Member Info for Birdsong

Soon be car DCA via the FCA ruling too, and that will be worse than expected no doubt. A yearly thrupence divi, to see Lloyds drop five times that since it highs is hardly cause to get the bunting out either.

Re : " I hope Labour wake up to this reality."

It would be a first, and, with the Green pansies now a political threat to this woke Government, even more unlikely. The British public for the most part live in a fictious world of dreamers, aided and abetted by MP's into thinking green energy is easy to provide all what we need. That we can have wars and only hurt the bad people, etc etc, too much screen watching and too little of real life experiences. With woke BBC progs,like Countryfile fuelling idiots into thinking we can feed a swelling nation by having half a dozen free range chooks, with a cosy straw bed, changed daily whilst some middle class disabled foreign farmer recites poetry etc, there is no hope, and sadly maybe only a real WW will bring back reality to the masses.

Certainly hope not, but unless something is done about our populations grip on life I fear for the UK's future, so can't see any UK oil production being expanded unless their phone chargers can't be charged.

That much of the oil price rise will be due to the extra costs going the long way round and additional security, insurance costs etc, so don't expect it all to be just extra profit for BP

PS Gold and Silver likely to rise well. The latter is supposed to be in very short supply as China banned exporting it, and futures contracts were said to be mostly demanding the real deal of silver, rather than as they normally do roll them over or take cash.

Talk was there was more than four times silver promised on paper than what could be obtained should all wish to go for the metal option.

Likely plenty of lies, hype and manipulation in the tales though, but hold on to your nuggets and Krugerrand's tightly and the silver spoons many on here were born with, make more room in your mouths for chat too.

I expect a small drop on open, but growing larger throughout the day as more sell as a ebbing tide lowers all ships.

But on that note, a ship has just been sunk in the straits now.

Good news is BP should fly, but, like Lloyds, seems to temper it share price on good news, but fall rapidly more so on bad.

So being my second largest holding after Lloyds, likely lose more than gain on paper.

BP's gain could be short lived if some puppet Gov eventually is installed and the USA do a good job of destroying any serious armaments in Iran.

Just a guess of course, but can hardly see Lloyds flying as it imo was in a downward trend, and trend is your friend.

Re: "Trump wants the oil, this is nothing to do with religion or Israel, all about the oil. any further discussion pointless."

Disagree. President Trump, his family his friends will ALL be driving massive cars, have lavish homes fully heated if oil was $1000.

But ask yourself would the poor down the line in the USA or elsewhere?

Certainly oil is an issue, as it brings in the wealth to fund rouge states, and even IF, and a deliberate big IF, the POTUS did risk a world war to save a few dollars on filling his car or so he could have the heated pool turned up a notch, then all the Americans and much of the free world also gains by having cheaper oil than he ever will.

So to slate a leader who is doing what the electorate voted him in to do, to maintain or improve their living standards even if at the expense of other nations, is hardly being a 'bad leader' it is what the electorate want and expect to have a leader who puts them first.

Of course numpties will pick and chose a few Americans who don't fare so well, but no leader can help those who don't want to help themselves and have to cater for the majority not the minority. That's democracy.

IF my leg gets blown off by a reprisal attack, then of course to me, it wasn't worth it, but for the huge majority the never to be known carnage from such a state producing a nuke will be oh so worth the gamble and a few innocents paying a horrible price. That is what strong leaders understand and only woke and weak think by being nice all nations will respect them. They don't like many in our society, they happily accept any freebees but don't see it as kindness but weakness, and as time goes on, their right.

Trumps thankfully sees through the weak and woke dreamers and does what should have been done years ago by former Presidents who by being nice kept taking their pay whilst the US grew weaker and there debt grew to be scoffed at by many here.

So when someone tries to do something about it, then that is wrong.

Life isn't like a modern film, with wars, battles and the nice winning, hence we have lost control of our streets, our benefits to those who are vile due to weak thick but nice people who think it is lack of education lack of money, lack of training that makes people rob, drug deal, rape, stab, but it is because they know they can as leaders are weak and punishments even weaker.

Wake up Britain vote Reform or your children's lives will be far more dire than you can imagine, and whilst Lloyds and other UK bank shares may be taxed, better than seeing the country come fully apart and have all your wealth and quality of life destroyed.

