Member Info for courtier

Again all positive by my reading. Available here: http://www.lse.co.uk/share-regulatory-news.asp?shareprice=UTG&ArticleCode=afwe4gjq&ArticleHeadline=Valuation_update_for_USAF_and_LSAV

The old bingo hall and carpark in Wandsworth has finally been purchased. I think this reflects intelligent planning by Jamie Hopkins and his team. It really is the perfect site. Jamie says, "This is a hugely exciting purchase for Workspace of a site we have been tracking for some time. It provides the opportunity to create a major employment hub in Wandsworth, complementing the schemes that we have already delivered at Kennington Park and The Biscuit Factory in Bermondsey."

I wish I could help. I hold my BNC shares in a Selftrade ISA account, along with a small group of other companies. I have constantly asked Selftrade if I could participate in the BNC share scheme but with no joy. I suspect you are hitting the same problem. Please tell us if Barclays are able to do any different.

Ex-div October 20th Paid Nov 6th

Ex-div October

I have acted right out of character. I sold shares to add to my holding in BNC! It goes against all my carefully laid plans so I hope it pays off...

Workspace Group has been a major part of my portfolion for some seven years now. The dividend has slowly grown and increased 13% last year. Most of my income has come from top slicing my holding. I keep it at £20,000 and so far this financial year I have sliced about £3000 into other buys, while keeping my holding at £20,000.

Now the independence of Catalonia and other regions of Spain is hitting headlines again, as if the markets aren't rattled enough... However I still believe BNC has such great upward potential that it will happen. I wish I could afford to take a chance on adding to my holding.

I so agree with you...

read the last half year results and judge for yourselves... file:///home/alf/Downloads/Santander%20UK%20plc%202015%20HY%20Financial%20Report.pdf

To cheer you up about owning Workspace shares Jamie Hopkins talks about the company. http://investors.workspace.co.uk/about-us/media-centre/workspace-understands-work-space/

If like me you worry about the suggestions in previous reports about legal problems with past Hansard policies this makes comforting reading at: http://www.hansard.com/~/media/Files/H/Hansard-Global/pdf/reports-and-presentations/2014/reports-and-accounts-year-ended-30-june-2014.pdf?

• BUSINESS. Lending reached EUR 826,707 million, 13% more than the same period last year. Deposits and mutual funds grew 12% year-on-year and now total EUR 823,482 million. In the first half, lending rose EUR 65,000 million and customer funds EUR 51,000 million. • EFFICIENCY. Revenues grew 12% and costs 11%, which allowed net operating income to grow 13%, to EUR 2,256 million. The efficiency ratio improved 0.4 point, to 46.9%, one of the best in the sector. • CAPITAL. The fully loaded CET1 capital ratio improved 0.16 point in the quarter to 9.83%. Return also improved, 0.6 point, meaning ROTE of 11.5%. • DIVERSIFICATION. Profit grew in the group’s core markets. Europe contributed 54% (United Kingdom 21% and Spain 16%), Latin America 37% (Brazil 20% and Mexico 7%), and U.S., 9%. • Spain: Attributable profit reached EUR 771 million (+50%). The reduction of costs by 4% and loan loss provisions by 37% are the key. Lending was stable and customer funds grew 6% year-on-year. • United Kingdom: Attributable profit was EUR 1,029 million, 33% more (GBP 753 million, +18%). Revenues grew 5% and loan loss provisions fell 60%. Loans were up 5% and customer funds 4%. • Brazil: Attributable profit reached EUR 1,007 million, 33% more (BRL 3,326 million, +39%). Revenues grew 9%, twice the growth of costs. Lending increased 16% and customer funds, 13%.

Thank you, Mark

I have held Hansard for years and nothing has happened. Suddenly, whoosh! Is somebody actually looking at HSD now?

Thank you Mark.

Strong financial performance EPRA earnings up 45% to £29.6 million (30 June 2014: £20.4 million) EPRA earnings per share up 30% to 14.2 pence (30 June 2014: 10.9 pence) EPRA NAV per share up 20% to 521 pence (31 December 2014: 434 pence) equating together with dividends paid to a total return on opening EPRA NAV per share of 22.1% (30 June 2014: 6.1%) On track to achieve like-for-like rental growth of 3.5% to 4.0% for the full year, up from 3.3% for 2014 Average portfolio yield compressed by 47 bps in the first six months to 5.8% (31 December 2014: 6.3%) and further compression expected over next 18 months Interim dividend increased by 150% to 5.5 pence per share (2014 interim: 2.2 pence). Policy remains to distribute 65% of full-year recurring EPRA earnings by way of dividend each year Excellent progress against strategic objectives 55% of rooms now let through University nomination agreements, demonstrating strength of brand Overhead efficiency measure improved to 40 bps on annualised basis (2014: 61 bps), illustrating continued scalability of platform. On track to hit 25-30 bps target by 2017 Portfolio quality enhanced further through positive progress with ongoing developments and £271 million acquisition by USAF of the high-quality AUB portfolio Planning secured on sites in Edinburgh and Coventry In exclusive negotiations to acquire three development sites with the potential to deliver approximately 1,800 beds for 2018 completion

As I have complained many times on here, and to Equiniti themselves, under my ISA I cannot take the divs in shares, only in cash, so all my quotes previously are for cash directly into my ISA and ready for me to reinvest as I like.

The yield from my ISA after taxes has proved to slightly over 1.8%. There are 4 dividends a year which gives slightly over 7.2% annually at the current share price. This is net yield after taxes, the amount that actually goes into my ISA for reinvestment. My ISA handles all the tax so I don't know about different taxes for different people.

By my rough reckoning that is 0.1% of the issued shares!