Member Info for Ubik_Fresh

News on the divi kinda hurts. However, these sweeping changes were necessary and I feel like they are now actually on track to sort the company out with clearer reporting.

My stop loss triggered last week, kinda glad it did.

Thanks folks, interesting to see all the replies. If we continue to £7 and upwards I'll likely stop my monthly buy and begin to hold. That's said, it's only 5k, but my portfolio is still being built up as I only started investing 2 years ago.

Agree with all views here, particularly when it's possible to get 5-6% in savings / money market funds currently. I feel like the bottom has formed and things are relatively stable with the SP for SMT at present. I've been gradually adding at levels under £7.

What I am interested in from others is, what % of your portfolio is SMT? I'm at 15.3% right now. Considering dialling down my monthly buy now and letting it sit.

Would love to know 'why Vanquis'? I'm personally wanting out of this share, having been in for quite some time. I feel IPF are the stronger of the two, but Vanq may have room to grow under the new leadership.

Remember a lot of people telling me 28p was a terrible time to sell out. I think the quick growth case here is gone. Of course no one has a crystal ball, but likely a long term investment now. When you look at the IPO price now, it's scary how much this has fallen. GLA all and DYOR.

It didn't trigger but came within 4p or so of my 800p stop loss.

Highly likely my stop loss will trigger today. Good to have a lower boundary and prevents me from going into an average down spiral.

I definitely have some cash tied up in fixed term savings accounts as well. The main appeal of CSH2 was that I can buy it in my stocks and shares ISA, its low risk, can sell at any time and it offers bond/gilt like returns right now for no real risk. Just a hedge against my equity not doing that great.

Have a look at Lyxor Share Price (CSH2) Smart Cash C GBP UCITS, low fee and it tracks SONIA like most of these funds. Yes, you'll be getting approx 5% currently.

Agree, I think with the USA being ahead of us in terms of curbing inflation, the dollar will likely weaken once they start their rate cuts (not for a while, but likely well before the BOE), so that should prove positive for a period. I'm increasing allocation to my money market fund of choice to offset equity not being so hot for now. Whilst it still doesn't keep up with inflation, 5%ish gains with very little risk is fine by me. Will continue my (slower) drip feed into SMT for now.

Some positive read across from HL results today, which weren't awful.

Was always going to be that way. Probably plenty of people lost money on this one too, expecting a quick retrace when, in truth the company needs serious work, which begins now with the new CEO. Hoping the ship can be turned around.

Nice to see this board continue to be very measured in its discussions. I'm also with HL for my stocks ISA and use some of their savings products (was pretty happy with access to the Paragon 5.8% one year fix saver). Interesting to hear that they are expensive on a fees basis comparatively. I'm mostly using the monthly saver / monthly auto investment option which skirts their rather high trading fees. I'm also not in for mega money or anything.

With regards SMT, my general rule at the moment is to let the monthly buy ride as long as it's under £7ish. I have almost hit my desired allocation and may stop the buys in a month or two. I'll probably re-allocate the monthly buy back to my Vanguard Developed world ex-UK Index fund or look for other interesting ideas that don't ratchet my annual fees up too much. I massively simplified my portfolio at the start of this year to ensure I was mostly focused on just one index fund with some other riskier options on the side without duplicating too much.

Sentiment in the press is definitely against them. However, long term, not like SJP is about to disappear and it seems attractive at these levels. I have a stop loss set at 800p just in case it continues to drift. If so, the punt doesn't work out and I take some loss. So it goes.

Christ. I was expecting to be crying into my breakfast cereal this morning regretting selling out a few weeks ago. Kinda glad to be out after the FCA investigation tipped me over the edge in terms of confidence. GLA who are holding, hope it comes good.

LOL. Come on. There is not a take over bid on the way. This will take a year or two to recover. Anyone in here for a quick trade got it dead wrong.

Glad that's over with. Whilst most LSE forums are giant cesspools of nonsense, this one has been reasonably good. I take everything I read here with a grain of salt.

You can buy fractional shares on most platforms, I know HL allows me to buy less than a full share of most ETFs as part of my monthly savings/investments.

@TheProviVan. I think you made the right call. I am kicking myself because I was about to sell pre-results and waiting on the assumption all would be fine. Now I'm stuck bag holding. I'm in no rush, I can wait. But it feels bad for sure.