Whatever, imo so nice to see one Western nation having the bottle to protect itself before a Muslim country develops Nuclear weapons capable of reaching it's own people.

Whilst such clearly has the risk of starting a larger war, if the U.S was to do nothing, then the risk to America would be far far greater in a few years time.

So to see some bottle and action from President Trump instead of the weak, wish washy do nothings Western leaders who spend their time apologising for what past leaders did to other nations, whilst the East is still treating women and children as low life, so imo POTUS should be applauded.

None of us want to see our shares fall in value, or to see American personal hurt or killed, nor the none extremist Iranian people, but as we have seen before, the more zealous type living in western countries, of which there a plenty are too dangerous to have access to a knife, a sword, a van, or gun let alone such like minded people in their own land controlling the use of Nuclear weapons. The extremists when living in their own land, with such lesser weapons are little risk to us, but for them to have Nuclear weapons is another matter.

Perhaps as reprisal attacks begin a good reason then for a future PM to enforce more stringent border controls here.

Gold and oil should rise, so fill up your tanks, hide your sovs, and watch Lloyds, who were are always told, is mostly UK based, fall more than other banks.

The good days are over, kiss and tuck them in well, for in a few short years they could well be dressed for battle, fighting along side all the new British... for the King and country.

Oil once the vile Iranian leaders are destroyed will after a spike in the intervening period, will then start to fall as more is pumped as sanctions to an Iranian Western friendly gov are put in place.

The world needs a strong U.S Police force who deals with real world problems, and Trump is the man to do such. War is not nice, but neither is letting enemies get the upper hand, for the mercy they will show, will be zilch to all of us. Think.

First shots of WW3 may help lift s.p too, mind as Dylan sang, "You can take your money, but I don't know how you will spend it in the tomb.

Problem is, never been rich but miserable, to appreciate being poor but happy!

Czql5v

Imo, the car DCA saga announcement will be used to the max effect to bring Lloyds down more than it ought. As positive trend seems to have reversed or at least stalled, any such expenditure, even if already known, will be used to lower the share price to the max.

A Spring of sorrow here I fear.

Must admit, the Green party did have a cost effective solution to prevent illegal landings in the UK. They propose to have councils who have land bordering the UK coast line, to plant gorse hedges around the entire coastline where beach to land access is deemed likely landing places.

Should that fail, then a plan to breed very prickly Sea Urchins and in extreme cases sword fish to puncture slowly any near to shore craft was to be tested.

Enid Blyton would have loved such a hedge.

Lloyds following the gloom of the country as weather turns back to the usual after two lovely days when people were far happier, as were the wildlife and birds . Would be hard to imagine anything coming to the UK for the weather unless sporting webbed feet. Still no hose pipe ban hopefully this year; every cloud.

"Maternity care alone is appalling with obesity and ray cism and poor staff relationships cited as factors."

Perhaps those responsible for creating posters for maternity wards truly felt that as we are all equal, then not having a higher percentage of black women featured didn't matter at all.

And perhaps those who keep having to make issues over such trivial problems when the NHS struggles to survive , they, themselves may be the ones who wrongly feel that some people aren't worthy of being treated equal, and hence have to keep making an issue of such by promotion those who they themselves feel are lesser people in some way.

Unsure what your issue is, perhaps you have a real problem, but this is a Lloyds chat board, and you seem to use it to promote race issues to presumably try to get anyone who is not far left banned when they disagree?

Any non indigenous people choosing the UK to live in, should consider themselves very lucky to have chosen a country whereby NHS treatment is not only free, in maternity, but the offspring that they have will be kept from cradle to grave no matter how they choose to live, or how much or how little they choose to do when living in the UK.

Anyone not happy are very welcome to try another land in which to have children and see if that is so much better.

Seems now to be a case of the squeakiest wheel knows it will get the most oil.

Lloyds steady, but always seems to dive as Friday arrives, seemingly the weekend is too much to bear for it most weeks.

T thought you would have sympathy, after being considered by ,many as a woman, as Cathsoames, Jayfax, Crowcast et al. Not the most popular character on here either, so we do have a couple of things in common. Whoever would have thought?

