Last checked at 18 Mar 2016 16:31
Profit/(loss) before tax and balance sheet data - Middle East and North Africa
2015 | ||||||||||||||
| Retail Bankingand WealthManagement$m |
| Commercial Banking$m |
| GlobalBanking andMarkets$m |
| Global PrivateBanking$m |
| Other $m |
| Inter- segment elimination44 $m |
| Total$m | |
Profit/(loss) before tax |
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Net interest income | 587 |
| 451 |
| 478 |
| − |
| 3 |
| 12 |
| 1,531 | |
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Net fee income/(expense) | 176 |
| 249 |
| 213 |
| − |
| (5) |
| − |
| 633 | |
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Trading income excluding net interest income | 51 |
| 62 |
| 216 |
| − |
| − |
| − |
| 329 | |
Net interest income/(expense) on trading activities | − |
| − |
| 8 |
| − |
| − |
| (12) |
| (4) | |
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Net trading income40 | 51 |
| 62 |
| 224 |
| − |
| − |
| (12) |
| 325 | |
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Net expense from financial instruments designated at fair value | − |
| − |
| − |
| − |
| 6 |
| − |
| 6 | |
Gains less losses from financial investments | 7 |
| 5 |
| 5 |
| − |
| − |
| − |
| 17 | |
Dividend income | 1 |
| 1 |
| 7 |
| − |
| − |
| − |
| 9 | |
Other operating income | 12 |
| 11 |
| 25 |
| − |
| 99 |
| (103) |
| 44 | |
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Total operating income | 834 |
| 779 |
| 952 |
| − |
| 103 |
| (103) |
| 2,565 | |
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Net insurance claims45 | − |
| − |
| − |
| − |
| − |
| − |
| − | |
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Net operating income1 | 834 |
| 779 |
| 952 |
| − |
| 103 |
| (103) |
| 2,565 | |
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Loan impairment (charges)/recoveries and other credit risk provisions | (121) |
| (183) |
| 5 |
| − |
| − |
| − |
| (299) | |
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Net operating income | 713 |
| 596 |
| 957 |
| − |
| 103 |
| (103) |
| 2,266 | |
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Total operating expenses | (557) |
| (357) |
| (286) |
| − |
| (137) |
| 103 |
| (1,234) | |
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Operating profit/(loss) | 156 |
| 239 |
| 671 |
| − |
| (34) |
| − |
| 1,032 | |
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Share of profit in associatesand joint ventures | 116 |
| 169 |
| 202 |
| 16 |
| 2 |
| − |
| 505 | |
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Profit/(loss) before tax | 272 |
| 408 |
| 873 |
| 16 |
| (32) |
| − |
| 1,537 | |
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Share of HSBC's profit before tax | 1.4 |
| 2.2 |
| 4.6 |
| 0.1 |
| (0.2) |
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| 8.1 | ||
Cost efficiency ratio | 66.8 |
| 45.8 |
| 30.0 |
| − |
| 133.0 |
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| 48.1 | ||
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Balance sheet data30 |
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| $m |
| $m |
| $m |
| $m |
| $m |
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| $m | ||
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Loans and advances to customers (net) | 6,374 |
| 13,695 |
| 9,825 |
| − |
| − |
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| 29,894 | ||
Total assets | 7,194 |
| 15,546 |
| 35,929 |
| 92 |
| 3,067 |
| (2,592) |
| 59,236 | |
Customer accounts | 17,172 |
| 12,192 |
| 6,901 |
| − |
| 203 |
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| 36,468 | |
| 2014 | |||||||||||||
| RetailBankingand WealthManagement$m | Commercial Banking$m | GlobalBanking andMarkets$m | Global PrivateBanking$m | Other $m | Inter- segment elimination44 $m | Total$m | |||||||
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Profit/(loss) before tax |
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Net interest income |
| 615 | 467 | 410 | − | 3 | 24 | 1,519 | ||||||
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Net fee income/(expense) |
| 152 | 268 | 240 | − | (10) | − | 650 | ||||||
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Trading income/(expense) excludingnet interest income |
| 58 | 68 | 207 | − | (5) | − | 328 | ||||||
Net interest income/(expenses) on trading activities |
| − | − | 10 | − | − | (24) | (14) | ||||||
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Net trading income/(expense)40 |
| 58 | 68 | 217 | − | (5) | (24) | 314 | ||||||
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Net expense from financial instruments designated at fair value |
| − | − | − | − | (3) | − | (3) | ||||||
Gains less losses from financial investments |
| 1 | 1 | 20 | − | − | − | 22 | ||||||
Dividend income |
| 1 | 1 | 12 | − | − | − | 14 | ||||||
Other operating income |
| 8 | − | 27 | − | 108 | (111) | 32 | ||||||
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Total operating income |
| 835 | 805 | 926 | − | 93 | (111) | 2,548 | ||||||
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Net insurance claims 45 |
| − | − | − | − | − | − | − | ||||||
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Net operating income1 |
| 835 | 805 | 926 | − | 93 | (111) | 2,548 | ||||||
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Loan impairment (charges)/recoveries and other credit risk provisions |
| (26) | (21) | 53 | − | − | − | 6 | ||||||
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Net operating income |
| 809 | 784 | 979 | − | 93 | (111) | 2,554 | ||||||
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Total operating expenses |
| (578) | (348) | (256) | − | (145) | 111 | (1,216) | ||||||
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Operating profit/(loss) |
| 231 | 436 | 723 | − | (52) | − | 1,338 | ||||||
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Share of profit in associatesand joint ventures |
| 92 | 168 | 203 | 19 | 6 | − | 488 | ||||||
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Profit/(loss) before tax |
| 323 | 604 | 926 | 19 | (46) | − | 1,826 | ||||||
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Share of HSBC's profit before tax |
| 1.7 | 3.2 | 5.0 | 0.1 | (0.2) | 9.8 | |||||||
Cost efficiency ratio |
| 69.2 | 43.2 | 27.6 | − | 155.9 | 47.7 | |||||||
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Balance sheet data30 |
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| $m | $m | $m | $m | $m | $m | |||||||
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Loans and advances to customers (net) |
| 6,318 | 13,104 | 9,641 | − | − | 29,063 | |||||||
Total assets |
| 7,073 | 14,911 | 39,229 | 77 | 2,900 | (1,773) | 62,417 | ||||||
Customer accounts |
| 18,024 | 11,809 | 9,630 | − | 257 | 39,720 | |||||||
For footnotes, see page 99.