Member Info for retirment

it never does as it's always priced in. bay backs do **** all to the end investor imo markets are 6 months ahead of the game.

I do hence I got in "Uranium " :-)

"Someone bought @ £12.50 when price £ 12.10"

doubt it

NO thanks

It was charted to be fair I said lower lows and lower highs = bad news short term.

I thought the low would be £12.32 though. !

I am ok with it, results day needs over deliver. on paper numbers :-) buy "Uranium " :-)

£11.79 is the next rung down !! we could hit it.

" share buy back decision should benefit the sp"

not sure where this comes from as many say it, but in 8 years of trading never seen a buy back help a SP.

What is Svends view today ? , I said lower lows and lower highs are and issue, guess what we have another lower low at £12.20 !

Svend "A 7% pullback over two weeks doesn’t make a stock “overvalued” — it makes it normal after a multi-year rerate.

Lower highs/lows on a very short-term chart just says “digestion before results”, not thesis break. Calling failure before the next catalyst is impatience, not valuation."

Still the same view Svend ? YTD RR at 2.2 % !!! and new lower, lows !! we need to break out £12.45 now other wise this go even worse on another lower high.

Targets £6 for me :-)

My growth stocks list (not divs stocks) RR is not doing well, but can we moan at 3% up in a month i'll take 3% month on month :-) but agree from £13.07 I don;t get the % drop bar it being over valued and people take the past proffits !! no other reason really, maybe people ARE looking elsewhere and selling RR to buy in other area's we do have the mining Buzz atm !! some people don't have a bottomless pit so have to sell to buy.

lets see where we are YTD winners to losers. i won't post my main div stocks just happy they beat inflation with divs and then some.

Winners to loser for % growth, I think I will do this every month end in 2026 . I'll round closest up and down to round figures.

1: Mining etf 30%

2: M&S 14%

3: Lloyds 6%

4: My new Uranium buy in already at 5% could hit 6% by the time I have typed this it's flying up today !

5: BP 5%

6: RR 3%

7: S&P500 2%

8: Nvidia 0%

9: IAG -1%

over all for 1 month in pretty happy days bar IAG ! 22nd Jan thought it was going to fly but it's been doing poor since then and back down a few days in a row !

Also Nvidia not really recovering after that correction !

This is not a slag off for RR it's 42% of my pot ! so from £13.07 it's annoying me to see £12.35

But a few here are not after divs and want Growth asap and RR so far in 2026 is NOT that SHARE.

Jds15 that's great, I always wanted sovereigns I was going to buy a tube but it looked expensive at the time so I only bought 1 ! this was 2020 though so % wise that sovereign did me well, but sadly i did not buy that tube of them ! I did buy watches though which have all doubled even now in the watch crash.

And I get to wear some really nice pieces but I mainly wear my Daytona. My 1st Rolex was a Sub 50th LV which I paid £4k for they are now £15k for mint and my Batman was £4.5k which seems crazy and now £12k ish. But my love is Speedy's. Should have sold them all in Covid really ! when prices were madness. But i am one of those "don't sell any thing type of guys"

Svend not paying TAX is key I have planned this for 5 years.

All the you tubers will pay TAX for life, it makes a big difference to what money you have the last 30 years.

NO good making money to pay 40% or worse TAX for another 30/40 years ! not may take this into account esp at age 67 when the state pension uses 100% of your Tax allowance !

Investerintheknow also "trump releases tariffs " lol I asked for zero advice here I was at the races for 2 days and did nothing, next month was up £200k as they recovered !

I know many who sold out.

I hold 3 years cash for wages earning 4.5% so NO NEED to sell any shares in a small crash for 3 years I could do 5 at a push selling assets , my pot can take a 25% drop early doors . it's pretty safe money bar ww3 or 50% drops, but then that's the risks I do take.

I like https://www.guiide.co.uk/ that's a handy tool.

Investerintheknow, "by watching and listening to others generic information "

I followed about 6 or 7, I also posted on all 6 or 7 of those you tubers feeds questions , I tell you now they have no clue what they are doing they are driven by the software they run. NOTHING more.

Svend i have never told you where to put your money, you keep telling me why I should not be doing what I am doing though.

I have Never said to you Don't do what you are going. Stop telling me what I should be doing.

I have never said anyone here is cluless bar a few of the clueless :-) but the clueless have to go and pay for help from people who don't have any clue !

Will tell you to buy a fund draw 4% and pay TAX for 40 years plus. !!!

I have talked to 2 finance advisers, both have good names both clueless and just wanted to know how I made the money and what money I had where then wanted £5k up front ! and they wanted me to drip feed them money ! NO THANKS>

They normally have to go via an umbrella company and will just put your figures into some software and tell you the results, then they will try and sell you funds ! and want a % PA.

It's very easy to plan how to spend other peoples money while milking off 8% off the top line.

I could live where I want btw it's a saw subject, my other half wants to be close to her parents, is what it is.

I lost 50% in CPI

Bottom Line for 2028 in Aviva

- Share price: Most indicators point to Aviva being higher by 2028, with long‑term models suggesting the possibility of 900+ GBX if current trends continue.

- Dividends: Expected to continue rising, supported by strong cash generation and a capital‑light business mix.

lloyds yes amazing I am 149% up and a great div.

Amanda Blanc — Aviva

- Group CEO since July 2020.

- Has driven strategic simplification, capital‑light growth, and stronger returns.

- Aviva now expects to hit its 2025 financial targets a year early and aims for 75% capital‑light business by 2028.

- Known for diversity reforms, including personally signing off non‑diverse senior hires.

- Pursuing major deals such as the Direct Line acquisition.

Turned it around in the same way Tufan has for RR.

a qualified financial planner lol i am richer than most, they don't know **** i found they just want to know how you got rich because they are still poor and then want 8% for it !!! i looked at "james shack" all the time, another who who just does you tube to find clients to then rob, zero clue really again poor. and working !

i am happy with my plan i'll pay no tax most advisors only buy funds and you pay tax for life, so 100% are totally useless at their jobs hence they still working while i have retired early ! and then build up sipp too much and then end up paying 40% tax for 30 years !!!

as for some no telling me aviva is nose diving lol , i am 68% up on aviva with out the big divs i lock in. so ffs don't tell me i am down ! with aviva.

i invest in recovery stocks that's why i am wealthy . i don't sit and twidle my fingers sitting on dead shares hoping to make ave 11% pa !

don't listen to nay one on you tube is my advice to people esp advisors.