Member Info for botbot1202

I've watched today. Thought I'd made a major mistake, and then re-looked and normal service has been resumed across everywhere.

Thanks for the insight into ex-divi date, I couldn't help myself anyway, and googled it anyway. Yes, you need to own at the OPENING of the Ex-Divi date, i.e. you need to buy the day before.

Angus, and/or anyone.....

Serious question, to save me googling for hours...

A share that goes Ex-Dividend on Thursday, and has a record date of Friday.....

What is the date you need to own the shares, to then get the actual dividend.? is it Thursday opening, Thursday closing, Friday morning, Friday closing.?

and whichever one it is, I'm assuming that I can sell the shares the following day and then get paid the dividend at the dvi pay date....??

As you can tell......never held a stock that paid a dividend before.!....well, not that i noticed anyway.!

Beejay.

You are stating exactly what several of my friends have said to me.

I told everyone on Friday that I'm out, fully of the market (with the exception of Nano, only because I've been in it for many many years)

So far, I'm approx. £25,000 out of pocket if I hadn't sold, as obviously today is a f*cking up day for travel.!

21p missed out on for Carnival, as I sold at 1100.

But. I need to hold the nerve.!

Will take stock Friday.!

Of course, I've got to do the mother of all spreadsheets yet to work out the amounts per pot per share/fund etc. that's going to take me a day anyway LOL

Aangus.

Aviva no.

LGEN is on the sub list.

The key for the one's that I had with the dividends was whether the actual SP degraded over time as well.

It defeats the object getting a 6% or 8% dividend and then your capital degrading by 30% plus over 5 years.

LOOKS LIKE IT'S GOING TO BE A GREEN DAY.

I'M HAVING SERIOUS FOMO.

ALL MY OLD STOCKS ARE GREEN.!

Whoops. Sorry re Caps.!

So two days research, luckily the boss was away for most of it.....

I now have.

Approx. 10 Group Funds, which have funds within them.

Approx. 10 Actual Funds

Approx. 15 Shares

Interesting the amount of time, reading hundreds of pages of information how many times Carnival came up as a good investment for the long term.

Within a few funds there was Carnival as well.

So will look to see what happens this week, and whether to either jump back into the market, or leave it for three week.

I will need to do a massive spreadsheet though trying to work out that if I said £100 for Carnival for example, but my SIPP has £200, her SIPP has £150, my ISA has £75 etc. etc. etc. what % goes into which account to then make up the actual £100 investment........Obviously won't be £100.! for Carnival.!

Bhants. Good news. Lloyds did hit the list. Tried everything I could to try to justify not doing a bank, but every angle of research sent me back to Lloyds.

I'd never heard of Journeo before, but the right ups, fundamentals, and potential is very good.

Also Glaxo is close to the bottom of their usual cycle and as they also pay a 5% ish Dividend, and would potentially grow back to £18 a share, there is also capital upside.

Long list anyway..........but Carnival is on the list.! So will definitely be invested rather than a bystander.!

Aangus.

Thank you

Interesting read

Will take any / all suggestions / inputs / punt ideas / anything.

I always research myself, and make my own decisions, but obviously the market is a very large place.!

So any help/ideas is appreciated.

Https://ukinvestormagazine.co.uk/wp-content/uploads/2023/07/5-Blue-Chip-Stocks-to-Buy-August-2023.pdf

BeeJay.

LOL

Happy Wife, Happy Life.!

BeeJay.

I said I was out of the stock market, I will never not play in the casino.!

I have $400OBC and $2000 Freeplay, plus I will take $3000 from my James Bond Draw (where all my different currencies are.!) which is some of the winnings from my May cruise.

I need to get the wife to the "Prime" status, which is only 2500 points ($12500 gamble throughput) then I need something for July next year, so will see what I decide when I get on the ship.!

Fordy.

Don't worry.

I'm still here.!

CCL is the only stock that I regret selling, and am itching to get back in, but logic suggests to stay out and wait a few weeks.

Whether I can leave my cash out whilst i'm on a 3 week cruise is another matter.!

Closed at $15.65, so although still down from our close, up from the US close...

Only a 7c drop, or 5p.

We closed at $15.72, and it is currently in after trading at $15.58.

