On repayment of USD300m Eurobond

PRESS-RELEASE

On repayment of USD300m Eurobond

13 May 2013

Joint Stock Company "Halyk Savings Bank of Kazakhstan" (Halyk Bank) (LSE: HSBK) announces on the repayment of its Eurobond placed in May 2006 with the original amount of USD 300 million. The issue has been repaid in full at maturity out of Halyk Bank's own sources.

JSC Halyk Bank is the leading financial services group and the leading retail bank in Kazakhstan with the largest customer base and the broadest branch network. The Bank renders services to around 5.9 million individuals, over 60 thousand SMEs and around 300 large corporate borrowers. The Bank is developing as a universal financial services group rendering a wide range of services (banking services, pension asset management, insurance, leasing, brokerage services and asset management) to its retail, SME and corporate clients. The Bank is also conducting business in Russia, Georgia and Kyrgyzstan. Halyk Bank is rated by all three main international rating agencies: Standard&Poor's (BB), Moody's Investor Service (Ba2) and Fitch Ratings (BB-).