Aviva & Downton Abbey
22nd September 11
I'm sure that I was not the only red-blooded male who eagerly tuned-in to the new series of ITV 's ' Downton Abbey ' on Sunday night. I was? Oh, never mind. As an Independent Financial Adviser...
Read More22nd September 11
I'm sure that I was not the only red-blooded male who eagerly tuned-in to the new series of ITV 's ' Downton Abbey ' on Sunday night. I was? Oh, never mind. As an Independent Financial Adviser...
Read More6th September 11
I visited a couple of Company Directors last week. It was my second visit; to present my Pensions recommendations to them. At the first visit, one had been very 'up-and-at-em', keen to get their P...
Read More16th August 11
The IMA ( Investment Management Association ) has released figures showing that a substantial £3.8 Bn was invested into Multi-Manager (or ‘Fund of Funds’) investment funds in the first half of 201...
Read More11th August 11
You and your Partner have just arranged a new mortgage and/or reviewed your existing protection arrangements. So, time to arrange/replace your Life (& Critical Illness) insurance in joint names? P...
Read More9th August 11
Well, it certainly seems that way. In Personal Finance terms, it is obvious to me that we are all extremely concerned and worried by the stock-market events of the last few days. I very much inclu...
Read More26th May 11
I’m working to the assumption that the readers of this Blog will be ‘clued-up’, and so enjoy an ongoing relationship with an Independent Financial Adviser (IFA). Looking ahead – over 18 months, in ...
Read More4th May 11
You obtain a mortgage, and then you obtain life insurance. Right? This, indeed, is the oft-travelled path; whether the life insurance is arranged via an Independent Financial Adviser (IFA), Bank, ...
Read More27th April 11
The Self-Invested Personal Pension (SIPP)...the clue is in the title. In the past, Independent Financial Advisers (IFAs) have been accused of favouring SIPPs over ‘standard’ Personal Pensions due t...
Read More14th April 11
I had an experience on Monday that re-iterated the lack of absolutes in financial planning...and possibly life in general. I pride myself on my lack of earnings-motivated actions. I am fortunate i...
Read More5th April 11
The clocks have sprung forward, the nights are much lighter...a sure sign that ‘ ISA Season ’ is upon us. “You’re too late!” I hear you cry. Well, technically, you have a few hours left to use you...
Read More15th March 11
I was beavering away yesterday; preparing for an interim Client meeting – to let him know how my financial planning thoughts had progressed re: his impending retirement. He is not exposed to Japane...
Read More8th March 11
The results of a new study published today showed that 'Fettered' investment funds out-performed 'Unfettered' funds over 3 & 5 year timeframes. The source of this information is Trustnet . An U...
Read More3rd March 11
A big shake-up to Pensions provision is coming in the next 1 to 4 years. What is it? Auto-enrolment and N.E.S.T. Auto-enrolment is mandatory. A company will have to enrol its employees in ...
Read More17th February 11
This time last week, I was conscious of an evening appointment to come, having already visited a gentleman in the morning. Both people were new to me, the best way to describe them being ‘potential...
Read More11th February 11
When I hold seminars, I often hear some terrible stories about trades gone wrong. It's usually about someone holding onto a share for far too long, buying more as it goes down, or building up too ...
Read More1st February 11
‘Suitable’ is not a word IFA’s often use in connection with Structured Products. Well, at least not until recently. I advised on my first Structured Product last Friday. Hardly life-changing as i...
Read More26th January 11
First of all, thanks a lot for the feedback on my new Spread Betting book. It seems to have helped a lot of you and I’m glad about that. The one aspect of Spread Betting that still causes problem...
Read More25th January 11
I seem to have taken a Blogging sabbatical since early December. I must admit, there was no great why or wherefore behind this; just needed the break. Anyhow, back to Personal Finance matters! ...
Read More13th December 10
Yes, it's that time of the year Finance Writers love - they can cut & paste the ‘Santa Claus rally’ piece they wrote last year...and the year before...and the year before that... The FTSE pretty...
Read More5th December 10
According to Companies House , ... ... December 31st is the second most popular business accounting year end. Unsurprisingly, March 31st – near the April 5th general tax-year end – is the most ...
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