We could have been besties or at least had deep interesting conversations and wasted our lives trying in vain to convince one another of our diverse views whilst watching our investment slide away again.

Apparently both, according to those on here. For the latter though, we prefer not to use words like thick, as some sort of mental illness is likely, especially at DHSS benefit office. Just being thick, get you nothing, must have a title to your state of mind to get that.

T, Rambling are necessary to explain to those who chose to be picky, why a word, sentence or comment was made.

Whilst a healthy nation is preferable, coincidently those firms who do pay full sick pay will be found to have many sick staff more often and coinciding with the world cup, and other sporting events etc.

The Gov making mental health claimers able to be eligible for Pips etc, has also coincidently made the amount in our society grow to the largest numbers ever.

Or maybe it was that children couldn't visit Granny for a few months during covid that has caused the surge in numbers of those claiming mental health benefits.

The whole nation will be claiming such when WW starts if Covid caused such issues.

Likely a referral for min of six months in a mental institution to test for the depth of illness would also coincidently cut the numbers of such claims.

Surely even you know that people are capable of lying, especially if they gain financially from such, as we see from the very top, to the very bottom in society it is popular now.

Sadly there are more at the bottom thus more of an issue that the few at the top financially wise, but all need to be investigated fully.

Fraud is easy, and since claims for backache had to be verified by medical experts, many fraudsters moved on to anxiety, easy to fake, hard to prove, and why recently Alton Towers have insisted that unless a child shows a physical disability then, such can no longer use it as an excuse to fast track rides as the numbers of those saying their children had an issue was so huge it became impossible to function. Saying something doesn't mean it is correct.

Many children are said to live in poverty, yet their parents don't.

Kindness is seen as weakness by a Gov to be exploited to the max, and is ruining life for the many genuine people and children who need more help, more money but weakness and fear of any invasive checks on people as suddenly their 'rights' prevent such. So we are where we are. See the fault in people they are not all genuine and nice, as they are not all on the swindle.

Perhaps AI will be able to get benefits vetted by having the spending of receivers who claim to be in poverty checked to see where the money is spend and then have the amounts reduce where wasting or foolish spending or OUR money is flagged up.

All done privately to not offend the genuine cases who should applaud savings and catching scoundrels.

Lloyds would benefit if Citra rents are then paid as unemployment rises if money is well spent.

Stp Re, you earlier post:

"Stock prices in Europe were mixed on Tuesday afternoon, with market sentiment shaky amid artificial intelligence worries"

Confirming, although not needed, what I said. AI will force up unemployment, and add huge redundancy costs to many including Lloyds.

So if someone else says it, worthy of a post, if I say, it is dissed. Most telling.

T, perhaps lowly paid workers, would suit your fault finding exercise easier to grasp, rather than using any words that woke readers get upset about.

No matter the results are the same, and whilst we all know the value of a road sweepers, cleaners, car washers, checkout staff etc, the fact that most anyone could 'leave' a job which needed more quals, experience and skills to achieve and within a day or two be able to 'do their job' if fit enough, whereas the lowly paid jobs, or people would be very unlikely to be able to step into, say like a financial advisors job, or doctor, or solicitor etc etc.

So what, as you well know, I am saying is, with a growing able labour force, then to add the once higher paid dismissed dead wood to be searching for the more physical jobs that AI will have less a detrimental effect upon will cause more unemployment as the lower paid jobs market often can't fund their own rent, mortgages, child care, without the addition of what was child tax credits, now universal credit, thus Taking, and not adding to the revenue for the chancellor, so higher taxes for those left in employment

As people who have been used to a good wage find they are competing in the low paid sector to job search, then defaults on homes, cars, loans are highly likely, should the once well heeled earn far less, then dragging down Lloyds, as although the ex employers of such gain greatly they are lower in number than their employees, so a case of more harm than good as far as Lloyds will be concerned as far as I see. Of course RR will then tax company profit more to try to counteract the sacked workers not paying any or less taxes on lower wages, but as they will likely claim benefits too, a double whammy for Rach.

