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Hi Robert, a good question, I will add my thoughts. As I view things in 2023 people buying their house have been taking advantage of fantastic mortgage deals with fixed rates. In the past these deals were not available so when rates rose all borrowers received the medicine, and a % defaulted. Add in previously the borrowers had 100% loans, and were punished when the housing market went into freefall, that has not happened, yet. The banks have been told not to be quick to foreclose, whereas in the past they grabbed the property as soon as the borrower indicated they had a problem. I no longer have a mortgage but 'still consider the situation is more comfortable for the lenders and borrowers alike. JJ
Why? when we know that AP is very good with his hard luck stories.
'still keeping my fingers crossed that they do appear and importantly get sold for a worthwhile amount. JJ
Dear All,
I know that he got to me and hence 'tried using the filter. However I chose to engage with him but never felt he should be banned as for me he was like a wasp on a beautiful day when I'm trying to eat a sticky sugary sweet. If Good comes back in a new guise please don't attempt to remove him as this bb may be his lifeline, you are always free to filter. Free speech is essential to our society. In truth he was annoying but harmless. When he got to me I went out on the bike so he may have improved my fitness in a roundabout manner.
All the best and lets hope we hear some good news about Wales, and we sell some Gold in memory of the annoying one. JJ
You would be right if you believed that I try to be a 'lovely person', but unfortunately I sometimes get it wrong, I'm human. We can look back at our posts yours and mine as well as others we choose. If you look at mine you will see that I have been rude to you after you were rude to me. You posted a heading Education and sought to educate this bb but its obvious that you are not equipped for the task as you post false information e.g. salary of the CEO. This a polite post in response to your rude and misleading posts. All the best with your language studies. JJ
Yes 2027, but with all the noise from one of our busy posters you could be mistaken into thinking GROC is about to deliver. On the one hand he is suggesting that gold might have a 2 year lead in time but then is silent about GROC having a 4 year lead in to production.
The ann??ing one has been busy distorting the picture.
It does not hurt to offer some clarity here. JJ
Good morning you cannot change anything with regard to ALBA or GROC so why not hold off with any discussion until the coming week. It looks like we are in for a lot of rain so lets take every opportunity to get some fresh air. All the best. JJ