Member Info for longtimeinvestor

Share price very steady in recent days - tomorrow we have the inflation figures, followed on Thursday with the response to them from the MPC

Sc

''running overweight on bonds.''

shorter term Gilts at highest coupon rates since the financial crash.

'' EEC''

EU

HU - are you patiently waiting?

AQ

''"If" there is a housing crash and people left, right and centre start defaulting on their mortgages - just how exposed is Lloyds? - This may seem a dumb question - obviously they are highly exposed but what I'm really asking is if 200,000 people default and ultimately have their houses re-possessed - do the mortage lenders necessarily lose money?? ''

Lloyds have a low LTV ratio - it would only be more recent purchasers of property that may find themselves with negative equity with a large decrease in property valuation.

Negative equity is not a problem if the mortgage is still paid. The UK currently has a tight labour mortgage. Lloyds would only lose out on any property that as a last resort had to be repossessed and sold at under the mortgage amount.

I personally am not concerned with the Lloyds mortgage book.

''With tighter rules following the last financial crises and larger equity required when borrowing from the banks how bad do things needs to get before the banks actually lose ''

No concern unless there was over a 30% slump in property values and at the same time a severe recession came about with many millions put out of work.

As I said the UK has a tight labour market currently

GS

'' But I don't like bullies.''

A complete lie if about me - bandwagon stuff

'' exhibits multiple narcissistic tendencies''

yet more bandwagon stuff - more complete nonsense/abuse

'' and treats other people with disdain''

I treat people all the same - fairly with factual responses, so more nonsense from you.

'Put simply, he is not a nice person.''

Incorrect a total lie

BANDWAGON keep rolling it seems

you simply cannot let it go when two responses from me in reply to your EEC vote post was not liked by yourself - says it all

GS

''Exactly.....I explained how mortality had changed the referendum result and YOU DEFLECTED ONTO PENSIONS AND THE BRYNE NOTE. YOU...do you get that bit? ''

WTF - there you go again - a complete nonsense reply. NO deflection from me .

I gave 2 examples of the consequences of 'dead mens' votes as you did (NO DEFLECTION)

The note was just a confirmation of what the point was - As a result of past peoples votes pensions were destroyed and the countries finances were in poor shape as a result of a Labour government being voted in . There is no connection between an EU vote and voting in a Labour government BUT the connection is the consequences of past peoples votes. THAT is the point YOU made and I made 2 other consequences of votes.

YOU then deflected my response onto a 1964 note.

What level of IQ have you got not to understand ?

Now for the fifth time - run along and find yourself a brain

HU

also forgot SAGA up 7% today.

HU

SHELL up as well today.

Would you like to tell readers why i am not disappointed with Lloyds?

HU

Are you waiting for your next humiliation?

GS

that is precisely what YOU did - DEFLECT

The points of destroying the pension schemes AND leaving a note saying that there was no money was a DIRECT response to you about about dead people deciding the EU vote. This was one of two examples of my own.

The matter should have STOPPED there but because you did not like my repsonse you DEFLECTED onto a 1964 note.

So I shall repeat, try your games with others where you may get away with it, but it WILL NOT WASH with me.

Now for the FORTH time - run along

GS

You are someone else who has a gluten for punishment - convenient that you had your posts removed, so let me remind you.

YOU complained about dead people deciding the EU vote.

I replied with two examples of dead people deciding the EEC vote and the voting in of a labour government that destroyed pension schemes and left a note saying that there was no money left, which later was regretted by the person leaving it.

YOU did not like my response, so deflected from 'dead mens' votes to say that a note was left in 1964 about not being tidy.What the fk was that to do with 'dead mens' votes ?. You then equated the two notes meaning the same thing and that it was a tradition. - further deflection feom my response

I said it is NOT a tradition (hundreds of years) that a note is left saying that there is no money.

Liam byrne would not have regretted leaving that note if it was the normal message thing to leave.

Next time you you do not like a response to your post and try deflecting from the point in hand then I sugest you try it with someone else, because I am afraid that with m it WILL NOT WASH.

Now for the THIRD time - run along

GS

''You were wrong''

About what?

''when you're confronted you run off to LSE to get things removed''

For the THIRD time -

Feel free to make up anything in your head if it makes you feel better - but more likely the answer comes from your actions.

The moderators would remove something that that feel is unacceptable on their site.

So if they have removed your posts, then you should look at yourself as to why they think they were unacceptable. It is likely that they have done the ob that they are paid to do without help or it may be the case that you asked for the removal of your own posts.

I am certainly not too keen on non Lloyds shareholders using this board for disruption purposes.

Now once again - run along

GS

it appears you need things repeating -

Feel free to make up anything in your head if it makes you feel better - but more likely the answer comes from your actions.

Now run along

Hook

''If the rules allow it could be huge BB today''

rule is something like a maximum purchase of 25% of average volume over the previous 30 days. So possible, as we had recently over 50% of a days volume accounted for by UBS buybacks, and of course there could be a low percentage purchase day even with high volume.

GS

Feel free to make up anything in your head if it makes you feel better - but more likely the answer comes from your actions.

PP back for the 10th time?

HU

what would you like to be humiliated about today?

Ram

''this f//ing lloyds banking share what a load of rubbish''

I don't think it is rubbish - ask HU why.

Very happy for investments being made on behalf of shareholders, with the purchases of Lloyds shares at very attractive prices indeed..

ES

''takes away the option of the banks to invest in physical assets in the UK - because you can't invest in building anything fit for the future when the planners won't give permission for anybody to build anything new ''

Have you heard of CITRA

HU

HSBC UP

SMIF UP

VOD UP ?

UBS driver should be continuing to drive the Lloyds share count down by millions again, and thus increasing percentage ownership