Anton, Realism will make you more money than optimism.
I read about your holiday and the six flights - well if you had followed my advice you could have afforded to stay in a hotel with at least one elevator ;)
Slater, PMs will somewhat catch up to inflation. Many people seem unaware of rising prices. Two items that I regularly buy have increased by 20% this week. Something has to give and I don't want too much cash on hand!