Member Info for longtimeinvestor

A1

''Only look how well LBG is doing on the back of your 2019 retained/snatched/cancelled/stolen divi ''

this statement is completely nonsensical.

We have had over 3 years of this nonsense from you - give it a rest.

Lloyds has returned over FIVE TIMES the amount of the unapproved/not owed dividend to shareholders since,by way of dividends and share buybacks . In addition £Billions have been paid into pension schemes and money spent on property and the Tusker acquisition.

Excess profits (retained earnings) in a years will form part of CET1 core capital.

The CET1 ratio has reduced from over 17% to 14.8%, with an aim I believe to get it to 13.5%.

This aimed for ratio could be met simply with further increases in risk weighted assets without a reduction in core capital.

After recent large payments into pension schemes, hopefully any future payments will be more insignificant which will be of benefit to shareholders.

GB

is your post supposed to make any sense to anybody, or is it just another in a long list of nonsensical ones from you?

A1

How can you be an investor and be ignorant of the money that Lloyds has paid out in the last about 2 and half years.

Getting on for 6p in dividends and share repurchases worth getting on for another 6p.

In addition £Billions have gone into pension schemes to reduce the deficits

Ade

''No cut will be planned it will be inevitable in unfavourable market conditions.''

why don't you sell up and get out of here ffs.

Ade

''LGEN yields 9%. The fact that it is 9% suggests there is some risk. That risk might not be realised.''

LGEN have plans to INCREASE their dividend.

''HFEL yields 11% suggesting there is some risk.

If not you can buy bag an 11% return + capital growth + income growth.''

I bought at 210.5p 6 days ago for a dividend yield of over 12%

Https://www.pensionsage.com/pa/Lloyds-Banking-Group-made-2-2bn-of-pension-DRCs-in-2022.php

Lloyds paid £2.2 Billion from money on the balance sheet into the pension scheme in 2022 to reduce the deficit.

A1

you simply DO NOT understand. Money on the balance sheet is simply that, money on the balance sheet. Monies returned to shareholders, extra money put into pension schemes or money paid out on acquisitions or a further investment purchasing houses to rent etc etc, come from money on the balance sheet and not from profits made in any particular year. Easy enough for all but the stupid to understand.

Getting of for 12p per share has been returned to shareholders from the balance sheet since a an unapproved dividend was retained.

NOTHING was stolen from the balance sheet.

The dividend HAD NOT been approved by shareholders.

Far more than the amount retained on the balance sheet at that time has since been returned to shareholders, amounting to over FIVE TIMES greater,which the retained money would be a part of.

Get that into your head once and for all.

Very roughly the HFEL share price in 2006 and now mirrors that of the HANG SENG INDEX - both about the same values in 2006 and now.

Shares/markets can go down as well as up. Capital values though do not determine dividend levels.

Ade

it is laughable believing that an INCOME fund should not be aware of what dividend returns are available from potential investment targets.

I am investing in this Income fund because I want them to track down and be aware of safe and good dividend returns available

Ade

'' in 2021 the share price was 350 ''

and the price rose from April 2006 by about 80% to a peak price in 2017.

Underlying individual stocks and markets can go down as well as up.

A1

''Lloy has a moral obligation to repay it those from which it was stolen''

Don't start this nonsense ALL OVER AGAIN -you will simply get the same response.

NOTHING was stolen from the balance sheet.

The dividend HAD NOT been approved by shareholders.

Far more than the amount retained on the balance sheet at that time has since been returned to shareholders, amounting to over FIVE TIMES greater,which the retained money would be a part of.

Get that into your head once and for all.

As

''then allow free movemnt to the whole world.''

stop talking ballacks - there is no free movement of people from the rest of the world having a right to live in the UK.

I have no problem with work visas, where workers have to return home when no longer required

Forget expensive hotels or barges or the Rwanda project- all far too expensive for the UK tax payer. The solution, an island/s.

A very good candidate would be St Kilda in the Outer Hebrides . Has been uninhabited since 1930.

When illegal immigrants have had enough on St Kilda they could request to leave the UK, which would involve the use of stockpiled dinghies at Dover for them to make the return journey to France. They would be escorted as far as the 12 mile limit and then escorted from there by the French to France.

This would be a very cheap solution for the tax payer in what I am sure would be a relatively short stay at St Kilda before their request to leave, and would of course put an end to the Channel crossings once it is known what is in store for any arrivals on our shores.

This is the sort of solution that should be implemented

A1

impact of Covid - in 2020 the LBG's statutory profit before tax was only £1.226 Billion . This is all you need to know.

Don't need the 'what if' no Covid fictional forward figures

A1

re 10:57

why do you persist with such nonsense.

Maybe you would like to add in some buyback money that HU was interested about, to add to the nonsense.

7p

Without all the buybacks, based on the current market cap, the share price would be about 8p per share lower.

Will have removed a total of 12,379,829,989 shares from the market.

LS

''plus buybacks have no affect on share price the market decides the valuation''

buybacks have a relative affect (2023, about 3p per share) - the market decides the valuation of LBG - currently under £27 Billion