Member Info for Iseo395

Depends on the timescale you’re looking at - it’s dropped back a little from recent highs, but well up on the month and massively up from my $6700 buy in! If you bought a week ago you might not be too happy, but if your buy was a month or more back chances are you’re smiling!

That might be a good post Jag, but without punctuation its almost impossible to fathom FFS

See the Jack Russel Terriers were out yapping at each other ruining the board last night - aren’t any of you big enough to just ignore???

I think sAs nailed it Zoros, but I also think I asked my question the wrong way round which is leading to the confusion - try it this way:

Assuming one intend to hold the shares in one of the accounts for the significant upside we all hope/expect in 1/2/3 years time, would it be more sensible to hold on to the ISA shares and slice the trading account shares as and when needed or the other way around??

Sorry, it’s not easy to articulate this!

That’s a great way of looking at it SAS and kinda what I was thinking - cheers!

Noted re the wealth manager - had bad experiences with them in the past! It’s one thing to lose your own money, but when you pay someone to look after it for you and THEY lose it that doesn’t sit well!

I don’t see it as clear cut as that Zorro’s - with good Scally news, a decent MRE, the GDX buy and a potential higher gold price surely there is significant upside in the current share price which in turn means significant TAX FREE upside in my ISA.

Of course there is the same potential upside to the trading account shares, but more upside means more CGT - not to mention the possible/probably increase to the CGT rate Mr Sunak is likely to add in at the earliest opportunity!

I’m just trying to find a balance in my mind as to which old be the most cost effective to sell if and when the need arose.

Thanks for the reply mate!

Thanks for the reply Tymers but think you missed my point (or more likely I explained it poorly)!

ISA is maxed out for the year, but my question is more about holding shares in both an ISA and a trading account - if you needed to sell some for whatever reason which would you sell, ISA shares (no CGT) or trading account shares (full CGT)?

I hold a decent amount of shares split between an ISA (40%) and a regular trading account (60%). I have sold a few shares this year and already reached (and passed) the limit for CGT this year so any further sales/profit would be subject to 20% CGT.

I’d be interested to know which shares folk in a similar position would sell first if they needed to raise funds for something - ISA shares or Trading acc shares?

I don’t have a SIP so this does not enter the equation in my case.

Good Find Tom - “clear path to 75%” - sounds like they have already decided to take the additional 5% at FMV!

I believe T&T is correct in this case

Just updated my app and now I have it too - still showing yesterdays prices tho!!

Cheers for the heads up Slippery - always wondered why the share dealing didn’t have an app!!

That’s interesting Slippery, I use the app for my bank accounts, but don’t have my share dealing accounts on it - how do you show them within the Lloyds Bank app?

Guess I should read the small print - just saw this:

Important information
Issues with our price feed - We are experiencing an issue with our data supplier which means that yesterday's closing price is showing in valuations and on the Research Centre. All trades are going through normally.

Thanks guys, mines also stuck at 21p (yesterdays close). Slippery, yours is showing tonight’s 23p close?

Anyone else use Lloyds Share Dealing? Just logged on to my account and it’s not updated since yesterday evening - I keep a spread sheet of the totals on my account and tonight is showing identical figures to last night !

There was also a point about certain regional versions on the GDX fund only holding smaller amounts of GGP - if you are based in the UK a general search on Google will lead you to the EU/UK arm of the fund which will only show the holding within that particular part of the ETF and not the full GDX holding worldwide. From memory the US version of the fund is the one to check for the FULL percentage weighting!

ChristopheB was the first to flag up the possibility Zoros - Hydro ran with it and subsequently discovered the free float discrepancy that led to a much larger buy than the original one planned by GDXJ

Agree strummer, this board is shocking at the weekend! Why does everyone bite at every little thing they don’t personally agree with - aren’t any of you big enough to just walk away and let it fizzle out!

Seems like the board is full of Jack Russel Terriers who want to fight their own shadow at they moment!!

Happy REMEMBERANCE Sunday all - be nice!!

What is the status of the dividend here gents - I know last one was Aug, but have VOD confirmed (or cut/cancelled) the next payment due in Feb 21?

Thanks