Member Info for sw10000

That's what it is panderman, got work of your epic BBQ and realised they were the top guest of honour.

Good day, let's hope that sentiment is slowly turning around and whispers are starting to creep in that results may be good.

Either that or shorts gathering more victims, good to see ENA reducing, it's a start again .

Always happens at the end of the day between 4.30 - 4.45, it's whilst they are trying up the lose ends.

Also happens with Saga and a couple of others on HL.

Interesting that the sells have overtaken the buys, more games or is something afoot.

Glad I got another 25K worth yesterday when we were down and out, hopefully this time it will start to recover and not drop back.

Hopefully yesterdays top up is proving to be a good move.

With you matxxl, made a decent top up again in my SIPP yesterday.

Taking me about to 42000 shares in it for Metro, if it all goes wrong I will just become a bus driver when I'm older... They all look around 70 where I am.

Hopefully we will get some new on EUA soon, could do with a double bonus.

Only 6 days to results.... Come on...

Haha, good luck and I hope you get what you need to get out the race.

I have a private SIPP which was a company one I took private a few years back, also got a woeful Scottish Widows 9ne with zero management capabilities.

I'm looking to transfer funds out each year to place into my SiPP to self manage, small charge but I reckon I can make more by managing myself.

Need to be out of the rat race at 55, 20 years of the IT security industry is starting to wear thin. ;0)

Source https://www.moneyadviceservice.org.uk/en/articles/tax-relief-on-pension-contributions

This statement should also help, I know about this as I had a few good quarters a couple of years back.

Any contributions you make over this limit won’t attract tax relief and will be added to your other income and be subject to Income Tax at the rate(s) that applies to you.

However, you can carry forward unused allowances from the previous three years, as long as you were a member of a pension scheme during those years.

But there is an exception to this standard rule.

Hi Amers,

Apologies , should have said pension not SiPP. The following has more info https://www.pensionsadvisoryservice.org.uk/about-pensions/saving-into-a-pension/pensions-and-tax/carry-forward

In your SiPP you can use previous years allowances if over the thresholds.

I've been moving money out of funds and more directly managing myself and buying shares as some of the fund weren't performing brilliantly, will keep a mix of both for now.

I got 25k more in my SIPP at around 191 earlier, retirement isn't come for at least 12 years so happy to see this one build over time.

My ISA is more immediate and would like to get a return this year

I'm holding my breath of EUA, let's hope she comes good... Suspense is killing me.

Would be great to see Metro come good also...double pay day ;0)

Anyone notice the large sell at the end of the day?

Screw the BBQ, I want a flame throwing tank

I just hope we get a decent set of results next week to give us all a lift.

A few weeks ago, it was being moaned at we didn't have a CEO, we now have one and everyone is now saying he's the wrong man.

Some great hires recently including FCA, new marketing strategy etc. Clearing out old directors responsible for the mess

Interested to see the new plans and strategy next week to see if it can lift this.

Since he's been on board as interim we have seen a lot of the dead wood removed and also key hires related to risk, the new marketing campaign would have also required his rubber stamping.

I'm positive on this, whilst he may not be a super star it's brings certainty

I think we need to give Dan a chance, steady is what is required given all the risk and mistakes these guys have made.

I would rather a steady pair of hands with the experience

That's a good start to the day and a positive step in the right direction.

Coincidence it was the week before results? The ship is hopefully righting itself