JSC Halyk Bank: INFORMATION NOTE TO THE SHAREHOLDERS OF JSC HALYK BANK

JOINT STOCK COMPANY

"HALYK SAVINGS BANK OF KAZAKHSTAN"

(40, Al-Farabi Ave., Medeu district, А26М3К5, Almaty, Republic of Kazakhstan)

INFORMATION NOTE TO THE SHAREHOLDERS OF

JSC HALYK BANK

JSC Halyk Bank (the Bank) informs on the resolution adopted at the Annual General Shareholders' Meeting of the Bank held on 23 April 2021, to pay dividends on common shares of the Bank (NIN KZ1C33870011/ISIN KZ000A0LE0S4) as per results of Bank operations for 2020:

name: JSC Halyk Bank;

location of JSC Halyk Bank: 40, Al-Farabi Av., Medeu district, A26M3K5, Almaty, Republic of Kazakhstan;

bank and other details of JSC Halyk Bank: National Bank of Kazakhstan; BIC - NBRKKZKX, correspondent account - KZ87125KZT1001300313, BIN - 940140000385, Beneficiary Code - 14;

the dividend payment period: 2020;

the amount of dividend per common share: KZT18.00;

the dividend payment start date: 1 June 2021;

the timing and form of dividend payments:

the record date of the list of shareholders eligible to receive dividends, as of 00:00 a.m. 26 April 2021 (Almaty time);

the dividend payment form - bank transfer.

Please contact The Bank of New York Mellon, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A. (the 'Depositary') for the procedure of dividend payment to GDR holders.

Please feel free to contact the Depositary if you need any further information:

Ms. Tatsiana Axenova, telephone: +1 212 815 4158, e-mail: tatsiana.axenova@bnymellon.com

Ms. Mira Daskal, telephone: +1 212 815 5021, e-mail: mira.daskal@bnymellon.com

For further information, please contact: