Member Info for fleccy

"You know i work for BT fleccy , im in the BT share save scheme
I toil for 32 grand a year"

So you'd be in line for a pay rise just short of 4.7%, which doesn't seem too bad to me. If inflation went minus next year, would you be happy to take a pay cut?
Bear in mind that the pay rise on offer isn't just a one off payment, it's a true pay rise benefiting from percentage accruals on future pay rises.

"The time to strike is now , (even though i own 27000 shares . 11, 000 of which are in share save 20)"

I assume you work for BT, what's your approximate basic wage?

If I was a BT employee I'd take what's being offered, it seems pretty fair to me. It works out at 3% for someone on £50,000. My DB pension scheme is capped at 5%, as are most these days, so fair's fair. If the Government is correct, this high inflation will be relatively short lived, the CWU should wait a couple of years before demanding ridiculous wage increases.

LGB will be using the adjusted ex dividend price of 43.86p, whereas other sites will use the previous close of 45.19p

"LOL! Up 0.86% on market open ex-dividend day! lol"

Actually it's currently down. Yesterdays closing price was 45.19p, which means Lloy is currently down more than 0.5p. Lloyds is up in respect of the adjusted ex-dividend calculated price.

"So knowing there is a guaranteed buyer out there every single day for a while…you would think market makers would be out there pushing up the price with enthusiasm knowing Lloyds will wants to buy the shares a MM has just bought. A constant on tap demand"

Exactly the same scenario with Vodafone, in respect of Vod's MCB buybacks.

"The bookies must love you, always chasing your losses? Scary?? If you play roulette, in the long run you are certain to lose. Mathematical cert' You better Adam & Eve it?!"

Ok Dan, the stock market isn't really a casino, unless you're a day trader, spread better, or shorter, where you sell out irrespective of losses or gains. As a long term investor, I invest where I see value, and I see lots of value in the three stocks I'm invested in, Lloyds, VOD, and BT. When I originally invested, i did it because I saw value, so why wouldn't I invest more when the price drops and lowering my average buy in price? I'm not sure why you decided to have a dig, but as a long term investor yourself I would have thought you'd understand my investment strategy. Yesterday I invested in Lloyds, for three reasons, they're ex dividend today, Lloyds is going to be the first of the stocks in our standard share dealing account for bed and ISA'ing, and I believe Lloyds is the most likely to see significant gains in the short term. If my investment decisions go against me, then I just hold until they reach fair value.
I repeat, our investment strategy isn't about chasing down the price, it's about investing where we see value, and collecting dividends on route to capital gains.

"Honestly this game is just a casino at Vegas"

But the roulette wheel keeps spinning with the ball continually bouncing, you wait until the ball lands on your number before taking your winnings; Alternatively it's a horse race where you pick the finish line.
The easiest way to win, is hold until your number comes up, just play the game until you're a winner.

"Fleccy...you done well to get 45.1 p lowest i got quoted @ 10.35 am was 45.43....wd....gl"

It was a typo, it was 45.51p.

"Ex-dividend date
7 April 2022
Shares purchased on or after this date are not entitled to next dividend payment"

https://www.lloydsbankinggroup.com/investors/shareholder-information/financial-calendar.html

My understanding is that as long as you're holding shares at the open tomorrow morning, you'll get the dividend. If you sell your shares tomorrow, you should still receive the dividend.

Just to add, it's Ex Dividend day tomorrow, if you sell today you wont get a dividend.

"Just had it confirmed by Halifax that selling and transferring shares into my ISA today means the divi will be paid in my ordinary share account and not in my ISA."

That only works if you have the cash immediately available, to buy the shares in your ISA, without relying on the share sale in your standard sharedealing account . If you sell in your sharedealing acount it will take at least 3 days to get the cash.

"I topped up on Friday"

Our reason for topping up today, is due to the start of the new tax year. £20,000 was added to my, and my Wife's, ISA accounts today, quickly followed by the purchases. The price was bouncing around 45.5p, so we decided to go for it. Since it's ex dividend tomorrow, we thought we'd plough the lot into Lloyds. I realise the price will drop tomorrow, but that's an unknown, and you have to make the decision to buy at some point. The main point is that Lloyds is currently bargain basement, so we'll keep collecting the dividends, and wait for our investments to reach fair value.

£40,000 at 45.1p

"Yes indeed, and thanks. I was assuming there would be a peak as people pile money into their ISAs, still not sure when but I think my money is going in the direction of Barclays now."

If you have a Google account, and sign up to Google sheet, you can open a spreadsheet and check the same for Barclays using this function:

=GOOGLEFINANCE("LON:barc", "ALL", "01/02/2019", "30/06/2019","daily")

You can then either use the figures in the columns, or build a chart like I did for BT.

The chart in the last post is for 2 months either side of April 2019. If you hover your mouse over the columns, or lines, it gives you the dates and prices.

"I like many are waiting for the next tax year to add more shares to my ISA. I have been trying to find price data that gives a close price 60 days either way of April 6 for the last few years"

Something like this?

https://docs.google.com/spreadsheets/d/e/2PACX-1vS4gJMsDAQq9sJ_zHqi_JnoVTryAdb4X64c7Clw12E2sGT3N6dTJfB60O8bc5Ns4burXvSSCVFrLvWC/pubchart?oid=1937898192&format=interactive

"fleccy. You should lay off those dodgy sites mate? But if you are really interested??"

It's ok Dan I'll stick to London South East, it's filthy enough for me lol.

"Sorry Gary, it was his small brain you were talking about, someone else mentioned the size of his dick. I got his dick & his brain confused, easy mistake??"

Thought I'd logged into the wrong chat room when I read that post then.

"The market is currently valuing Lloyds at about £33.2 Billion"

The market's currently dysfunctional, eventually sanity will return. Ultimately, any company has a fundamental value seperate from the market valuation. Any stock trading well below the fundamental value is an opportunity to buy, and vice versa, any stock trading well above its fundamental value is an opportunity to sell.