Member Info for riskingit

Isn't that what everybody on this thread has done Asp? 😂

Surely there are no contributors on here sad enough to waste their time just spouting cr@p

"not the sharpest tool are you Asp?"

Only one tool on here........imarightidiot

Never gonna happen - UN supports right to self determination and the last time I looked >99% voted to stay within the UK

Anything else is just meaningless cr@p

Still not sure I understand it Massey, unless your costs were horrific - Simon is right, you can easily click on your holding with HL and calculate your average buy price. With LGEN and AV you're not comparing apples with apples - The general insurance sector had taken a clobbering but has recently bounced. Especially AV after the news they were being targeted by a suitor. CTY have stayed fairly steady during this time but conversely they are never going to blow the lights out. Their recent announcement about the divi increasing for the 58th straight year does it for me.

Just seen a woman on BBC News saying all unpaid carers i.e. looking after a family member should be put on universal income....... Funny thing is she never mentioned how it would be paid for

Might be the best option HARDUP - I don't usually use it, only twice previously on the PHNX board for a pair of nut jobs called Porche and Toff

Imaright give it a rest will you - If you're invested here enjoy the ride, if not go spout your bile elsewhere

Have you checked your account properly? Typically you will get two payments on the pay day - A div payment and an interest payment equal to 2.06

I agree with spin - for such a high dividend this is relatively low risk. The capital knock only matters if you need to sell but I see infrastructure funds as buy and hold. I'd also argue that the JLEN portfolio spreads the risk on my behalf.

Interest rates should start to fall this year which should help.

Massey I don't understand how you can be in the red???? Your average purchase price is less than the price when you posted (3.94) and you've reinvested the divs?

Gwm - I will retire this year so sounds like you're in similar position to me regarding annuities. Not so long ago they were untouchable but nowadays you can easily get > 6%. So for anyone seeking absolute security they have to be a good thing. I've decided though to stick with drawdown and safe ish reliable funds like CTY give me confidence i'll be okay. Besides I enjoy investing (mostly 😂) plus knowing my luck I'd start an annuity and then croak it.

Wow Trek - 50%? You're a braver man than me. I also have confidence here and have topped up twice recently. But 5% is my limit on any individual share or I'd never sleep.

Shorts have halved in the last week or so - I can only hope they took a good old fashioned Yorkshire wallop 😂😂

Guitar - You need to read the 2023 results pdf (on the ABDN website). It clearly states divs are covered by earnings and additionally they have retained 18p per share in cash to meet any potential shortfall going forward. It also bangs on about how they focus heavily on their dividend hero status.

Can't see anything that's fundamentally changed Peter other than sentiment - One to sit tight and ride it out I think

The div helps 😊

Richie I'm in your camp when it comes to Labour - Any party that can appoint that nut job Corbyn as their leader can't be taken seriously.

But to blame them for the financial crash is pushing it a bit....... Afterall they had Brown who claimed he'd saved the worlds financial system 😂😂😂

Not saying they're for everybody Asp, each to their own - I think all things being equal and for a fairly valued company, they mathematically work out similar over a c. 10yr period. But in my opinion Lloyds are not fairly valued so using excess cash to buy "cheap" shares makes sense to me. It's a different story for companies with a high PE.

Of course you could argue that Lloyds are fairly valued based on the so called market price. But again in my opinion the market is more often wrong than right, especially for FTSE businesses.

Never thought I'd say it but I agree with LTI on this one. Buybacks are for life, a one of special is just for Christmas

Lucky do you mean the fish? 😂

I agree Lord - The more I've studied the results and the growth projections the more I like, plus a c. 10% div backed up by a tonne of cash. I was tempted to top up before the results but sat on my hands DOH!

Hey ho I'm topping up today