RE: gold coin purchasing12 Nov 2020 07:34
Kevman, my understanding is that you can only draw down £12,300 of PROFIT CGT free in any one tax year.
You can also top that up with funds (maybe the investment money itself that is NOT profit from your trading account) up to the ISA limit in the current tax year).
Assuming you have all 4 ISA accounts in your name personally (rather than family members say), then as far as I'm aware, you can only add that money to any ONE of those ISA accounts in any one year (NOT ALL FOUR)... unless they ARE family members accounts of course.
As an aside, IF you put your yearly top-up allowance into one ISA account, you cannot move it to one of your other ISA accounts within that tax year.
Happy to be corrected by more knowledgeable people here, and definitely do a bit of research yourself, specially on the HMRC website !
Good luck !