Member Info for Twonko

Farhantahir great to know we have a vaccine expert on board.

We were well above this a fortnight or so ago. Have held this for ages so it’s nice to see it coming back and maybe contributing to my retirement fund. But still not over-excited.

What is your reasoning George? Or did you just make it up?

Victor, grass root level is no one uses branches any more. You might, but hardly anyone else does. Lloyd’s made gazillions profits last year and some of it was mine and will be in the future. Get those useless branches shut.

Gosh Boomer. Just noticed you run really fast and are really wealthy. What a guy!

I get it Boomer. There's risk and then there's stupid. The art is to know which is which.

No holiday insurance is a great money-saving idea. You can save such a lot of money and it only costs tens or hundreds of thousands of pounds if you need to be repatriated on a stretcher. Good financial tips always welcome here.

Share price is nearly up to what it was last Thursday. Obviously Lloyds is on the up forever. Hold on... people been saying that for years. I shall take the divs and believe it when I see it. Bookmark this page for plenty of incoming baseless over-optimism and other similar bow-locks.

GSK is my second largest holding (to LGEN) and I have held since 2008 and added to several times since on dips. At £18.30 or whatever it was, I would seriously have thought about taking a very substantial profit but couldn't do it because my entire holding is in ISA's or other accounts managed by SVS brokers, who went into administration last year and so my accounts are temporarily inaccessible. The question is...would I actually have sold? After some soul-searching I figured probably not. The divs are too good, especially for shares I bought at about £12 all those years ago. So fret not and hold for the long term, taking comfort from the income. I am also a bit concerned about the cost of the split, but the estimated savings are not to be sniffed at, though I can't pretend to understand the details. The bounce back will come for the patient, when Brexit and flu viruses have long been forgotten.

Pistachio...and you could have had a stop loss in place anyway.

Bet there are a few people around this morning who could do with a swift G&T. Hold on a minute....

Am in a South African national park on a holiday more or less costing the same as last years lloy div. At 5am this morning I lucked a first rate photo of a leopard on a rock, which will go to an agency when I get home and which will earn me money. Still gonna keep the lloy shares. Good div, bright future. Have a nice day in the cold and the wet.

GSK has been my largest holding since 2011 by some margin and has rewarded me handsomely for my loyalty. I have rarely paid much attention to the Sp but have had a few top ups on weakness and now have a most excellent paper profit. Soon all holders will have a decision to make. No doubt this will be discussed to death and I look forward to informed comments from wherever they may come.

Ah yes. David Bellamy, well known climate change denier. RIP

pastyc, my advice would be if you really have £100,000 to invest, any bulletin board would be the last place you should ever go for advice. This is the shallow end of the gene pool here and the amoebae greatly outnumber the Warren Buffets.

Plimm...Debt, debt and debt. The divs might be safe for now but growth will be held back by debt payments for a while yet.

"No, surely 85,000 holders would have to cough up £500 each to raise £45M?"

erm...no Colin. Surely not.

The stock market is a mechanism for transferring money from the impatient to the patient. (Warren Buffett again, I think). I cannot believe that having lost hatfuls on this sorry project that people are still prepared to pile in more as if ‘averaging down’ is some kind of good thing. I wish you all well those who have lost on this, but chasing after it now really is just dumb.

And assuming the dividend holds, which doesn't seem unreasonable as it's well covered, it's currently more than 7.5%.

Don't believe anything I say. Trust but verify. I've been wrong before. In 1992 I think it was.

This is my second largest single holding and it's taken a proper beating just lately. But it is increasingly looking like a great long term investment and worth drip feeding into over the coming months. Although a staunch remainer, I reckon the greatest fear over Brexit is of the fear itself and it's not as if the wheels are going to fall off the capitalist machine any time soon even though the road might get bumpy. Many wise investors have made fortunes out of recessions by hoarding cash and buying low, when everyone else is fearful. As Warren Buffet (probably) said, the Stock Market is a mechanism for transferring money from the impatient to the patient.