Publication of a Prospectus

13 March 2020

International Personal Finance plc

Publication of Prospectus

The following prospectus (the "Prospectus") has been approved by the Financial Conduct Authority and is available for viewing:

Prospectus dated 13 March 2020 relating to the International Personal Finance plc €1,000,000,000 Euro Medium Term Note Programme.

To view the full document together with the documents incorporated by reference, please paste the following URL into the address bar of your browser:

http://www.ipfin.co.uk/en/investors/debt-funding-information.html

A copy of the above document has been submitted to the National Storage Mechanism and will shortly be available for inspection at: http://www.morningstar.co.uk/uk/NSM

For further information contact:

International Personal Finance plc

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Prospectus is not addressed. Prior to relying on the information contained in the Prospectus you must ascertain from the Prospectus whether or not you are part of the intended addressees of the information contained therein.

Your right to access this service is conditional upon complying with the above requirement.

Legal Entity Identifier: 213800II1O44IRKUZB59