FunkyGibbon9 Aug 2020 10:46
I think I understand your question now, but it's still not one I'd claim to be qualified enough to answer.
I do know what the S&P500 is and I understand it's been good to invest in for long-term though I don't personally.
I do hold some US shares ('stocks', lol) and I understand there are various funds and trusts that specifically invest in the S&P500.
They were all bought to hold, not trade, but occasionally they have a rise which makes me uncomfortable by its' size and speed.
If I have a large profit in a small amount of time I'm happy to Sell, even my supposed 'Long-Term' holds.
Very recently I've sold Amazon(some), Apple(all), and Zscaler (all), either at the top, or what I perceive may be near the top.
Of the US I still have all (or some of) my original holding, I have;
Micro$oft (my largest US - all)
Tesla (all)
Amazon (some)
Netflix (all)
Illumina (all)
Tencent (all)
Paypal (all)
Visa (all)
Facebook (some)
among a handful of other less well known companies.
Again, although I've been investing since I started working, I started taking more of an interest and taking on the management of some of my investments around twenty years ago.
I only started investing really seriously about five years ago when I began managing all my investments myself.
Currently I only have about 20-25% of my portfolio is in the US and am trying to decide whether to put more in over the next year; I'm torn between the US and China/Asia.
Here in the U.K. we have a number of vehicles (pensions; ISA's...) to make investing very tax-efficient and I have been able to exploit those completely.
I only have a very small amount of cash that I keep outside of those, which is a reserve to carry me through the next twelve months.
Any left over is re-invested.
Any shortfall can be made up from investments, without any tax penalty.
I'm able to invest and take income from my investments free from income tax and capital gains tax.
This is probably more than you wanted to know but I hope it helps anyway.
:)