Member Info for oldbaldy

:)

Evening all

Just imagine at 7am tomorrow we get an RNS saying AZN are taking over DMTR?

what would the SP/ deal be worth? using “maths” and not complete guesswork?

Thanks In advance

OB :)

Hi bankfool

Not a bad idea, I had contemplated the idea, but most times I try such moves I seem to loose out :(

I’m no trader, I prefer to invest long term...

I’m up (at the moment) and have enjoyed the ride so far, it’s all a learning curve

I’m really happy with ValiRx, I can see 5-10 bagger from here, it’s just the time scale I’m not so sure about ?

I often wonder if one day, I / or someone I know will be taking a drug developed here
???

Hi max

Have you watched the latest webcast ?

Worth a watch :)

OB

Your getting all soppy again

Get a ruby tonight and have a couple of beers and remember the good times

I really miss my old fella too :(

Sambar

It was your post! for some reason I could see somebody had posted but could not see the post?

Cheers
OB :)

Hi novice

Thanks for posting that....

Well it sure is quiet here today, just a waiting game now, still it’s a game I play well :))

If SNG keep rising I may have another top up here, we shall see..

OB :)

Ps, was a post taken down ?

Sheephatch

Thanks

OB

Grace
It’s looking like a no deal, time to dig out the brown trousers ha ha

Remember don’t panic ;)
OB

DLE

Interesting you should use this old thread?

I intend to agree with you in part.... patience is the key

Gl

Well firstly as A1 said it’s 50/50, secondly don’t panic and do something hasty, obviously do plenty of research?

You have your metal so generally if your shares drop your metal should rise, worry not :)

I will get the first round in:)))

In the bar it is then :)

As for the other that’s more than fair enough....

I have a funny feeling the sun will still rise either way, not that the bbc would have you believe that

As A1 said with a no deal we could experience some bumps in the road Monday, but it will all settle down

All the economic downturn caused by covid will get blamed on Brexit imo

What are your thoughts ?

Nomlungu

Extremely useful, I’m certainly not up for my funds being managed for me, at a large cost I have no doubt

I intend to move the pension from the DB to my DC that I hold with aviva, then move to a sipp

I only told the IFA that I only intend to put it in my aviva pension, he is likely to advise against however the DB provider is willing to release fund either way as long as I have had the advice

The same goes for aviva receiving the funds...

But I need to double check everything

Cheers
OB

No need to apologise, better to be looking at information rather than looking for it :)

Hi Groover

My nephew is married to a polish girl, they had their honeymoon there, the photos were stunning..

I would love to go and try the wine and culture but you won’t find me on the slopes ha ha

I also feel the need to visit Auschwitz, I have promised myself I will visit one day..

OB

Morning grace

I just typed a long message and the page went blank:((

I think it’s this site not my devices?

So I shall type as an email and cut and paste it...

I’m not trying to release my pension as that cannot be done until I’m 55, however I am trying to transfer from a “defined benefit pension” (final salary) to another pension, due to the transfer value being at an all time high, this is because the interest rates are at an all time low, the trustees of these pensions are concerned they won’t have enough money in the pot to pay scheme members, they are offering close to 40 times what my pension yearly payment will be

A DB pension pays a percentage of your final salary for every year you were a member of the scheme as an “index linked” payment guaranteed for life 50% payable upon death to your spouse, if I move the pension I have control and I can leave all unused money to my kids/wife :)

I want to move said pension to a Sipp to invest how I choose, I intended to diversify, Gold will be on the list and so will Val :) I will be careful

Now quite rightly the government have put in measures to stop people from giving up their guaranteed pension and then loosing it all, so they have made it law you need to see a financial advisor if your pot is over 30k

So simple, see an advisor job done.......nope!

The government have made the FCA tighten the rules so much that it almost impossible to get an advisor to help you, however on my 37th yes 37th try I have found someone to give me the advice at great expense :(

Sorry I’m rambling, anyway I’m about to have brunch then off out for a wander :)

Cheers
OB

https://en.wikipedia.org/wiki/Zakopane

Crashed again....!

Omg

Grace, I will try to respond again tomorrow :)

Sipp even :)