RE: question12 Dec 2020 11:28
You have some options:
- sell half either side of 5 April 2021, thay way you get 2 lots of annual exemption (currentrly £12,300pa),
- taking into account all your other income this tax year, if there is any scope to realise gains taking your total income up to £50k then the CGT would be only 10%. Eg £30k other income + £32,300 "gain" = £62,300 total income LESS CGT exempt (£12,300) and personal allowance £12,300) = £37,500 taxable which is the ceiling for the basic rate tax band
- your taxable capital gain would be £20k @ 10% = £2k charge