Lloyds Regulatory News (LLOY)

10 February 2026

Publication of Final Terms

The following Final Terms are available for viewing:

Final Terms dated 10 February 2026, for the EUR 750,000,000 Floating Rate Callable Notes due 2030 (the "2030 Notes Final Terms") and Final Terms dated 10 February 2026, for the EUR 750,000,000 3.750 per cent. Fixed Rate Reset Callable Notes due 2037 (the "2037 Notes Final Terms" and, together with the 2030 Notes Final Terms, the "Final Terms") (together, the "Notes") issued by Lloyds Banking Group plc pursuant to the base prospectus dated 21 March 2025 and the supplemental prospectuses dated 1 May 2025, 24 July 2025, 5 August 2025, 23 October 2025 and 30 January 2026, which together constitute a base prospectus (the "Prospectus") in connection with the £25,000,000,000 Euro Medium Term Note Programme established by Lloyds Banking Group plc.

The respective Final Terms for the Notes contain the final terms of the respective series of Notes. Each Final Terms must be read in conjunction with the Prospectus, which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (as amended).

To view the full documents, please paste the following URLs into the address bar of your browser.

http://www.rns-pdf.londonstockexchange.com/rns/4704S_2-2026-2-10.pdf

http://www.rns-pdf.londonstockexchange.com/rns/4704S_1-2026-2-10.pdf

A copy of each Final Terms and the Prospectus have been submitted to the National Storage Mechanism and will shortly be available for inspection at: https://data.fca.org.uk/#/nsm/nationalstoragemechanism

For further information, please contact:

Investor Relations:

Douglas RadcliffeGroup Investor Relations DirectorTel: +44 20 7356 1571Email: douglas.radcliffe@lloydsbanking.com 

Group Corporate Affairs:

Matt SmithHead of Media RelationsTel: +44 (0) 7788 352 487Email: matt.smith@lloydsbanking.com

Lloyds Banking Group plcRegistered OfficeThe MoundEdinburgh EH1 1YZ

Disclaimer - Intended Addressees

Please note that the information contained in each Final Terms and the Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the relevant Final Terms or the Prospectus is not addressed. Prior to relying on the information contained in either Final Terms or the Prospectus, you must ascertain from the relevant Final Terms and/or the Prospectus whether or not you are part of the intended addressees of the information contained therein.

Your right to access this service is conditional upon complying with the above requirement.

EU MiFID II/UK MiFIR (Product Governance) - professionals and ECPs-only / No EU or UK PRIIPs KID - Manufacturer target market (EU MiFID II product governance and UK MiFIR product governance) is eligible counterparties and professional clients only (all distribution channels). No EU PRIIPs or UK PRIIPs key information document (KID) has been prepared as the Notes are not available to retail in the EEA or in the United Kingdom.