come because I don't see anything GBG specific to keep it down although it may tread water for a while yet, possibly until the end of next month with the next trading update. We will know when this takes off though becasue I would expect this board to get busier. I have had a very brief look at your holdings out of interest. I have held shares in RPC, selling out not long ago after a mixed set of results, largely adversely affected by the strong pound. I made a reasonable profit plus received a dividend. Believe RPC to be a decent investment. LOQ, ASW, DTG I would say look very good. Years ago I thought about investing in SPT at around 56p when there was a coup with the directors, deciding against it for whatever reason. TSCO, bit of an elephant but a defensive one, held shares there too some time ago at around 400p. SCLP, hmm, have noticed the share movement a while ago when it was positive but have noticed it has fallen back. I look on it as being a high risk/high return share, possibly very high return if it pulls the cancer drug off. If it doesn't though and the next test results prove disappointing then I would expect it to get hit hard. But, as you have said, you are just having a bit of fun with it; the very best of luck Mike. Seeing as you gave me your other holdings; here are mine: ECK, GBO, GTC, NET, PEN, TRCS and UFG. I have topped up on ECK, GBG, GBO, PEN and UFG. They are doing reasonably well, GTC needs a nudge but in its last trading statement it said results would exceed market expectations so there is hope there. PEN seems to be in a state of hibernation right now. All the shares meet the strict criteria, or most of them, that I set myself these days before investing. Have a good weekend Mike; don't drink too much, but what you do, enjoy!. Personally I have to work, oh Lord.....pays the bills I suppose. Regards CM

Hello GG. Thanks for paying me a visit here. I was just about to lie down on the floor with my cup of tea and my custard creams......sad isn't it!. Saw your post on GBO, you must have been posting at the same time as me. Well, they say great minds think alike...........hmm.......will that be us then?!. Have been keeping an eye on BRT. I'm not in a position to invest more, but it was a share which came up on my radar during my last trawl of the indicies a few weeks ago meeting most of my criteria; so that may give you a little confidence. Very quiet here on ECK, not expecting anything much to happen, only on reflection. This is possibly one to put in the drawer and look at just occasionally rather than an oiley which we would be constantly trying to catch and keep in our hands like a bar of soap and which inevitably gets dropped, stepped on and find ourselves doing a banana skin fall. Yes, sad about RW. But you can't keep a good one down and I am sure he will be back somewhere on the boards; who knows, maybe on this one. Sorry to hear the pox has hit the house. No one has been outside ringing the hand bell have they warning folk off. Hope your little one is up and running about again asap (is she of that age?, or is it crawling about?). GBO going well. Don't be surprised if there is a retrace. Enjoy the BRITS. Take care CM

Hello Mike. Your timing on GBO has been ideal. I first invested probably 2 years ago, at 26p, and eventually bailed out 18 months ago at around 18p, taking a hefty loss. However, after much research I decided to re-invest due to the fundamentals, RNS including trading updates, etc. I really couldn't find much better in the market. By this time I had invested in GBG and over the last year have topped up twice with GBG and GBO. I think they are now my main 2 holdings, well, by value anyway, and also by profit come to think of it. GBO has been a real white knuckle ride, often I have considered selling out but my nerve has held this time. I have changed my investment strategy since Febrary last year after some poor decisions. I have gone back to basics and followed the basics laid down in a book by Jim Slater called "The Zulu Principle, how to make extraordinary profits from ordinary shares". It has transformed my investment performance. I would recommend the read all be it some of it is out of date since it was written before the internet, so we have much more easily available information to base our decisions on rather than go through a broker. At some time should you wish I am happy to outline the principles. Regarding holding, well, that is fine, only remember, "run your profits and cut your losses". The 2nd part is equally important, too many investors hold rather than cut their losses because it is painful to take a loss. Somehow we can convince ourselves that things will turn around, any down turn is only temporary, the market has got it wrong. Well, yes, maybe, but the market can be irrational if you like for far longer than we can stay solvent. Better to get out and possibly re-invest elsewhere. This does not relate to GBG and its present situation, although we do need to keep an eye out incase the story changes. Cash Converters. Yes, it would have been me to blame for that. I am out of CCVU. I got out because of the de-listing and because my broker doesn't deal with Australian listed stocks. It would have meant taking my shares to some other broker somehow. I didn't want the complication so sold, unfortunately at a loss. If I had held on I could have got out at a better price, but, well, that's life. You win some, you lose some. SCLP, I'll come back to you on that one. I will have to do some reading up. Good luck come your retirement. Any plans?. A little way off for me, ever further though if this Govt. (or any other I guess) has its way. I'm always happy to share ideas Mike, find it healthy for folk to bounce ideas off each other. Need to go now though. My day off tomorrow, so maybe back on in the evening. Regards CM

