Member Info for stacksofstocks

Frankly it seems a bit of a pointless exercise to complete LFT before going on a cruise. Who's to say that COVID can't be picked up on a stopover excursion? It's not like they're just going to leave you there..

£china exc 200

hahaha molabwakta cracked me up hope that name sticks

I don't post here much but this is my take Trendz

Been here since May-ish last year

I'll take you at face value and give the BOD but whatever way you look at it, the abwakta LFT will have longevity and mass use at borders for years to come. End of the day the UK is hugely lucky to be in a position that widespread vaccination can take place, but looking at ROW vaccination of the entire population is probably unattainable, esp in low income countries. UK is going to have to protect itself so irrespective of whether you think mass daily testing will carry on for the near future for general population, surely you have to concede that a negative test at the border is likely to be a prerequisite of entry for years to come- and that's just the UK.

Look at NZ- they've done a great job so far in keeping rates low and they're going to want to keep it that way, so even if general mass testing runs its course you're still going to have a significant market in practically every airport in the world for years to come

And that's just the covid stuff ignoring ava6k

I'm really not scientist and don't have much in depth knowledge but just thinking from the perspective of practicality- the test needs to be quick, accurate, portable and user friendly

offering my thoughts hope that helps

With the bad news about arcadia this evening can't see any reason why this share would rise tomorrow

expecting a slump back down to 30p over the coming weeks, esp with brexit looming- reckon arcadia collapse is going to be a reality check the markets need

Looking forward to getting back in sub-30

As someone who has followed Starling for a long time and with a lot of knowledge about the bank (I posted on this board about it months ago and was told that fintechs weren't a threat), Anne is an incredibly motivated woman who lives and breathes her business. When Starling is primarily motivated by how bureaucratic and useless a number of legacy banks really are, it doesn't take much to realise that they will no way sell out to a bigger bank. Selling out is literally the opposite of what they stand for

Just to be clear, I'm under 40 and would be happy to take the vaccine and I think the comments about it being 'rushed' etc are coming from those who simply don't appeciate how robust the vetting/approvals process is. However, I have little confidence of a significant uptake in the younger generation. Seems to me that it's either rapid testing or waiting on a significant proportion of the over 50s to make a dent in restrictions and for that to happen you're looking at 6 months at least. There's one thing finding a working vaccine in a test batch of 5000 but a completely different ball game when scaling that up to 50,000,000. At the moment the only difference between Lloyds trading at 30p and 40p is sentiment and once the reality of the situation hits, that sentiment is going to wane going into January/February imho. Still no concerns about long term prospects here

Had an ave of 27 and sold my holding at around about 33p two weeks ago after the 14% bounce. Genuinely didn't expect it to carry on for this long and hoped to play the trade but unfortunately didn't pull it off. I do think though that the market's bullish reaction to vaccine announcements was massively premature. Yes, the vaccine(s) offer a way out of this situation but let's be realistic, we're not going to see much moving back to normal for a looong time yet. With latest gov announcements RE Christmas, you can bet that January/February is going to be hell. I have holdings in avct and ncyt and am a firm believer that rapid testing will be the norm (I personally would take a vaccine but many under 40 won't go near a 'rushed' vaccine that supposedly poses more risk than the virus itself). I was incredibly bullish with LLOY a few months ago but let's not kid ourselves- it's going to take at a very minimum 6 months for any vaccination programme to have an impact. I see this drifting back down in the short-medium term to about 30p once the vaccine hype is over where I'll be buying back in, although definitely feeling optimistic about 2-3 years down the line with LLOY.

As always DYOR but Christmas is going to ruin progress made thus far

Don't often post on here as I often just read. In relation to sir Al's decision to sell- As the man in charge, the focus on him. He needs to try and balance making gains with trying to keep a good public image (not looking greedy etc). This is not news, and has been blown way out of proportion by itchy, overanalytical people who have overinvested with money they can't afford to risk

just to add to this- clearly if this is backed by science then this could ultimately undermine avct long term covid prospects. Not a deramp just uninformed

Been invested in avct for a little while now and recently have heard more and more from those suggesting that the virus is losing its potency. Just wondering what the scientific consensus on this actually is? I'm not informed enough on coronaviruses and virology to understand whether this is backed by science or is propelled by commentators equating a decrease in deaths with the virus 'running its course'. If anyone could explain further that'd be much appreciated. Thanks SOS

Just seen the front pages for the morning and a few are saying that schools will need routine testing of all staff and pupils in order to stay open from september. Surely the markets will react well to this? Think of the potential for Awacta if this becomes a reality!

more experienced posters will likely confirm but I think it's so they don't have to backtrack further down the line incase a tradeoff has to happen on scaling up

strewth who are these people who never post here logging onto a chat board where people can post whatever they like and then dictating what can and can't be posted on the chat board because they're too morally superior to use the filter button.

Anyway Here's a good one:
There was an explosion in a french cheese factory; all that was left was de brie

17p is pure deramping- even at the start of lockdown when economy ground to a halt Lloyds was at 29p at its lowest. Fundamentals are way too strong following 2008 for Lloyds to fail

LTI you'd be surprised at their influence- there is absolutely no way that the industry would have ever had the incentive to use new technologies like cheque imaging without fintech banks! Trust me, these banks are growing at a rapid pace amongst the young, computer literate and they have the added benefit of no branches, no cash handling costs and no historic scandals to have to set money aside for either. Lloyds and Barc may dwarf them now but do not underestimate their long term potential to be very powerful competitors

Think profits will take a long time to recover and Lloyds know this. Problem is that customers have no loyalty to their banks anymore and are quite happy to shop around and get the best deals, with moving to a fintech bank and giving up branch access completely being a perfectly fine tradeoff for most who only ever need to visit their local branches once in a blue moon to deposit a cheque.

Expect account managers to be a thing of the past as more and more people take out their mortgages, CCs and loans online. Also expect to see more swathes of branch closures once this is all over and staff outsourced to other areas of the business or made redundant. Lloyds need to focus on retaining their customers to stand a chance against the likes of Monzo or Starling who can offer better account features and more efficient service because of the lack of branch overheads. It never made sense to me to offer a 0% balance transfer to new customers who will flick between different banks year after year to keep interest free credit when you could offer this to existing customers and build better relations to stand a chance of getting mortgage business a few years down the line.

Would appreciate if this chat board could be used for helpful info relating to the share. Fed up of people babbling on about Spain and Grant Shapps and a United Ireland. Plenty of space on the EZJ board for it

despite everyone calling you out constantly for posting the bleedin obvious/deramping you've certainly got some resiliance to keep coming back here fair play

interesting how you only ever say anything after the sp drops but when it rises you're nowhere to be found