I am 11.50p down from sale price.

Aangus......... I have no f***ing idea.!

I've checked, and the way it works with any provider, is that the money (cash) is held in nominee accounts, spread across 14 different banking groups, so I would be protected assuming worst worst case perspective up to the max x 14 through FSCS.

I can get 3% avg in cash across SIPPs/ISA's/Dealing accounts, and that's calculated daily and paid qtrly.

So, until I work out what the hell I'm doing, whether throwing everything at CCL if it drops all the way back to £6.! or just before results, or maybe the day after results.! or across funds, or gilts, or bonds, or a combination of all the above....

The answer is......as I said originally, I have no F idea.!

You spend your live working to get money to ensure your future, and then apart from the easy option of an annuity, it's not as easy as one would think LOL

And I hate to say it, but this GREED guide is now a full FEAR guide instead

https://edition.cnn.com/markets/fear-and-greed

Young.

Yep, I saw.!

Great film though.!

In one way, I hope I'm wrong, especially with CCL, but with every day going by and the deafening noise of recession, inflation, interest rates, wage growth, etc. etc. etc. etc. It's not going to take a lot more to push all of this over the edge.

Unfortunately at the moment, there is a higher chance of this dropping that this going up, so it's a gamble anyway, but I would rather miss out on getting £100k, than losing another £100k.

BeeJay.

I dumped 40,000 CCL shares in total across the 7 accounts.

Interesting that when I pressed the "sell all" button, it gave me £10.95 offer, but when I sold bit by bit I got £10.995/£10.99/

£10.987 etc.

Interesting about the P&O combinations, not that I've pushed that at all, but can guarantee you can't do that on Royal!

You can get the OBC by booking at Next Cruise onboard, and you still get the casino freeplay/free cruise stuff, but You cannot combine the Share holding OBC as well, which was the reason originally I never had Royal Shares.!

Then they dropped to $20 at the start of covid, and I looked into buying them, and all the big boys wanted me to buy $250k worth so they would process them as an exception....which I thought I'm not buying $250k worth in one company.!

Roll on two years and I dwarfed that number with my carnival holdings.

Aangus.

If I were to go with P&O I would get it through the casino anyway, and you can't combine discounts.

The P&O Playing Development team usually send me a chase up a couple of times a year offering me free this and free that, so having 100 shares isn't going to give me the OBC.

It's the same with Royal, you can't get the OBC from share ownership on my free cruises through the casino.

BUT.... Whatever situation, I'm not dying.! and I will be back.! because I know that CCL are hugely undervalued.

Dont worry Bhants.

I won't disappear.

Although in a weeks time, I'm off on the 17 night Amsterdam > Artic Circle > Iceland > Greenland > Nova Scotia > New England > New York trip.!

So I will be away for 3 weeks then anyway :-)

I'm sure you will miss me then. :-)

And now FEAR Factor has kicked in.

https://edition.cnn.com/markets/fear-and-greed

Now 44/100

Well.

I promised myself that I was not going to make the same mistake again.

and therefore, every single one of my shares hit my bottom line sell number.

I have spent the last 30 minutes across the 7 accounts selling everything.

Might I miss out on some gains, probably, but might I also miss out on some losses, probably at the moment.

Between Mar20 to Sept21 I gained 100%, and then from Oct21 to Nov22 I lost very nearly all that I had gained.

I'm nearly 150% up, and I'm staying there.

I said to myself that if IAG hit 160 I would sell after the results, and today it has.

I said that when CCL went to 1350 that if it got back to 1100 Im out.

I've taken a hit on Jet2 and TUI and sold at losses.

Is this the right move, is this the logic of a LTH, absolutely not, but with the logic of the "sentiment" continuously driving the markets rather than fundamentals, I would rather know that I easy have enough money to live the rest of my life, rather than playing games with ridiculous amount of shares and money.

Therefore, all I can say is, I'm out for now.

CCL is absolutely an awesome company, with awesome fundamental, and absolutely will be £25-£30 by Dec 2025, but what will it be with these MM's dumping the pricing, who knows in the interim.

Whether it was perfect timing, but between me selling my IAG shares and finishing, the price had dropped 1p.!

GLA.

I will be back.!