Member Info for longtimeinvestor

Fakey

''the worst is yet to come''

2 Jan 2025 11:59

Price: 54.40

''35p will be seen in 2025''

rolled over year after year after year - share price gone the opposite way.

67s

''Surely any trade has to start with someone whose got something and someone who wants it... thats what I meant by initiate, someone who either wants it or wants rid of it?''

oh dear.

What if I put in an order now for tomorrow to sell at 71p. If I managed to get 71p when the quote in the market was 69.85 to sell and 71 to buy and trades had taken place at 69.85 beforehand , do you think that it should be labelled a sell?

NC

on the one hand you have repeated this time and time again and you have also repeated the line that Lloyds would probably have made the same dividend payout per share even if there had been no buybacks time and time again. Can you see how incompatible the two are.

The simple fact is as has been said many times. Lloyds have a progressive dividend policy that has been helped by a reduction in share capital. There may be a point in the future where they go with a certain payout ratio as per HSBC .

NC

''Say Lloyds was paying a div of 3p. Say Lloyds bought back exactly half of the shares in issue. The board could choose to then allocate only a 5p dividend, NOT the full 6p which they could have afforded to be paid out in divs''

If Lloyds did a 1 for 2 consolidation tomorrow then the dividend for the following year would total 6.34p per share plus whatever percentage could be afforded to be progressed by.

NC

''We have had this conversation before, so not going to keep on going over the same thing when you pretend not to 'get' what I am saying 'could' happen''

you have serious issues - yes you have said this nonsense as well many many times.

Lloyds will pay out by way of dividends an amount of money allocated to dividends that falls within the current policy and any future policy, between the number of shares in issue at the time of going xd. Lloyds have a progressive dividend policy that is helped by a reduction in share capital. HSBC on the other hand have a policy of paying out 50% to shareholders by way of dividends.

888

''Musk saying x is under a massive coordinated cyber attack.''

Must be the Russians not happy about a so far hypothetical remark that Trump made about possible sanctions against Russia.

BB

''stp I don't think investing is the game for you if this worries you. ''

DCB is not in the investing game, apart from maybe having about a 1000 Euro's worth of BIRG - gives him something to talk with his fellow travellers about

67s

''I believe the difference is whether trades are initiated as buys or sells.''

initiated?

A trade that is made at a mutual price is marked as a buy or sell depending on whether it was a lower or higher price than the trade before. Some are marked as 'unknown'

BLB

''Get used to it. SELL SELL SELL BEFORE SHE GOES SUB 60.''

BLB

26 Jan 2024 07:07

41.525

''This is the biggest value trap on the planet.''

NC

''Well at a share price of 69, it will take Lloyds aprox 23 years to 'gain' from the 'saving' of a thrupence dividend''

To repeat this nonsense yet again (about the 49th time at least), you must have serious mental problems.

Lloyds are not saving ANYTHING - Lloyds is owned by it's shareholders.

Buybacks are a return to shareholders - the sole aim being to reduce share capital. The amount of money available and allocated to dividends within and future policy guidelines would go to fewer shares as a result of reduced share capital.

Dcb

let me make it clear to you , the food in wetherspoons is just fine.

VOD reached a 4 month high

LLOY - the No.1 investment choice of NC retreated to a share price of about 2 weeks ago.

Anything above 4% of pre buyback number of shares in issue being bought back for cancellation would be a bonus - obviously buying back at 40p would be better.

67s

He will make sales as I do when appropriate. If he or I thought Lloyds was overvalued, he and I would have sold ALL shares.

S67

''a fifty hour week in spoons, hardly bares thinking about...''

being a real ale drinker it doesn't seem bad to me, in orer to pay the mortgage interest - Plus free food and drink

67s

''but suggests to me he thought the price looked "toppy". He also sold about ten per cent of that volume (75,300 ordinary shares) at 66.3633 pence each on February 21, 2025''

NO it suggests him cashing in some chips to make a good profit - he or anyone else does not know what valuation the market will place on Lloyds tomorrow, next week, next month etc.

Directors making sales are irrelevant to me.What is more relevant is when they buy.

He has just been awarded 2,309,666 shares under an incentive plan running until the end of 2027, and you think him selling some that he already had as relevant?

67s

''However, working in a pub is not going to service a mortgage they took out when they earned £75k per annum.''

first of all i am pretty sure that someone on that salary would manage to find a better paid job than £12 per hour. Even so , working 50 hours per week in wetherspoons I am sure would be enough to pay the interest on the average £130,000 mortgage debt

Jul

being silly

67s

A director cashing in some chips after a strong rise is irrelevant to the change in share price today. I cashed some in recently - 50,000 shares followed by 100,000 shares - it did not mean that I thought that Lloyds was expensive.

Will the former Bank of England governor have a better relationship with Trump than the Frenchman ?

67s

Anyone with the right priorities would take any job in order to pay the mortgage - the alternative for their lives would be extremely bleak

Dor

''Watch out for a rise in people defaulting on mortgages due to job losses and repossessions happening. How much this will be a problem for Lloyds only time will tell.''

not a problem for lloyds.

also

https://www.gov.uk/support-for-mortgage-interest/eligibility