Member Info for retirment

svend why not admit you were way out, we can all see you said £15 results day it's was way off, it takes a real man to admit they are wrong not a pirate child who posts ai **** every f day saying you were right, you were fu4king way off .

cevodniya "the quiet people like you and me, "

you both talk **** all the time ffs far from quite ! some of you guys are f mental on here.

jds15 "retirement, on your advice, i bought diageo...that taught me a lesson!!"

that's actually quite funny ;-p . i said it was a 50/50 gamble i only went in £10k and the day before results it was up quite a lot.

i scale in and wait for a break out point, that 40p did past a break out point i i went in another £5k mistake ! , then in the crash added another £5k to drop my ave. i was going to sell then though **** i'll buy another £5k and hold for 24 months. so now £20k in and a 24 month hold. made worse by the div drop sadly.

i also said this might be a 2 year plan and then to scale in after it passes break out points.

thing is the drop on results was not a bad drop, it was the drop after drastic daves speech which was a very negative public out blast and the market did not like what he said then it went to ****.

tesco took 2 years, dge could take 2 years, one to watch and scale in slow. dare i say it did not break the bottom price, so maybe this is the real bottom.

gamble again for wait till £18.75 and a break out point. it is 1.3% up today.

with rr i bought at £1.02 it then dropped to 78p many laughed !!! , i bought at 78p , now it's £13.50 ! but it took 5 years !

thing is once m&s break this £4.00/£4.22 it will shoot up we just need m&s the break it 4 bloody goes at it now ! , and i might buy more m&s once it does as i feel £5.50 in it when it breaks out.

"is there a time that may be best typically"

yes when it was £4.64 lol

Badland :I expected IAG to go up 5% on record results and beating expectations. A funny game.

So with RR just happy it went up :-)

I am a bit lost now for 2026, a fast start but I see a flat year ahead on all shares and a record FTSE 10900 !! esp with slow growth in the UK.

The plus point is I have hit this years target already in under 2 months so bloody happy.

Bad points were a low RR div so a bit mean for the shareholder. ! DGE was dire by drastic Dave

IAG is ok it shot up yesterday sort of backs up todays price although I did sell a load of IAG yesterday at the peak.

M&S need to break this £4.00 and it's being slow to do it, but that should be a share to go up in 2026 once it breaks.

Can we hold what we have is a bigger question every thing to me looks expensive.

RR YTD = 13%

M&S YTD = 22%

Mininf ETF = YTD 33%

I do have £35k div income in 2026 so nice to see that figure which will be go higher as others increase Div %

I did bet with a few RR vs M&S in 2026 M&S will win % wise, it could be a tight fight but it still has a big lead 2 months in and a RR results day gone.

Svends was VERY wrong at a £15 RR results day price prediction lol wrong ! will he be wrong RR VS M&S :-)

Svend is that because I am right "good results = SP up" over the AI waffle :-p

PS it's not £15 is it, so you were a long way off ie wrong.

Badland 9.50am ! where you been ? bathing in champagne ?

Iamhoping look we are all super happy and it's a saft share for sure so far, as I said RR should be £20 by 2028.

Div was a little disappointing but growth I'll take every time over divs.

Iamhoping "where else would you put that money, that offers such a potential rise and with relative safety (obvs a world event catastrophe will negate this!).

(And no retirment, this is not an invitation to expel the other ones lol)

great start all round to 2026.

RR YTD = 15.71 %

M&S YTD = 22.3 %

Silver ETF YTD = 30%

Badlands now got a private Jet at 3x

£14.20 est

I cannot get a price as yet on either of my platforms.

I thought the div would be better, after all a rise = - predictable, mature cash flows = Management wants to send a strong confidence signal.

Maybe CEO think the SP is way under valued so good time to buy them back early.

Will pension funds think twice on RR now.

Unlike you to use a word like " Luck " when trading and predicting shares.

JDS15, you are right , fewer and fewer people are drinking spirits,

- Guinness 0.0 now accounts for 53% of all Guinness deliveries from Ocado !

I traded these on a Dave Lewis recovery story. Time will tell in 2 years if that pays off.

Closer than that we have RR tomorrow and IAG the day after !

Iamhopin "Thought you'd be busy in surgery after being torn a new one with dge lol ;))

Yes Dave I hoped would give a speech on the future to help the SP , but alass he is saving that for another day, Not a market winner move.

Even with RR evens and DGE down I finished the day up £10k, not bad. I wish every day was £10k up.

As always have a balanced pot.

RR tomorrow and IAG the day after !!! (I did sell some IAG at £4.46 at 4.29pm though, banked some profit)

That's trading for you.

Svend needs to tell people his age now he acts 16. Not sure why he is scared to say how old he is.

PS if you are "1ontheup" read that 24.55% as 0% and trading is pointless.....

Hotplant : To take the 25% tax free and move the 75% into the SIPP drawdown which is another product.

I get charged for the SIPP and I won't ever be adding to it again, so no need to have it.

Forget the snipers, the nayslayers a few months back the moaning the hate speech, the green eyes.

In 2026 if you backed M&S on open 2nd JAN you are now 24.55% up well done to holding and investing in M&S.

Once this breaks £4.22 ish it will rise again, £5.50 targets in 2026.

SVend "criticising a shorter-term projection"

Lets wait till tomorrow you stated in the game we play £15 tomorrow, FACT.

I have NOT criticising a shorter-term projection at all, I said your £15 maybe wrong tomorrow that's all. but tomorrow we will see, And if you are right i will say "well done" and if it's not £15 you will have to swallow some humble pie. And admit you were wrong.

Age is very relevant to investing and risk. You are young and need to have a plan to aim to retire early and might need to take more risk , my Plan hit >100% target early and thus I closed my SIPP last week, now about to retire this TAX year in 33 days :-)

I am not aiming for £20 by 2028 That's the target by the CEO to be the top FTSE company.

My pot is so above target ie way more than double my retirement target, I am just along for the very long term ride.

"If tomorrow settles anything, it will be if your prediction was right or wrong" that simple nothing more.