Member Info for Asperger1

Sorry Oxo - way things stand at the moment you owe £70

In memory of our friend Mr Meerkat -
ENTRY CLOSED 17-1-20, ENTRY CLOSED 17-1-20

Well !!! it's going to be an interesting competition this year
Back early January the Lloy board was invited to post their guesses at Lloy SP @ close of business on the last trading day 2020 -
As the board knows, I like to post a reminder along side each quarterly results

Cherry-picking/DBC - 39.5
John46 - 48
Wids - 51
Tranter - 53
Snige - 62
Everglade - 64
Jamesroo - 67.5
Greenwich - 70
Utrickytrees - 71
GOODJOB - 72
Italdo - 72
Pat2014 - 72
Martin1 - 73
Zoros - 74
Wideride96 - 75
Broadland - 77
Backbencher - 79
QuietlyCautious - 80
Boldboy - 81
Jandialbi - 82
Ericd - 83
Chrisw01 - 84
Motbuck - 85
SUFCESSEX - 86
Gino73 - 88
Pantherax - 89
GRBfromYorkshire - 90
TheFarEnd - 90.5
Scrum - 91
Sirlynn - 92
Betterupthandown - 93.33
SP61GHT - 94
TomJones2 - 99
Oxo42 - 101
Calisto - 115p
Onelongrunner - 123
Paulislong - 134
Asperger - 135

Additional pledges -
Zoros - Should the SP rise above £1 (AT ANY TIME IN 2020) I will immediately donate £2020 to the charity of choice.
Oxo42 - £1:00 for every penny below my £1:01p and Lloy YE share price.
Asperger - additional £100 if £1 or over at any time during 2020.

Reminder -
Mr Meerkats YE2019 competition was won by Mr Broadland
If you haven't already paid, Donations are invited to -
http://www.justgiving.com/owner-email/pleasesponsor/Joe-Hayward1

Blue by the end of the day???

No further provision has been taken for PPI in the first quarter. Good progress has been made with the review of PPI information requests received and the conversion rate remains low and consistent with the provision assumption of around 10per cent, although operations have been impacted by the coronavirus pandemic in recent weeks. The unutilised provision at 31 March 2020 was £1,018 million.

Cometh the hour - Cometh the man !!!

With Boris otherwise occupied Dominic Raab will stand in at PMQ's - good luck Starmer lol

British Prime Minister Boris Johnson's fiancee Carrie Symonds has given birth to a baby boy

The Prime Minister and Ms Symonds are thrilled to announce the birth of a healthy baby boy at a London hospital earlier this morning. Both mother and baby are doing very well.

https://www.rte.ie/news/uk/2020/0429/1135533-boris-johnson-carrie-symonds/

Based on LSE daily tech chart I'm seeing the following gaps

23rd-24th April 20 - 30.42 closed 27-4-20
14th-15th April 20 - 31.78 closed 28-4-20
11th-12th Mar 20 - 42.1
21st-24th Feb 20 - 55.3
10th-13th Jan 20 - 60.3
23rd-24th Jun 16 - 71.1
27th-28th Oct 15 - 77.1

https://www.lloydsbankinggroup.com/investors/shareholder-info/financial-calendar/

Correction - no gap this morning
Based on LSE daily tech chart I'm seeing the following gaps

23rd-24th April 20 - 30.42 closed today
14th-15th April 20 - 31.78
11th-12th Mar 20 - 42.1
21st-24th Feb 20 - 55.3
10th-13th Jan 20 - 60.3
23rd-24th Jun 16 - 71.1
27th-28th Oct 15 - 77.1

Based on LSE daily tech chart I'm seeing the following gaps

24th-27th April 20 - 29.73
23rd-24th April 20 - 30.42 closed today
14th-15th April 20 - 31.78
11th-12th Mar 20 - 42.1
21st-24th Feb 20 - 55.3
10th-13th Jan 20 - 60.3
23rd-24th Jun 16 - 71.1
27th-28th Oct 15 - 77.1

Unfortunately Otto, banks are regulated by HMG

Stroller - I won't get my hope up till I hear it from the mouth of the Black Horse (via a RNS) - no corporate news from my brokers so far

The RNS 31st March
UPDATE ON DIVIDEND PAYMENTS
In order to help us to serve the needs of businesses and households through the extraordinary challenges presented by Covid-19, the board has decided that until the end of 2020 we will undertake no quarterly or interim dividend payments, accrual of dividends, or share buybacks on ordinary shares. In addition, in response to a request from the PRA and to preserve additional capital for use in serving our clients, the board has agreed to cancel payment of the final 2019 dividend in relation to ordinary shares. Accordingly, resolution 17 in relation to the declaration of that dividend will be withdrawn from the AGM, scheduled to take place on 21 May 2020. Our board will decide on any dividend policy and amounts at year-end 2020.

* Says resolution 17 will be removed
* Re divi - "Our board will decide on any dividend policy and amounts at year-end 2020." - in the context of the above RNS I read that to mean 31st Dec 2020

Based on LSE daily tech chart I'm seeing the following gaps

23rd-24th April 20 - 30.42
14th-15th April 20 - 31.78
11th-12th Mar 20 - 42.1
21st-24th Feb 20 - 55.3
10th-13th Jan 20 - 60.3
23rd-24th Jun 16 - 71.1
27th-28th Oct 15 - 77.1

Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever' or a 'dire share', on the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison

On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 309 = 636
Lloy 1905 @ 29.7 = 566

In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 139 = 465
Lloy 1553 @ 29.7 = 474

In July 2017 Nucky suggested I add RBS -
On 12-7-17 1000 quid bought 384 RBS & 1512 Lloy
Today's value
RBS 384 @ 105 = 403
Lloy 1512 @ 29.7 = 449

In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 88.6 = 424
Lloy 1504 @ 29.7 = 447

In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2655 = £990
Lloy 1704 @ 29.7 = £506

Earlier this month Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 28 = £1089
Lloy 3058 @ 29.7 = £908

This weeks observation - Imposed cancellation of bank divi's has had a devastating affect on the banking sector, small consolation to see Lloyd has faired better than RBS & Barc,

A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.

Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5079
Current value -
LLoy 15000 @ 29.7 = £4455

A1

Based on LSE daily tech chart I'm seeing the following gaps

23rd-24th April 20 - 30.42
14th-15th April 20 - 31.78
11th-12th Mar 20 - 42.1
21st-24th Feb 20 - 55.3
10th-13th Jan 20 - 60.3
23rd-24th Jun 16 - 71.1
27th-28th Oct 15 - 77.1

The banking and finance sector has provided over £2.8bn of lending to SMEs so far through the Coronavirus Business Interruption Loan Scheme (CBILS), as part of a broad package of support for UK businesses, according to the latest data published by UK Finance.

https://www.verdict.co.uk/leasing-life/news/2-8bn-provided-to-smes-through-cbils/

Pleased to see the Lloyds group are exercising due prudence regarding CBIL's - lending to existing customers only

https://moneyfacts.co.uk/news/business/only-two-out-of-ten-coronavirus-business-interruption-loans-have-been-approved-so-far/

From my fantasy portfolio, Lloy v Barc

In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Last Saturdays value
Barc 479 @ 90.7 = 434
Lloy 1504 @ 30.5 = 459