Chancellor George Osborne will hint at the sale of state-backed Lloyds Banking Group by the 2015 general election in his annual speech on Wednesday, aides told the Financial Times.He will signal that he wants to move the lender back into private ownership but will refuse to specify an exact date on the sale of government stakes.The chancellor will also suggest that Lloyds is ahead of the Royal Bank of Scotland (RBS) in becoming private due to a better share price as the government does not want to leave taxpayers short.Lloyds shares have reached 61p, the average price at which the stake is booked in the state accounts, but needs to rise to 73.6p to return the full government injection of £20bn.RBS has achieved a share price of £3.16 compared to the rescue price of up to £5.Osborne is expected to come under fire from the UK's Parliamentary Commission on Banking Standards in its report this week for failing to set out a clear strategy to restore the troubled banks' profitability.The banking commission will reportedly say RBS is weighing heavy on the economy and will call on the government to consider all options including a break-up of the lender. In his speech, Osborne is anticipated to say the government has moved from the "rescue" phase for the banks into a "transition phase". "We want to sell both as soon as we can but only if we get value for taxpayers," one coalition official said. RD