Member Info for FrankyS1971

yeah through the noose he's just tied. he' rocking the stool....9.82..9.91..10.02...lol

Richmond..,do you know if sunset is Ok?

sheeyit...it just dropped 0.01p...sunset what should I do??? sell?? I need your help.

Dear Amigo,
I would like to have my payments reduced as I cannot afford to pay your loan back.
Dear Customer,
We have gone through your bank statement and see that this month alone you bought £850 of shoes from BooHoo and we would therefore decline your request
Dear Mothafu$As,
Umi baby here..I got us a plan baby!!
Lolz

You put all your time and energy into this board when you re not invested on the pure hope that it goes wrong for other people because you want to gloat and want people to suffer like you, because you lost your money. You think I don't know but I can read you well. Investing and losing hurts sunset and I'm sad for you, but other folks don't all end up like you, others make a good brave shout and do well for themselves. Wish them well. Or at least have something to say as opposed to nothing instead of sad sneery little sideline snipes. You need to go see a shrink on the way to the jobcentre, instead you'll stop off at the public toilets to nosh off some random bloke through a glory hole. That's your level.

Better than your shout for 1,2,3 p muppet.

doesn't sound greedy. If we hit 20p might as well hang around for 50p IMO.

would rather see 10p in a few days...nice slow steady build not up diddly up then down diddly down..

spot on...!Thats why I'm in Malpenn. This can't come down to the law or a precise our FCA handbook says X and therefore Y..its a shade of grey and down to judgement so we'll argue our way to a compromise I d be fairly sure.

Yes I understand that its Amigo' choice to lend but I can't see how we can return to lending without the investigation being concluded. Would you lend money out without understanding unequivocally what the rules are, or size of fine, or how much of the back log of complaints and redress is that you're asked to stump up? Doesn't make sense to me as its not just about lending criteria and affordability but broader processes, principles etc. Doesn't mean the FCA conclusions are far away though!

Pretty much what i said to Mark1973 this is a bit of a non-event RNS and nothing too exciting or useful. One could say that its not bad news and thats enough to see a bump. Imagine an RNS with actual progressive news and what that would do. Only 2 things that will do that. 1. clear view on run rate of complaints (still building or falling) 2. End of FCA action and return to lending. This is October time. I still think there will be news of sorts before then and that alone will see 20p!
Hooray. (PS I m worried Sunset may have topped himself? (with hundreds and thousands whilst Magic Trev licks it off)

Because you have weasle claims comps advertising everywhere encouraging past policy holders to put a claim in with no win no fee arrangements. Think how PPI built. Amigo should use a proxy to run a counter campaign ! lying to borrow is criminal. The danger is that this opens up the door to never ending claims. I have zero idea on that like anyone. If they can report lower new cases we ll fly but if there is an increase we ll need a very skilled and determined board to escape.

Nothing today, will their be an RNS after COP or is there more to announce which is being saved back for next week...? the silence is interesting.

i am with you 100%!!!! don't get me wrong. Its a total grey area as you know, the FCA doesn't have a rule that will fit every single scenario so they will fall back on principles and ethics and guff not law! This is why I think we'll come up smelling of roses as "by law" i bet we're not doing anything overtly awful. Kozz..I get your sentiment but thats not how the FCA works they look forward and are proactive so they will get involved if they see customer detriment building and take a preemptive strike..again I don't think they have anything other than ethics and principles to justify their position as we are lawful and I hope thats what ultimately will count!!!!

Sorry Istock but Robespiere is largely right on this one. Its all in the FCA handbook under conduct rules (COCON). They aint going to change the rules anytime soon so it'll take some serious skilled negotiating and payouts to placate the supervisor. If it was just affordability as the issue we wouldn't be in such a mess, but I hope even your instincts are screaming "there must be more!! JB talks about using Transunion and the same vehicles for affordability checks that the Banks and credit cards use and that their processes must also be poor like Amigo's. BUT he is presenting the wrong issue and is a sly ****. The issue is vulnerability , treating customers fairly, ethics (when no exact rule applies FCA will apply their principles to determine outcomes) etc. we're in this moral minefield and I disagree with it massively but its where we are. Would be happy to join the Amigo Baseball bat division if it meant 50p per share:-)))

Correct !! The more vulnerable the customer the more extensive the checks have to be! I have banged on long and hard that affordability is the red herring. All the FOS decisions have landed on this issue!!! Its therefore clear to me that its going to be a hell of a challenge to get through this. But! I clearly believe we will - it needs time and nerves.

I'm really worried sunset called this right..we re 0.23% down...WTF...everyone sell quick...we're doomed. effing di*ck

It can finish at 6 and i will be entirely non plus about it. Its if it goes low with a bad rns not low with no news that matters

Up 9% silence. Down 2%. Oh look its sunset with a coc^$ up his a%$.

JB tweeted a couple of mins ago. Eyes on the prize!! Unless you re sunset then its pies.