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john46
Plenty of competition and well seasoned players in the BTL market Legal & General for instance.

Wealth Management and Insurance contributed well over £1.1BN of underlying profit, around 15% of the banks pre -covid financial year total.

Failure to grasp further opportunities in pensions, financial planning and the private client sector, Lloyds will face many years ahead of rock bottom interest rates on their retail mortgage business.

livestock, newly acquired financial acquisitions are now the only way forward for this bank, particularly in overseas Wealth Management, with EUR 18 Trillion of financial assets held by individuals, Europe represents one of the largest Wealth Management opportunities in the World.

New CEO Charlie Nunn may choose to take the same route as supermarket chain Tesco took recently, and return cash via a special dividend that will also involve a consolidation of its share capital.

Someone upset the share price applecart at Barclays this morning, after Barclay's boss predicts UK will have the biggest economic boom this year since 1948

First of many, more importantly Scot's are less likely to support Independence if there is a risk of losing the pound and a hard border created with England.

Global policymakers may be seeking to reduce the debt burden by allowing inflation to creep up. Rising Inflation and low interest rates are a toxic combination for both savers and investors, conditions now look ripe for a new commodities supercycle and provide an hedge against rising inflation, investors should now look to be adding commodities to portfolios from a optimisation and diversification perspective.

pironi
Next UK inflation data release, 19th May.

Indian covid crisis has the real the potential to disrupt the UK road map out of lockdown, however in per capita population terms compared to the UK, the mortality rate is still extremely low, also worth noting India is one of the world's largest exporters of covid vaccines.

Once again all important net interest margins (NIMs) 1.21% down again from previous year 1.54% ( 33 basis points ) low interest rate environment continues to take its toll on forward earnings outlook and profitability levels for the banking sector.

Despite being 13 years on from the financial crash, trust, ethics and confidence in Banks and Financial Institutions unfortunately remain at all time lows and show no sign of diminishing.

Banks are already investing billions in digital cashless payment technology, the Black Horse is well on course to play its part in an unstoppable gallup towards the UK becoming a cashless society.

To late in the day, for thousands of employee's at Debenhams, Arcadia Group and many more hundreds of retail outlets on the UK high Street.

livestock Credit Suisse
Highly leveraged Hedge Funds are increasingly turning out to be a real headache for banks.

Not just the new covid variant threat, a combination of key market and economic indicators will have also helped to trigger today's sharp unexpected market - wide fall in share prices,

Falklandinvestor no rapid take off for the share price expected soon, 77% share dilution, debt issuance coupon rates of up to 5.75% on their newly accuired debt mountain, and no prospect of the dividend being reinstated, Rolls - Royce is now very much a speculative play for day traders, expect the shares will remain grounded for the foreseeable future.

Latest HRMC data also reveals the number of employees on UK non -gig economy payrolls fell by 56000 between February and March, the first decline in four months.

Slowly but surely the Government and PRA seeks to further tighten its grip on the UK banking sector and retail mortgage market eventually rendering this sector uninvestable.

Always dubious of company non - statutory reporting of quarterly and financial update figures, like the never ending PPI provisions debacle expect Lloyds will cut their own cloth accordingly to suit their true current Q1 financial trading position.

Latest data suggests more than 400 companies including Banks and Insurance companies have moved more than £1 Trillion of assets from the UK to the EU because of Brexit.

LTI
Bit optimistic 3p per share, highly unlikely Lloyds will be in a financial postion to payout capital distributions to shareholders in excess of £3Bn pounds by May 2022, forward earnings outlook numbers for the bank simply do not add up.

A paltry £570 representing a current dividend yield of approximately 1.45%.