Member Info for Mousekewitz

cb4242, the default option is 'No Opinion'. You piping up in here showed a 'Strong Sell'. That was also noticed by HH. You have then changed it to 'No Opinion' and now you have changed it back to 'Strong Sell'. You claim you haven't noticed? As I said, I don't believe a word of what you are saying and with your explanation in regards of your settings, you have discredited yourself. Why do you even bother piping up in here after you've sold off. do you honestly think anyone gives a flying thingymathing about your opinion, when in your first post from August 2020 you have yourself stated that you are new to investing? Your investments seem to be based a lot on 'hope' and 'hoping'. If that is all you are basing your investments on, then I wish you good luck, as you'll need it.

Oh, I see you've changed you opinion from 'strong sell' to 'No opinion' ;-) Interesting ;-) is that why you want me to 'bore off'? And if you complain about people thinking to know it all, why are acting exactly like the people who seem to detest? You have done little more but contradicting yourself since you piped up again. Personally, I don't believe a word you are saying.

HH, it seems we have an equally suspicious mind :-)

cb4242 you seem to have learned a lot in less than one year and since your first post in August 2020 and btw... are you're in AMC and PREM? Strange, that you introduce yourself in here, then in PREM, but haven't done that in AMC, considering that it seems to be your biggest success so far.

Magpies, no I haven't reported him or her. If he or she thinks I live in a ghetto, then so be it. For me it's enough to know that wasn't raised at the bottom of a pond and I know that because I would never make any ghetto-references.

Buerocratic culture... interesting. In my experience a clear indication of too much planning and a strong sign of a leftist, communist agenda.

Techno, I'm glad we're singing from the same sheet of music. One thing is becoming more and more clear to me and that is that the FCA haven't thought through all the scenarios their dismissal of the presented SoA may have. They haven't thought very far at all. From the wallpaper to wall would be about the span of their abilities to assess a situation, in my opinion. For this reason I do not think that the FCA in its current form is fit for purpose and I am seriously beginning to wonder in whose interest they are working. In the interest of consumers - I fail to see that - in the interest of debt collecting companies seems more likely.

Techno, I can tell you will happen to the people, that right now are referred to as 'creditors'. The same will happen to them, as it does right now to the people who had a loan with Provi. Provi's SoA failed in court, as a result Provi stopped their entire door stop lending. Provi have then laid off all stop agents from this department, who are no longer needed and then started selling off the debts to debt collecting agencies. Two of my neighbours are right now being harassed and intimidated by these debt collecting companies. That will increase the money they owe, as the debt collectors add their fees to the cake and they also won't get a chance of compensation, should it have turned out their loan was mis-sold. I have also now found out that one of these neighbours have been invoiced by a CMC company, who they have contacted to deal with their case. The other neighbour has taken a small loan to help with adjustments due the Cov19 situation, which her bank was not willing to give as the sum was too small to be worthy for them, and now finds herself being chased by debt collectors, which has already negatively impacted her credit score.
Knowing this seems to give the "gun held to head" scenario a completely new perspective.

Who was the person that advertised for this Share Holder Action Group? It was in here, a couple of weeks ago.

schalf :-) It's been a while. Great to read you in here again :-)

Not only that, HH, they are actually worse.
I have today found out, through my friend who worked for Provi and through two neighbours who had to take small loans with Provi due to Covid (both key workers, but bank didn't help when things got tighter than they had anticipated, for a short while), that Provi has now started selling off their outstanding loans to at least one debt collecting agency. That will add extra interest, fees, whatever, to their loans and that happens through no fault of their own, not because they got in arrears, but just like that. The neighbours received a letter each from Provi informing them about it and which debt collector will soon get in touch with them.
According to my friend, that happened only because Provi was forced to shut down the door step lending part of their business and selling off the debt to debt collecting company, makes more financial sense as opposed to keeping collecting only, without lending. Now it seems they have sold the outstanding debts for a profit, are dismissing all unnecessary staff (the doorstep agents) and their former customers are getting hammered by extra costs from new collecting company.
This will now also happen to all those, who couldn't afford their loans in the first place, the so-called mis-sold ones and they will end up exponentially worse off than they ever were.
So, well done to the Camel Brigade :-) who give financial guidance, but whose minds are about as cunning as that of amoebae, as we can now see, that lenders are always a few steps ahead of them.
Oh and btw... I think I have predicted that outcome before. Well, I know I did predict it, but perhaps not here.

