Member Info for MaryBr190

Tea break - panels and questions after.

Hx

The ROTE is being covered now.

The "lovely" Dave Watts, bromance lol his face went redder than Nina's 99 balloons.

Even have an AI angle. This Snoop app sounds like manna. This Gateway platform and also the link to the Pharmacies and Pawnbrokers seems to be a low risk method of helping a certain customer that most banks ignore.

Looking forward to seeing the new offers due to be added, the 90 and 120 day offering and an ISA offering. Perfect timing.

70p that's a bit low.

Full bull mode not for me here - DYOR & GLA.

Jillian Armstong, do I detect another NI accent? From Enniskillen, Co Fermanagh.

Great start. This is a brilliant growth story. No liquidity issues.

Legal proceedings issued to the one rogue claim company. Seems Ian is the saviour here and the kitchen sink has been thrown out and replaced.

Cost control was unacceptable and will be managed going forward. Great progress being made.

Seems he is bringing the Bank of Ireland ideas to Vanquis. I am finding the webinar exhilarating.

Re Snoop

A key enable and a differentiator. Successfully intergated now and Snoop bringing benefits already. Liking the "Not yet" rather than "No" proposition.

Very competent. A caring bank helping those in need.

Banking with Heart

JG68 fair enough.

Will continue to invest. Added today.

Shares rise shares fall, lower end of range, still a play 120/150 and not long until 9th May TU.

The FCF deferral, as far as I can see was mainly expectional one off re Power closure and costs of $50m (24) $20 in (25).

[This programme is expected to generate annualised savings of around $60 million from 2025, with a benefit in FY24 of around $10 million. The costs to achieve this programme are expected to be around $70 million with an exceptional item to be recognised in our first half results. The cash impact is expected to be around $50 million in FY24, weighted to the first half, and around $20 million in FY25.]

Watch Sky @ 1145 - yesterday for the 5 minute interview - buying into the growth story, the annualised savings etc etc.

Patience is all that is needed.

Have bought in the 130 / 136 area so eventually then will be turning. The additions are almost in profit already. GLA all.

The beguiling music has started again. The main man is Ian..... No surrender.

Good to see my 170p call breached so roll on 220p. Where did all the naysayers from only a few weeks ago disappear to.

Perhaps they are on holiday.

£2 incoming for this cash cow in a buoyant market sector.

Is it available to replay? Was there any talk about the bid talks last year?

Seems if there is any recovery sub 40p is an add on - as any positivity here the price spikes. Continuing to add and average down as the bottom will disappear quicker than DJT at the open yesterday.

Expecting it too as the afternoon session should liven it up again.

Bottom drawer, the future seems secure.

Nice one CI.

I take it the webinar did not break any viewing figures.

Me and You and a Dog named Boo.

Redwood know what's what - in 6 months time this will be a bagain at the 46p bottom, or 44p is som ehit lucky.

Always good to see an NI man at the helm.

Former CEO of Bank of Ireland UK - and by all accounts the guy to sort it all out.

https://www.business-live.co.uk/professional-services/banking-finance/bank-irelands-uk-chief-executive-26081720

FT from March

https://archive.ph/DvuKE

At some point, the financial regulator will need to decide whether it wants the UK’s subprime consumer credit segment to survive the onslaught of professional claims companies — and if not, who should lend to the lower-income people that mainstream banks won’t touch.

Ian's the man to do it

I thought they said they had cancelled staff bonuses - which if I heard correctly is rather refreshing.

@ Compound

I was wondering if there were more questions from other members here. Well done. Certainly liked the answer from Ian, a share buy back? There is value !

Thinking up a few respectful questions for later.

May ask about if there have been opportunistic approaches from other institutions. You never know.

Anything anyone wants asked? Please add here.

Let's hammer home the gaps in the answers later.

Very impressive so far, but the rogue claimant company costing £700 plus per spurious claim needs taken to task. The FCA should find a fix as this seems unlimited.

Have a great day. Up in the 60s by close hopefully.