Member Info for jl5006

BMB
Sorry
The solution for you is the mattress. No interest - no linked credit card - so try booking hotel accommodation or anything - no insurance .
Why on earth do you think you should have free banking.
u don't have free dental care, free life insurance, free deliveries frm tesco, free transport etc -

BMB
I am not suggesting that u should have to pay ur bank to withdraw cash. If u use a nationwide ATM and have an account with them then surely u should not be charged - but if u use a Santander bank in Malaga to withdraw money then surely u would expect to pay a charge - similarly if u usea third party bank to provide u with cash via one of their ATMs then surely a fee is reasonable.
What business could ever be successful it it did not charge a fee for its involvement. If the idea of paying a third party to get ur cash via their atm is ? - then phaps the only way forward is to charge for safekeeping ur cash.

Free banking withdrawals from ATMs cannot continue for ever. Imposed by the Blair Brown era on RBS and LLOY there is no reason to continue to provide the feckless with everything for nothing - everything = HB CTB CB C TC WTC etc.
Treason May has done little to manage out this dependency culture. The Quangos still in place - Camerons bonfire just like Mays lies about Brexit. The recipients of these handouts don't vote for you TM!
Screw the energy companies - force them to charge us for wind turbines etc - TM u just follwed Ed Milliband.
Break free - be a party for business - we may see £1 SP. We certainly don't want the poisoned dwarf to be in place any longer - he who is the typical lib elite shameful destroyer of democracy!

Harry
Coy is committed to a progressive dividend policy. EBTA up on PY , unlikely any material adjustment to goodwill because the value carried 2018 was - according to 2018 A/Cs - to be verified externally -but an adjustment can't be ruled out - all assets have to be visited to assess a fair value at year end.
It is unfortunate that we did not get to know who sold the 2 large blocks of shares and that , together with the CFO leaving and the share dive does give cause for concern.
The adoption of assets is just another income stream and should be profitable after the cost of finance - otherwise no point - it is not something they have to do.
So IMHO the dividend should be OK

Thank Tricky
Wilfred Owen in Oswestry - fairly conventional - urinals and seats.
I shall ask !

And readers should read the ADVFN BB which provides further insight - Free BB

Snige

Where do u get the real ale vouchers from? Wethers?

Easy to judge anyone at a point in time MWAY
easy to judge anyone when the crowd is fuelled
Join the bandwaggon
But think - there are always opportunities - some too good to be true - others more realistic.
No one can see the future - BUT MPs can pollute it - Tony B Liar Diesel is good - special taxes. Anyone other than a blind /no smell person could ever have believed that the particulates could not be harmful.
An investment should be long term - Why shaft a man because of his short term cash flow.
WE ALL WHAT WE WANT - avarice was a sin - seems to have gone off the radar.
Hope Peterborough screws JC to the deep and beyond.

Stage = see ur a regular for the guest ales & £1,99 - and the coffee refills - not too keen on those - diuretics make u p & p

BJ c 15.37 Wil Owen
That is one of my watering holes - beers Rev James - s wales brewer £1,99 - Abbot £2.25 (£1,85 on Mon)
Ace prices!!

And harry
The words in the 3 jun RNS were- financial reporting framework compared to the previous year.
IMHO the CFO did not have the system in place within the accounting system to identify revenue and costs associated in the manner prescribed. by the new regulation.
It may be that some anticipated income has not been booked or some penalties not provided for.
The BOD suggests that the preclosure figures stand. May be minor adjs - but the point made relates to the disclosures required. Can't adjust after year end!

Harry
Poor syntax on my part. The IFRS relating to financial instruments mainly affects banks IRSF 9 - think- but IRSF 15 relates to the accounting for revenue relating to contracts - . These new rules from Jan 18. These rules change from time to time.
Accounts at onetime were simple -Revenue was what was received in the year and expenditure was that paid. Then income and expenditure was that due for the year and the rules became more complex with FRSs.
The financial instruments do not affect FCRM - to my knowledge -but the contract rules relating to disclosure of revenue do as do any costs. I believe the rules mean that revenue and associated costs have to be reported as per the rule. I don't believe we are taking about cash lost. But we will have to wait to see.

Harry
Two new Reporting Standards came into effect foe A/Cs beginning after Jan 2018. These concern Financial Instruments - mainly affecting Banks and Contracts - of which FCRM has many. I am led to believe from a brief look that these are in the interests of transparency.
IFRS 15 establishes the principles that an entity applies when reporting information about the nature, amount, timing and uncertainty of revenue and cash flows from a contract with a customer. Applying IFRS 15, an entity recognises revenue to depict the transfer of promised goods or services to the customer in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.
To recognise revenue under IFRS 15, an entity applies the following five steps:
• identify the contract(s) with a customer.
• identify the performance obligations in the contract. Performance obligations are promises in a contract to transfer to a customer goods or services that are distinct.
• determine the transaction price. The transaction price is the amount of consideration to which an entity expects to be entitled in exchange for transferring promised goods or services to a customer. If the consideration promised in a contract includes a variable amount, an entity must estimate the amount of consideration to which it expects to be entitled in exchange for transferring the promised goods or services to a customer
This may be the reason - and if so only affects the 2019 A/Cs

Tricky
We can but smile but we have to misspell at times .
The admin censor must be offpxxd - but there be just 2 of them.
When we have the right to say that we may be able to spend £350m pw instead of sending it to a pointless body and get taken to court - our political system shudders and where are we - 15% down. And the blond Siobhan ringleader spitting in the face ofanyone who disagrees with her - that is ok with the Lib elite.?
Will not end well.
Hope some snowflakes will take note - otherwise the old lady from the priory will try to deny all and we will all be off -

MB
Don't post often - just over 8550 times -

BJ
But GB only had one eye on the ball. He screwed everybody's non Gov pension and took astupid punt on gold. What a man of the people - all of whom lost out - Wisdom?

I do not understand why an RNS which highlighted that the FRSs- (Financials reporting Standards) had not been adhered to. -Words in the RNS referred to Financial reporting - have resulted in this SP
IMHO the A/cs for 2018 may have passed because of the late 2018 A/c year acquisition of Dumanis and the other small add on but clearly the reporting requirements have not been met - and it is not a 2 minute job to restate as required. Not just the rewrite but journals to correct. And the BOD will have to sit to agree and the auditors will review.
Just my opinion as an auditor in an earlier life.

Snige
just look at the pics of Siobhan P and say u think she is anything other than a savage?

Mick B
U sound like JC and Siobhan Prigeant.
Only what I allow u to say!
And I will do what I want!

2BF
Fulcrum web shows AIM rule 26 holders above 3% at 2 April as 40.6%.