Member Info for longtimeinvestor

nc
''If you are anticipating and awaiting the 1.6 p div''

me?
I am not awaiting a 1.6p lloyds divi. I hold 35 stocks - I therefore get frequent payments.
Unless some one is being a div, then they would have worked out that I mentioned the a divi with regard to helping with the buyback prices xd

Nuw
also a buyback will increase per share metrics, increasing percentage ownership of remaining shareholders and gets rid of liabilities on the balance sheet.

''On the balance sheet, a share repurchase would reduce the company’s cash holdings—and consequently its total asset base—by the amount of cash expended in the buyback. The buyback will simultaneously shrink shareholders' equity on the liabilities side by the same amount. As a result, performance metrics such as return on assets (ROA) and return on equity (ROE) typically improve subsequent to a share buyback''

https://www.investopedia.com/articles/investing/112013/impact-share-repurchases.asp

NC
''there were no reasons that were apparent to sell''.

so basically you thought Lloyds was a good investment to keep

''Don't recall many of the 'faithful' saying they were bailing out then either.''
I was selling a lot in the 80's - I buy and sell at rough pricing levels no matter what I believe the price would do after doing so.

I sold some at 53p in Jan 2022 because it had reached such a level - I had no idea where the market would take it from there - it took it down to a level that reached a purchasing level for me only 2 months later and so I purchased at 38p.

So I could easily say that I think the market should have a value of at least 70p per share, but that would be futile - the market decides.
Even though I may believe that Lloyds should be at least 70p, it will not stop me from making a few sales of Lloyds shares before it got there.

for prices paid in the share investment programme.

xd (1.6p) still a number of weeks away.
Is 4 Billion shares to be removed by the 2023 share repurchase programme a possibility?

UK budget next week - doesn't help business if sticking to the planned increase in corporation tax from 19 to 25%

share price now back to be comfortably above XD day

the implications were obvious - restricted bonus equals increased basic salary.

next UK base rate rise only 16 days away

nc
''only been correct for 13 years''

Lloyds was 89p in 2015 - was it correct for you not taking a capital gain of about 50% ?

a1
''LTI, total returns?''

total returns as in return by dividends per share plus return by buyback.

2023 buyback should get rid of a further 5% plus of shares and thereby getting rid of the liability on them from the balance sheet.

NC
''for the best financial minds in banking.''

you go round in circles.
You clearly have no financial awareness as has been posted by you on numerous times regarding '''34 YEARS'' or 25 years or 20 years etc etc.

You must surely at some point work out that you have been posting nonsense in this regard, or is there no hope.

dor
''Just saying''

lti
14:38
total returns with respect to 2022 results including the current buyback should be the most since the formation of LBG

MAN Group continuing to tick up

BT going well since my purchases in Nov and Dec but still well undervalued.
TESCO ticked up a bit more - going well since my recent purchase at 207p
BP and SHELL holding well but still under priced so good to be still gobbling up the shares

UBS continuing the Lloyds share investment at a good level - hopefully the programme can complete at an attractive average purchase level

jcb
Yes there would be many with the view that Lloyds is at an attractive price level -

UBS are able to purchase millions of shares each day on behalf of shareholders from willing sellers at these levels.

mad?
it is only back to where it was a little over a year ago and about a quarter of the price from 4 years ago.

Capita/Lloyds hardly a suitable match-up in share price fluctuation comparisons

bj
''when the share price was bizarrely higher than now.''

Yes the share price reached 89p in 2015 - a period in the 80's when I was selling.

recent acquisitions

MBNA
EMBARK GROUP
CAVENDISH
fintech partnerships

Investing in property via CITRA
https://www.retailbankerinternational.com/news/lloyds-banking-group-fintech-acquisition/

sc
'' is simply not good enough for investors.''

You do not speak for me.
Investments in Lloyds shares at well below nav is well good enough for me.

I suggest that anyone who does not think so should not be contemplating purchasing shares themselves at the current price and invest elsewhere.

total returns with respect to 2022 results including the current buyback should be the most since the formation of LBG

A1
and total returns?

sk1
Lloyds are still able to make external investments that it sees as worthwhile. It is a bank not a small business in a growth sector where dividends would not be much of a consideration.

Investors in Lloyds would be doing so knowing how the bank is likely to split and distribute profits