STP I get your take, and I know all about luddites etc and other horrors that were thought by the dim to make us all poorer, which eventually worked out, but for many the intervening time, until it does is costly for many, and I feel it will be for Lloyds as to retrain is time consuming, costly and to do what exactly. The TV ad's vacancies and actors now seem more of a diverse option, and most jobs, such as health care, prison services, fire service costs the UK money, not creating any for the good of the country, so to find well paid, enough to fund your family without taking benefits, and to produce wealth is very hard now when up against AI a multi national companies. A.I may not effect so much mainly physical work, but which many are unable to do if old, ill or lazy which fits a large proportion of the current out of work. Some not out of work as never been in work

Hope you are right an Lloyds gains from such, but for reasons given have doubts.

Strike I can't answer truly as to why the US miners always rise on good news, nor did I know that they always do.

IF they do, then could be that investors in US stocks are not so swayed on hype and buy and sell more frequently with lower amounts of stock and not buy and hold for so long generally, likely due to less taxes on doing so. Perhaps they run a tighter ship, or better paid employees or just coincidence.

Clearly I said 'often' and not 'always', and was giving reasons as to why the often asked question of 'why has the s.p fallen upon good results' does often happen, proving that oft the s,p does drop.

You can see by the increase in the number of posts on a quickly rising share that it brings in pi's who are buying in a lot on the hype, and that increases the hype, hence I said that often, but not always the prices is baked in 'and then some' as it get overdone in hype situations and IF that has occurred then the s.p can fall away quite dramatically, often going lower than it ought, due to peoples hype and fear on the way down as it did the opposite on the way up.

IF so that is when new buyers jump in, on the overly low share price, and after a day or two after results the s.p settle to where it ought to be.

But with silver, the Asian guy hype vids, and the genuine need for silver, as I said, this could be way different.

IF I knew anything, I would not be telling anyone, but positioning myself to gain, but I know nothing, just thoughts and seeing dead certs many many times before on results days.

So not a de ramp, nor a ramp, I am flat as truly don't know myself what to do, and more info just adds to uncertainty.

STP, the risk as highlighted from AI removing much soon to be dead wood from companies will create a large amount of unemployed in the UK, which as we are already saturated with potential low skill workers, will make finding even lowly employment in the future, much much harders.

This will add to defaults on loans and mortgages and breaks, holidays in payments etc will only be effective IF the unemployment is temp, which, with so many here seems unlikely.

Perhaps Lloyds trying to branch into the more wealthy bracket may help, as the rich to poor gap should grow wider apart as those companies directors etc who save on AI, will grow richer, whilst their sacked, then dead wood pile, will likely grow poorer.

But overall, mortgage apps will likely fall, defaults increase, and thus houseprices will suffer a drop or slower than would be rise, so mostly neg as far as I can see for Lloyds.

What say you?

Sadly are often, not always but often, not only baked into the share price but baked in and then some, hence all too often, come results day, when announced and the share price plummets down, the dim posts of "How come results were stellar and we drop" are plentiful.

Shareholders assume that like the lottery numbers, the results are not know to the last minute and only one or two people know the results.

Yet any business has many workers who have to gather, collate and sort out the data and print such before the results are announced.

To assume that all don't let info slip is naive, when info is all and so valuable and so easy to gain with smart phones cameras and one word sent can be so lucrative to both sender and recipient.

Of course equally possible that results can surprise if a tight ship is kept, but when a share has risen so much in a year, and now with external threats, seems many may well take money off the table pre or on the day. But if the Silver situation is all to be trusted then maybe this time will be different.

A genuinely hard choice for those with lots of skin in the game to decide upon especially with the skirmishes in Mex, and one wonders if President Trump won't take full advantage of such and give protection to Fresh in return for rights.

The US with a dedicated President will do whatever it takes to stay top dog.

Interesting times.

My post, suggesting why silver and PM miners don't rise as the same percentage of the refined metals, then forgot to add civil unrest and President Trump the green eyed, over the wall neighbour to my list of possible issues for Fres :

RE: Silver Price...20 Feb 2026 18:01

Also, Silver mines can be heavily taxed by the country they are in, or nationalised, or suffer from disasters, strikes, or as we saw with covid, at risk from any human epidemics, and of course the refining costs, shipping costs of the ore all are costly, so to expect a purified price of silver to match that of a hole in the dirt with all the risks and more above, to match the percentage rise of silver to a mine is naive.