Member Info for ScandiExpat

Could not have said it better myself.

I had a similar amount and used it to pay down my mortgage.

Thanks for this!

Why not sell now?

Thanks! I guess my Swiss Bank didn t keep up with it again. Cheers,

Just got back from trip and was surprised not to see the expected 6/12 dividend of E0.0225 p.s. on my account.

Any problems with this out there or have I mixed up the dividend with the Redemption 2??

Thanks!!

It looks like I am in a very similar position using dividend funds to fund retirement as well as having similar capital gain loss versus dividends. To me it all depends on ones individual situation. The problem, obviously, with receiving decent income while suffering capital losses, is that if you decide to take a loss on the capital the loss will be there "forever" and you face the challenge to replace the income. If you are in a jurisdiction with capital gains tax where losses can be offset by profits that makes the situation, from a portfolio perspective, much better. I am in a jurisdiction which has no capital gains tax and dividends is simply taxed as income so I am in a less favourable situation from that perspective. But at the end of the day spreading the risk, systematically transitioning to more fixed income as one gets older is ultimately probably the proper approach. In regards to HFEL to buy more, stay or sell is purely an individual decision. Personally I am not adding (yet) but I also have a smaller allocation to relatively risk-on EM funds like this.

Thanks for this! Have REITs on both sides of the Atlantic. Cheers

Thanks!

Many thanks ShareSoc! I missed the live event.

Damofari,

Sorry about not coming back. I am pretty bad at being consistent on these things... BUT it happened again, I guess I will get the div Monday. I wonder if there is away to set up notifications on this site....?

I am averaging 92p (!) with dividends down to 75. Also a disaster. My payment has not arrived but its not uncommon when running GBP portfolio with my Swiss Bank...

Nothing in my account either. But in Switzerland it can be a bit slow.

Thanks Krusty. Cheers,

Technically this is "return of capital" right?

I may not matter much in the UK but it matters in Switzerland where dividends are taxed as income but there is no capital gains tax.

Frankly, the probability that you hit the all time low for investing in this dog we all own and now have some fantasy idea of a level where you would reduce risk, is simply laughable.

Not impossible, but extremely unlikely.

I own about half a million LBG shares, have been a client for 30+ years while being a LBG Private Banking Client for at least 15, and I was unable to access my account today despite spending about 3 hours talking to various incompetent idiots at LBG. Imagine that? Not able to access your bank account??!!

This is not a serious company and I would make the friendly advice to remove all business, investments and assets from this utterly comedic enterprise. The incompetence is simply astonishing, Previously it was normal to accept their stupidity as they would happy loan you you money but now? GET OUT!

Thanks for this'

"The building of a stake by Martley, the company says, is a reflection of its belief in the long-term strength of the regional office market and that an increased desire by employees to work near home will reduce the level of long-distance commuting". That's my perspective too even though it may be reflected in more working from bed(read home)...

They seem to think they have a better refinancing plan. We will see.

I also could not buy (via Bank Vontobel in Switzerland).

Forget, got it one day late....