Member Info for seany123

Hi SUF,
I have been chanting about a breakup for many moons, LBG IS SIMPLY TO COMPLICATED TO VALUE!!
I agree with Plato analysis of the group, I also agree with you that a separate float of SW would make the group simpler to value and reward shareholders with shares in a separate SW which they could sell or not. This would clear the fog around the group. Yes, possibly exposing some remaining Zombie elements which could be dealt with properly, in turn adding more value to the group alongside continuous and necessary branch closures in line with customer demand AND THE COMPETION, THE ONLINE BANKS!!

I cannot agree that LBG cannot make you wealthy, it cannot continue like this the II's will get fed up sooner or later!! I also have a good holding and no more patience, but what can you do other than email them over and over again, the more shareholder's the better???!!
Good and better dividends though..
Thoughts??

Where's Scottish Widows performance?? float it off separately and give us our money Charlie Nunn!!

I agree with all the above, poor economy, Red neck tax, political, shares in issue, defaults... etc etc etc etc etc good yield though!!!!

Agreed Stage!!

Thanks Gateboy...

Happy with that, 0.08p, more buybacks would be great....

We will know the answer on Wednesday !!

What's the thinking for H2, £3.5B is my guess..

As painful as it is SUFC, so do I..

That would make sense 88, with half year coming up quickly the market could be expecting a re-rating on further positive NIM due to Interest rates going up and a positive interim dividend. That s big bounce on one day.

LTI:
That's you sorted then, what about the rest of you lot..
ASP sure your happy too,
I'm happy enough and prefer to moan at the right people!!

come on then you lot, email away??? ????????

Where is whybother?

Why don't you all email Mr Darren Hemsley and give him your thoughts? Come on you lot?? What have you got to lose??

shareholderquestions@lloydsbanking.com

ShareholderQuestions@LloydsBanking.com>
Classification: Limited
Dear Mr Seany123, Thankyou for your email
As stated previously in further correspondence, we have no control over the share price, and it is set by the market. The Board and Executive team are very focused on our strategy and continuing to build a Group that is able to sustain long-term profitability in a rapidly changing world.
The Board understands the importance of dividends to you, our investors, and, as shareholders know, we have a strong track record of returning excess capital to our shareholders. The Board’s current preference is to return surplus capital by way of a buyback programme given the amount of surplus capital, the normalisation of ordinary dividends, and the flexibility that a buyback programme offers. Our approach is consistent with our UK and European banking peers who have also returned capital in the form of both dividends and share buybacks.
Please continue to review our half year and full year reports for further updates and information.
Kind Regards
Darren Hemsley
Shareholder Services Manager
Group Secretariat

I feel that the banks and other companies are "guided" by the UK government/HMRC that they prefer buybacks as tax is paid to the exchequer, whereas dividends are paid to pension and ISA accounts with no tax being paid, simple manipulation by "UKHMRC"!!

I feel that the banks and other companies are "guided" by the UK government/HMRC that they prefer buybacks as tax is paid to the exchequer, whereas dividends are paid to pension and ISA accounts with no tax being paid, simple mannipulation by "UKHMRC"!!

Change mine Asp 0.08p divi plus extra 1B buyback..

Asp, put me down for 0.08p & a 0.02 special..

ooo?? What ya think?

Up or down?

I agree LBG should be broken up and sold or re listed separately, at least simplified to release shareholder value, i.e. sell Lex leasing and give proceeds to shareholders as a special!!

Not a safe bet then, is now, just needs some leadership and to be simplified?