HSBC chief executive Michael Geoghegan will break ranks with his rivals at other UK banks and accept a £4m bonus for last year, but immediately hand it onto charity.HSBC has received no state support during the banking crisis and feels it should be allowed to make its own decisions on remuneration. Geoghegan will pass his bonus onto Education Africa, a charity that specialises in schools projects in Africa and connected his wife, Jania.Last week, Stephen Hester, the head of UK taxpayer-owned Royal bank of Scotland, and Eric Daniels of Lloyds, which is 43% state-owned, both waived their bonuses, though both banks did make sizeable payouts to staff involved in specialised and profitable parts of their businesses.Lloyds and RBS both posted big losses, but HSBC is expected to post profits of over £7bn tomorrow in its figures for 2009. The rest of the HSBC's senior executives are expected to get up to £15m between them with finance director Douglas Flint inline for about £2.5m and investment bank head Stuart Gulliver over £3m.HSBC's investment bank is expected to have made record profits after it reported business at the division was booming in its last update in November. The bank is also tipped to report a much improved situation in its US loan book, which has been responsible for huge impairment charges in recent years.