Member Info for retirment

BuddsoddiCymru DYOR :-)

it's now a turn around story and a MC of just 7B now all points to a SP even over £10 in 2+ years

A fiver is nothing. Ai said a 2027 market cap of 21Billion at current forcasts. thats over £11 :-)

Cevodniya "Those are the facts, not them!!! " :-)

"them the facts" is a slang saying, I know English. Maybe you are not English ;-)

https://www.yourdictionary.com/them-s-the-facts

them's the facts = A phrase is frequently used in reference to an unfortunate truth.

While those is the correct English of course and most people do say "them" in the wrong context , ie common people :-0 and Labour MP's

I am not a day trader, I hold long term investments in recovery companies. , not 70years long though as I don't want 158 billion £ and die with that in the bank and imo it's lazy investing. Once a company has done it's recovery thing I am out.

He is compound investor and it's took 75 years !!! So yes imo his returns not amazing.

I out perform Buffet % wise year on year.

He made 99% of his money when he was over 56 was it ? I am 55 and don't have to work already ! who's the fool ? you are a long time dead.

Imo put your house on M&S a safe trade imo, it might drop short term but we are all big boys here and can wait it out.

A lot will wait till after Nov 5th, but it could jump 10% on good news.

I wanted to go in early, went in too early, but then clawed it back with going in triple that amount at £3.33

Target £5.20 in 24 months but I would say sooner.

No need imo nov 5th is not that long to wait.

Cevodniya, Buffett is one off, not sure why he is always quoted, his ave return is 19% ish PA. that's not that great imo.

imo he got lucky with 300 million shares in Apple and then coke cola.

Money cannot buy you time though. He has 158 billion $ , seems pointless to me at 95 years old to have that money.

Most people who retire late say 2 things on their death beds.

1: I wish I retired earlier.

2: I wish I spent more of my money.

Them the FACTS of life.

His service contract has no fixed term.

He has a 12-month notice period, both to and from the company.

total remuneration package was £13.6 million in 2023, making him the third-highest-paid FTSE 100 CEO that year.

His pay dropped to £4.1 million in 2024, primarily due to the absence of the one-off £7.5 million payment for lost earnings and a reduction in his annual incentive pay.

Erginbilgiç has a performance-linked contract with a significant portion of his compensation delivered in shares.

He seems to have a claw back if he don't stay a bit longer.

He holds 1,278,476 shares so worth a bit @ £11 each £14,063,236.

People don't have to wish for retirement, but one would think family time would then be top of the list.

Dave Lewis, the former CEO of Tesco, received a £1.6 million golden handshake when he retired early @ 55 :-)

I get it some want to work, but more retire I would say.

He will take a golden handshake within 2 years I would say.

Why work over 60 ?

Nuckty "Retirement, why don’t transfer to M& S chat then? What’s your game?"

I don't play games I trade stocks for short term returns. I still have 50,000 RR shares, which at a guess more than you have ?

once a share cannot return me 15% PA I am out of it. RR is still performing but it will end and Tufan will take a better job offer once he is done here.

If you don't scale out you are bonkers imo. I sold £200k RR and put them in IAG they are still outperforming RR over the last 12 months.

I expect M&S to also out perform RR over the next 12 months.

Sit on your arse you make less money, and hence why 80% people buy funds and will never be wealthy. just lazy or hype. or scared to scale out fomo it seems.

I can chat here if I want :-) I chat in M&S also.

RR has been a mega stock the Market CAP imo is too high atm for the proffit margin.

I don't see RR at £17 in 3 years but i see M&S at £5.32 in 3 years (I hope to see that in less than 2 years) . As always DYOR M&S is a recovery stock, RR is not.

I'll keep 40,000 RR shares untill they fall below my 15% PA targets so still selling and scaling out still for me.

Guessing it not quite true, my prices are graph driven but you have to beleive in the company also

Imo too late as long term investment.

I was buying at 76p ave was £1,06, been selling from £2 to £11.

not sure why people buy in at £11, they turned it around , it's all but done ! ok we might see £12 or £13, but any target not met will see massive drops as imo it's over priced at current value due to 2026 high targets. even at £13 that is only a 20% rise. I feel I can beat that elsewhere esp with only a 1% div.

I sold more to RR and got in M&S at £3.33 that is already 5% up in 2 days. target >£5 which is a 50% gain.

I sold some at £11 think I can make faster gains in other places now.

I was going to wait till £12 before selling but gave in (did not sell many ) but I am scaling out RR now.

My targets £5.20 in 24 months, £4.20 by Xmas or feb time or when they do Xmas results.

I bought more today even sold some RR for some. and as I said tripled buy in at £3.33 2 days a ago.

£3.56 is the next tough target. then 3.62 then £4.20 then it will fly and might then go up quite fast after that imho.

Here we go :-)

I would say at £12 I am selling all my SIPP ones.

We will only know if RR is still a big growth stock and can outperform LGEN divs over the next 12 months.

That would mean a RR SP of £11.72 within this time.

This Share is going to slow down and IAG is outperforming RR the last 12 months already , we are NOT going to see 50% rises in RR now, those days are gone.

We will have to look at other options going forward over a £12 SP.

Looking good already £3.40 :-)

onwards and upwards imo, no bad news now.

It's a £5.20 SP over the next 24 months maybe a lot sooner.

With the latest rise lgen is 8.5% now.

and as the divs split nice in 2 payments , you draw the 1st one and reinvest the 2nd one for inflation, so easy to look after.

Svend lgen pay more div % than Phoenix Group Holdings now.