Member Info for hardup

Looks similar to Equity Release mortgages which are available today from most lenders?

After 63 trading days, buyback complete to date:

Total shares to date....................................................2,244,378,179

Aggregate cost to date... ........................................... £1,069,386,491.57

Average price paid to date.........................................47.647p

Percentage of £2 billion buyback completed...........53.47%

Lti

The only one who is desperate is the one who posts 443 times a month.

Lti

What benefit do you hope to bring to Lloyds shareholders on this board by posting daily about your investments in Centrica, 3i, Tesco, Shell, BP, GSK, Astrazeneca, etc etc, and your Lloyds SB's?

The average LTV with Lloyds mortgages is 42%. 93% of the mortgage book LTV is less than 80%. So there will not be much of the mortgage book with a LTV of 95%.

GGekk0

You did better than me today, I topped up with dividend money at 45.96p.

Walkersworld

So what nationality are you today........Scottish or Irish?

Gazzleberry

"Not being bound by common reporting procedures of the EU means that the UK can present manipulated statistics as it sees fit."

Well the SNP have certainly been manipulating figures in an attempt to cover up the missing £600,000 members donations.

After 62 trading days, buyback complete to date:

Total shares to date....................................................2,189,728,201

Aggregate cost to date... ...........................................£1,044,477,031.60

Average price paid to date.........................................47.699p

Percentage of £2 billion buyback completed...........52.22%

LONDON, May 25 (Reuters) - Banks and building societies would be required to help customers struggling to repay their mortgages and loans as interest rate rise in a cost-of-living crisis, Britain's financial watchdog said in proposals to make COVID-era temporary rules permanent.

The Financial Conduct Authority introduced temporary guidance to mortgage, consumer credit and overdraft providers as the COVID-19 pandemic unfolded in 2020 and the economy went into lockdown.

Firms should offer appropriate support to all customers experiencing financial difficulty such as directing them to free debt advice, the FCA said in a public consultation paper issued on Thursday.

"Many firms have been following our temporary guidance, developed during the pandemic, to support borrowers in tough times. Our proposals today will help ensure this continues," said Sheldon Mills, FCA executive director for consumers and competition.

"Where we see firms not providing the right support, we will act quickly to put this right."

https://www.reuters.com/world/uk/uk-watchdog-proposes-requiring-banks-help-struggling-customers-2023-05-25/#

"Another good day for share price down 1.45%"

It was actually a good day for the share price considering Barclays was down -2.88%, Natwest down -2.15% and HSBC down -2.97%

After 61 trading days, buyback complete to date:

Total shares to date....................................................2,123,255,978

Aggregate cost to date... ........................................... £1,013,740,275.68

Average price paid to date.........................................47.745p

Percentage of £2 billion buyback completed...........50.69%

"Out of desperation the UK government is proposing to raid the last pile of cash it can find - pension funds"

I don't see this as a raid. It is proposing the DC Pension Funds invest up to 5% of assets in it. It's just another investment fund for the scheme to invest in.

It's not a raid of money from Pension schemes, like Gordon Brown did in 1997 when the Labour chancellor, Gordon Brown, abolished substantial tax relief on dividends that pension funds received on their investments. The financial effect of this tax snatch was colossal. It was estimated that the loss of this tax relief had extracted, in total, over £118 billion of income by 2014. If this lost income had been even conservatively invested, pension funds may have benefited by an additional £230 billion.

After 60 trading days, buyback complete to date:

Total shares to date....................................................2,058,928,404

Aggregate cost to date... ........................................... £983,557,777.96

Average price paid to date.........................................47.77p

Percentage of £2 billion buyback completed...........49.18%

Richie

Never tried it, but looking online a bottle of that now sells for £2,500! There are a couple of excellent distilleries where I live in Orkney that produce excellent single malts, Highland Park and Scapa, which I enjoy drinking.

Richie

Is that the 25 year old you have?

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Lti

"Have you a problem again?"

Yes, your vanity! W⚓

"I was out of them after the share price had gone up 20 fold."

💤💤💤💤💤💤💤💤💤💤💤💤💤💤💤💤💤💤

Dividend now showing in HL Account 💲💲💲 🎺🎵🎶