RE: Growth30 Apr 2025 11:31
SIPP and Personal Pension currently do not attract IHT, which is why an FA will recommend them, however that will change from April 27 thanks to RR so there attractiveness will dilute a little. A mix of SIPP, PP & Stocks & Shares ISA is the best tax free way fwd in my opinion, but this depends on how much income someone needs. My mix will provide enough for my needs going forwards. The £20k per year into an ISA is a no brainer