Hello BT, at lunch so just a quick post. Not the day I had expected. Totally agree with your thoughts. It is never pleasant when any of our shares gets hit. However, I remember last year shortly after I bought into GBG one day when the share fell by around 4p when the share price was around 62p. Took a gulp. Turned out to be a buying opportunity if anything. The fundamentals remain strong, the news remains good here. Share price down here intra day not long ago. I have had to learn a very painful lesson with GBO to stay in there, despite what my heart was saying, listening to my head. I see no GBG specific reason why there will not be a recovery here. In the meantime, yes, ride the bumps. Must go back to work. Hoping any other investments you have are holding up. Regards CM

Hello BT no need to apologise. Glad you have got your finger on the pulse too. GBG is in a trading range in the low 90s at present. Sometimes these ranges go on for some time before they are broken, bouncing between support and resistence. It's a matter of sitting back and biding our time imo and trying not to be distracted by any noise coming from the sidelines involving other shares. I am not sure we will see the same performance this year in the share price as we saw last year. Personally, if the share price is around 120p by year end I will be quite content; giving us a rise of around 30%. Come to that, a rise of around 20-25% year end would be good (lets not be too greedy). Steady as she goes and all that. Just need a catalyst to get this one rolling again. Take it easy Regards CM

continued from below For mobile verification we currently use data from 527 mobile network providers across 188 countries, and email addresses can be validated across any country across the globe that uses SMTP." "GB Groups technology ensures identity data is checked at the point of entry, flagging up inconsistencies. Not only does this ensure an organisation captures accurate data, it also means it can spot bogus or fraudulent applications - protecting it further down the line. In this way, we're helping companies like Nectar Italia become successful in a quick, responsible and profitable way." About Matchcode International Matchcode International is GB Group's flagship global data quality management product (GDQM), which provides address verification and geo-coding for more than 240 territories worldwide and has proven successful with multi-national organisations worldwide. The industry-leading global addressing solution is fully multi-lingual, and supports both Latin based languages as a stand alone application or as an on-demand (SaaS) service, and has access to premium "expert" address data that is enhanced with street gazetteer information, superior to that offered by the national postal authorities. Having been in contact with GB Group Secretary John Constantin by e-mail back end of last year I understand that GB Group do not issue RNS which they believe should not have a material effect on the share price. Had this been released as a RNS then the market may have over re-acted. Better to wait. This may well be disclosed in the next trading update. No worries. This is a good company. This is good news. Not everyone needs to know. Regards CM

Article from GB Group website not released as a RNS, dated 5 February 2013: GB Group plc, the identity management specialist has announced that Nectar Italia, Italy's first coalition loyalty programme, is using its Matchcode International solution to resister customers by validating new member addresses. The global address verification solution (AVS) is part of the portfolio of products brought into GB Group by Capscan, the company GB Group acquired in 2011. It has been deployed to manage the critical customer registration process and put the right safeguards in place to ensure that the address information provided by Nectar Italia's members is accurate before it enters their database. By implementing this customer information validation and cleansing system, Nectar Italia has adopted a more holistic data quality management system that will improve online sales, out cart abandonement and reduce processes that deliver a "flawless and frictionless" online shopping experience, regardess of the geographic location of the customer. Head of IT at Nectar Italia, Francesco Tiberi, explains: "With millions of members from all around the world the cost of printing and mailing is considerable. Should a statement be returned to us undelivered, or be sent to the wrong address, particularly in a foreign country, it would represent unnecessary wastage and cost. Ensuring the right statement gets to the right household is also important for maintaining the positive brand image of Nectar Italia. GB Group helps us in both of these respects." The decision to adopt Matchcode International is part of the Nectar Italia's broader strategy to reap the rewards of a booming e-commerce market. Statistics show that online sales are already making up well over 10% of all retail sales, and these figures are expected to grow fast in every country. Access to retail sites by customers from mobile devices is also booming - research from Reevoo suggests an increase of 137% between 32011 and 2012. As e-commerce increases in importance, the number of shoppers from other countries, and their potential spending power, is increasing in gross value and are becoming significant sources of income for the retailers concerned. David Green, Head of ID customer registration solutions at GB Group also commented "There's no doubt that online commerce will continue to increase in popularity, particularly as smartphones become more accessible. If brands are to provide a successful customer loyalty and engagement programme that drives more online shopping, then they need to make sure their databases are reliable, so capturing accurate identity information about a customer when the register is essential. Our solutions verify consumer and business names, postal and email addresses as well as landline and mobile telephone numbers. Running out of space folks so will finish the above on next post.

