Member Info for SomewhatGullible

basically the opposite of Lenigas then!!

Surprised he's only considering 5m oz

Did you ever get a reply from your mate's brother out in Oz??

I'd imagine the MMs are keeping an eye on the BB. May try a tree shake tomorrow morning if they see some PIs are wavering about what to do.

top find Tom!

Hi Chester
That must've been around the time of Delilah? He was a nutter was Alex RIP
"Dancing Cheek to Cheek" !!

what memories - faithhealer (let me lay my hands on you)!!

more 'The Sensational Alex Harvey Band' for me.....

insto's won't buy until the MRE is announced, no matter how compelling they may find the story here

I remember it well MFU!!!!

A directors loan up to £10k isn't classed as a benefit in kind. the loan must be repaid within 9 months of the year end or there will be a 32.5% withholding tax charge (recoverable as the loan reduces/repaid in full). If the loan exceeds £10k you will be P11d'd for the interest saving (not really a big tax charge)

I had shares in a SIPP and ISA subject to a takeover late last year - HL emailed me and asked to vote yes or no

....and by tomorrow we should have finally overtaken their SP
sold out of EUA too early but still made a decent profit - always had the feeling it was going to go pear shaped

Hi Stephen
Have you now changed your stance on top slicing at 10p?

If you die before 75 the beneficiary can draw down from the pension fund free of income tax - but it's then taxable if you die over 75

Hi The Learner
I believe a SIPP is not included as part of an estate for inheritance tax purposes - therefore, would pass to your nominated beneficiary free of IHT.

...It's about 7am in Havieron. Could you pester the guy for his email report before he goes on duty?!!!! I'll personally ship him a crate of Castlemain XXXX

Apologies - there's a 25% tax charge for pension pots exceeding £1m (ie on the excess over £1m), rising to 55% if the whole pot was to be taken in cash.
Only raising this point as some people could see their pension pots exceed £1m if all comes good
No CGT on pensions/ISAs agreed

Meant the tax surcharge on SIPPs valued over £1m

Obviously that prediction must be after the taxman has taken a 45% cut!!