Member Info for NervousNelly

Such an insightful post Porsche. But you are factually wrong, so shut up you dolt.

Hi Robelo

I remember those heady hays of early Jan 22 when we were over £3. To be fair, it was a bit of a spike. I sold, and bought back a couple of weeks later for £2.90ish. I never for 1 moment believed that Russia would invade Ukraine! How wrong was I?

I'm still about 10p/ share down even with the dividends. Do i regret it? Well yes - there are so many places my cash could have been. Eventually however these will come good even if we never see £3 again. I'll continue to re-invest dividennds in my insurers. Keep averaging down everything bought since Jan 22 is showing a surplus, with several tranches showing a capital gain too (i think of all my purchases as individual pots).

If the SP was higher i just wouldn't own as many. I doubt these will ever be sold - one day i'll be living off the income.

Hi bots

I'm not a tax expert, but my understanding is that if you reinvest dividends on a DRIP scheme Rachel will still need her cut. (obviously talking UK tax - no idea what happens in other countries)

I've never used one myself though, and now most of my portfolio is beyond their thieving hands (for now) in ISAs, so doubt i ever will. I personally like to keep control of what i buy and when.

Jcb - why would you exclude your dividend s from your returns?

Surely the dividend is your major reason for holding? Adding the nearly 80P they have paid over those 4 years means you are definitely in profit. For me as long as the capital erosion remains at under 5% / year I'm reasonably happy to keep topping up. The SP will likely rise slowly over time. Not expecting to see £3 again any time soon though.

And all in you ISA i hope too Hornblower?

Keep Rachael Thieves greedy hands off it (well - at least until the goalposts get moved).

The problem is the dividend is only increasing by 2%, pensions increasing by 2.5% minimum.

Not too bothered personally. Have my interim dividends to invest from LGEN, PHNX, AV. & MNG. Likely to go either here of PHNX, but waiting (hoping??) for a further dip next week.

No intentions of selling for a few years yet.

Just keep building the ISA & hope Rachael Thieves doesn't raid them.

Not sure how you arrived at that conclusion.

If you truly have any form of cancer you have my sympathy. It just wasn't caused by Zantac. If your lawyers believed in the case the settlement would have been a far higher figure. Still, you'll get a small payout after legal fees.

The problem is the attitude of these lawyers makes business more difficult for any drug company (or any company) to do business in America because of these ever present litigation risks. Hence making all products more expensive.

You're just get back some of what the litigation culture is costing you every day.

I'd be more concerned about the medication that you've likely taken that is impairing your cognitive function rather than your indigestion pills.

Sadly for you the only winners are the ambulance chasers.

You can sell.

Usually i sell before XD day & buy back (within ISA). My finger was hovering yesterday @ 231.7p but didn't click. & it closed at 230p. Todays low 224.7, so with buying / selling fees & stamp duty there was no chance of making mor than the 6p dividend this time. Unusually.

I'm not clear if the Dividend per share is increasing by 2% from 2025 or the total cash cost.

i.e. 2% +2% (approx)

I've been super lucky.

sold £20K last week with the intention of buying straight back in the ISA. Because my platform is so hopeless, it takes them 2 days to allow me to transfer funds from S&F account to ISA (they never gave me a reason other than it's the industry standard??) i was out of the market for the whole of the recent fall & bought back this morning @ £2.1243.

Net result + 675 shares - when it should have cost me about 60 :)

However - not so lucky with the shares that were already in the ISA & those left behind in S&F account. :(

Luckily Atomic although I'm Capricorn my father was born as Tom Hanks entered the rings of Uranus, so i didn't heed your suggestion.

We all read the tea leaves wrong from time to time.

Yes Salver, Atomic. Stargate does talk crap, but it keeps me entertained.

The past is not useful in predicting the future. If it was we'd all be billionaires. But he takes it so seriously. And yes, he did indicate selling. Sigh.

I too have maxed both mine & Mrs Nellys ISAs every year for as long as i can remember selling investment properties every few years to fund it, hoping that come retirement i'll be paying tax on only my State & workplace pensions.

However - I'm terrified that they cancel ISA's completely. That would cost us 5 figures per year in tax. Am i worrying about something that won't happen?

Yes Phil - 1.5% buyback. 2% divi growth.

Not exactly setting the world alight. Increase in divi cost 0.5%. Hardly rewarding loyal shareholders. We've been used to 5% increase per

I prefer the way Aviva declare the cash cost of the dividend rather than the DPS. - that demonstrates increasing returns to shareholders clearly. I'd have been happier with the £200M buyback if the cash cost of the divi also increased by 2%.

I've said in the past, this is by far my largest holding, but not adding anymore for the forseeable.

Glasshalffull - what an idiot. And rude to boot. I'd never claim HL are perfect - but they don't cling on to your cash. He just can't comprehend the Income & trading accounts. He should keep his savings at the Melton Mowbray B.S. where he'll get an easy to understand passbook.

My dividends for the shares i didn't sell pre dividend has arrived in HL. I'll not be re-investing just yet but certainly will later in the year after the election.

I sold shares pre dividend for the ISA's & bought back arround 17 or 18 P cheaper ex dividend. The price is now back almost to where it was pre dividend. The result is i have around 120 more shares than if i'd taken the divi & bought extra, so not a massive difference.

The real benefit comes from never paying tax on that dividend again :)

Nah. Due tomorrow.

Any idea what time the trading update is due? Was expecting 7:00 sharp, but no sign yet.

Wow - this must be a brilliant company. According to TP only 200 unsatisfied customers out of 8 million.

Keep taking the tablets & try to keep your post relevant to investor interests rather than grinding your axe please Special(needs)666.