Thanks GG. You're a good 'un. Yesterdays call out for the dog teams was the 2nd. of the week. They had been called out first thing on Monday morning to search for 7 people who had gone missing overnight on Cairngorm. 6 of them turned up ok, having found some sort of shelter lower down on the wrong side of the mtn. but unfortunately the 7th. didn't make it. Conditions had been awful, near blizzard. I had been out earlier high up digging snow holes and a shelter for the training we were carrying out; the holes were trying to fill up as quickly as we were digging them. I was glad to get off the mtn.. Lets hope for a good day folks. Hope all is well. Take care CM

Hi GG. In case you see the news of the avalanche in the Cairngorms today let me tell you I am ok. I came home today due to work on Saturday and didn't want the long drive back tomorrow. I have spoken to one of the dog handlers who I have been with this week and got the details. It wouild seem 3 people have been killed in the avalanche. One of our dogs found one of the bodies, another dog confirmed it. Our teams were training not too far away at the time so were on site asap. Only on Tuesday I was buried in training specifically for this kind of event. The dogs performed brilliantly and did exactly what they were trained to do. Avalanche risk was officially rated as considerable for today, so it wasn't a surprise one happened. A little shaken about the news all the same. All our personnel are accounted for along with the dogs. Main news has just said that 2 have been critically injured and ones condition is not known.......hmm. Maybe there is hope yet then. Apologies for off topic folks. Regards CM

Bear Gyrlls?, Bear Gyrlls?....., do you mind!. Huh!. I don't know!. So you are back in the market then. Well, good luck my friend, I really hope things play out for you. Even though you are not invested here, don't feel you have to hide too much. It is always good to hear from you. And I would like to echo what RW posted, your posts do have a charm about them which many other boards could do with. As for wrong timing with buying and selling don't feel too bad about it, I use to think I made a habit of it. Easily done. Look at FJET, fortunately sold out pretty quickly taking a small(ish) loss rather than stay in and taking a hefty one right now. Put it down to experience. You have my confidence in you (for what that is worth). Hope your little ones are keeping well. Regards CM

Hello GG, what a nice surprise to see you back posting, you've been missed. Sorry I didn't reply earlier, I am in Scotland, nr. Aviemore, training with mountain rescue search dogs, being buried under the snow for avalanche training and internet connection is erratic to put it mildly. Glad to see you are still in GBO, little frustrating it has fallen back and that GBG keeps hitting the glass ceiling. This one is off most peoples radar and is chugging along quietly on the hard shoulder. Don't expect fireworks here. Must go. Breakfast calls and then the mountain again. Forecast not good for today. Take care...............you too RW Regards CM

A good RNS this morning. On the back of it I topped up my small investment with another smaller investment. It has been shown as a sell, not surprisingly since the price quoted was 14.87 to buy 14.875 to sell!. Other trades too may be shown incorrectly. This really looks like a slow burner. Looking back at the sp chart over the last year to 18 months progress has been sure and steady. One I hope I can rest with, off most peoples radar. Ideally ECK needs to get to 20p and over and then others may take some notice. Regards CM

Hello BT. It is often the "quiet ones" which are under most investors radar and "non flashy" which give the best returns. I have topped up a little in ECK this morning on the back of a RNS. A non exciting share off just about everyones radar. Very quiet but has given a return of around 100% over the last 18 months. Fundamentals good. Not a recommendation nor a ramp. I don't expect a rocket there, slow and steady. A return of around 20% on the year would be acceptable - just like here with GBG; which is really the point I'm making (although there is the possibility of far more). Agree with you comments completely. Good luck Regards CM