PCF.L Regulatory News (PCF)

29 October 2015

Private & Commercial Finance Group plc

("PCFG", the "Company" or the "Group")

Director Shareholding

The Company was informed on 27 October 2015 that, on 30 September 2015, Nick Winks, Non-Executive Director, issued notice to convert 10,000 £1 nominal 6% Convertible Unsecured Loan Notes 2016 (the "2016 CULS") and subsequently was issued a total of 117,647 ordinary shares in the Company ("Ordinary Shares") in connection with the conversion of 2016 CULS announced by the Company on 2 October 2015. In accordance with the terms of the Conversion, the 2016 CULS had a conversion price of 8.5 pence per Ordinary Share.

Following this transfer, Mr Winks is interested in 117,647 Ordinary Shares, representing approximately 0.08 per cent. of PCFG's Ordinary Share capital.

For further information please contact:

About Private & Commercial Finance Group plc (www.pcfg.co.uk)

Established in 1994, Private & Commercial Finance Group plc is an AIM-quoted finance house which has two main operating divisions:

• Consumer Finance which provides finance for motor vehicles to consumers; and

• Business Finance which provides finance for vehicles, plant and equipment to SMEs.

The Group has a highly efficient and scalable business model, utilising its specially developed internet-based proposal system to service national networks of brokers and suppliers.