The neighbours have asked me what they should do, so my advice was, to under no circumstances contacted the new debt collecting company and to defo not enter into any agreement or contract with them, but to contact CAB on the earliest possible occasion, as I do not have a clue how any action from their behalf may effect their credit ratings. After all... now debt collection agencies are getting involved and that fact alone, may throw somewhat as a shadow where credit rating is concerned, as these usually get involved after defaulting on repayments. Only a professional of this field would be able to do that and Camel Woman is clearly NOT acting professional. So, my second advice was to stay completely clear from that organisation.

On the other hand, this developement may work in Amigo's favour. For they would probably choose the same route, should an agreement with court and FCA not be reached.

Extremely judgemental and adding nothing to the debate ;-)

(Sorry folks, but I do have these moments that I find myself questioning the sanity of anything German lol :-) )

German1... ach.. hoer' doch auf ;-) dann tauch weiter nach unten ;-) , wir sind von 30 auf 7 innerhalb von Stunden gegangen. Nun kommen wir gerade 'mal ueber 9p Grenze und du willst dass der SP nicht hoch geht???
translation: "Oh do stop, will you? Then keep diving deeper ;-), we went from 30 to 7 in a few hours. Now we are just about above the 9p hurdle and you don't want the SP going higher??? "

LTH, what still annoys me, is that the legal support left GJ, Amigo and us standing there like wet poodles. I wasn't there, but from I read the stammering and hesitation of this part has cost us all. I have read through it all, over and over again and I feel the weak link was the legal representation. In certain situations it's better to bring a terrier along, that can verbally shredder the opponency in seconds, rather than a pug needing time to think about when it's the right time to bark. From me reading through everything so many times and from reports of different angles, this guy was as ill-prepared for the mission, as anyone can be ill-prepared.
There is still huge interest in the stock and it's doing quite well considering the damage the legal representation, Hump-Back Lady and her minions (some of which are commenting on here) and the media has caused.
Who was this who has posted something about an advert of a company that thinks that 99.99% is a good deal? ;-) My last platinum credit card charged 49.99% interest ... go figure ;-)

LTH, yes, I think Gary can pull this off. We shouldn't forget that he was kind of dumped into the Amigo Wave and needed to learn to swim fast, no matter how much experience one brings along, a new company is like driving a new car... you know how to operate it, but you need to get used to it. My biggest worry is that GJ might suffer burnout on the journey. If he jumps ship for whatever reason, that'll be it! Then Amigo will be history without an experienced captain that can sail our damaged cruise liner and got to know her (should've have become as acquainted with the legal peeps, as I that guy did NOT impress me one little bit ;-) ) through treacherous waters.
I'll try and find a moment to go back in tomorrow, but only with my initial investment of £700. I won't risk the profits I made through Amigo and am making by having invested them into different ventures. And this time I'll leave it at £700 and won't buy into any dips or sell the cream off. I'll just let it ride along.

FCA not busy enough with their own issues? Here they even warn of being cloned themselves: https://www.ftadviser.com/your-industry/2020/05/27/ifas-warned-of-fake-fca-email/

LTH... doing my own due diligence ;-) which took very long, hence I fell asleep and slept in.

Read for yourself how inefficient and inaccurate the FCA can be: https://www.ftadviser.com/regulation/2020/06/12/fca-warns-of-fake-register-offering-adviser-jobs/ Let's hope the next judge knows about their failures.

The FCA should busy themselves with cloned investor firms and all the other things they have in the last year warned about. For me the FCA has become a firm in which good money is badly invested.