Member Info for courtier

At this price I think Santander are a buy. There may be some downside left but over three years they will come good. My shares are down 25% of my purchase price but have returned a genuine 50% of my purchase price in dividends. Never forget the excellent dividends that have rescued them from disaster in my ISA account. Perhaps the rises this week are the long awaited turning point. I am not one of the gainsayers who go on about Jobs for the family either. There are often advantages to a family run company where everyone is really involved.

I bought at the original offer price and am up 14.4%. There are no other shares in my small ISA portfolio of which I am so confident. Equiniti seem to have everything right, growth, income management and of course, that rarest of intangibles, company tradition. We will have to see if EQN lives up to my hopes.

My Equiniti holding is at last showing a small 2.2% profit. I really rate this company as a buy for many reasons, but mainly the company history. It is unlike any other in my ISA. I am not sure why it fell after the float, anyone any thoughts?

I found the latest sale and the latest progress report very comforting at: http://www.lse.co.uk/share-regulatory-news.asp?shareprice=WKP&share=workspace_grp

From BNC 2015 report: % over 2014 figures Attributable Underlying Profits +13% Return on Tangible Equity=11% Tangible Net Asset Value +3% Net Dividend +75% (0.16 euro) Most of the anxieties that have led to the current awful share price focus on Brazil where: Atributable Underlying profits +33% Return on Tangible Equity +14% Non Profitable Loans(for 2015) =3.2% I sometimes don't understand markets...

I am sorry to hear that Mark Allen has left for St Modwen. I feel he has led Unite in an honest and caring manner. At least his replacement, Richard Smith, is from within the company and will hopefully continue in the same vein. Mark has been in charge for ten years, as long as I have held the shares. He will surely be missed.

Sorry for accidentally using 2014 figures, it does take ages to put them clearly so I hope these are correct. They are certainly very encouraging. Revenue (£m) 369.0m (292.3m) +26.2% EBITDA prior to exceptional items 86.2m (70.0m) 23.1% EBITDA margin 23.4% 23.9% +0.5% Free cash flow prior to exceptional items 97m (72.5m) +34.6m Cash flow conversion 113% (104%) +0.9% EBIT 10.2m (21.7m) +53% Normalise earnings per share (eps) 13.5p 10.7p +26.2% Reported loss per share (93p) (780p) Dividend per share (pence) 0.68p Net debt 246.0m (458.2m) -46.3% Leverage *2.8 (*6.5)

Revenue: 292.3m (264.4m in 2013) EBITDA 70m (67.45m in 2013) Cash Flow 72.5m (75m in 2013) Cash Flow Conversion 104% (93% in 2013) EBITDA 70m Guy Wakely CEO says "2014 has been a transformative year for Equiniti, in which we have successfully enhanced the capabilities and scale of the existing business while continuing to improve our operating efficiency. This has been achieved through a combination of direct investment in the business and strategic acquisitions, the benefits of which have already started to feed through into revenue. We are very pleased with the progress we have made over the course of the year, and we believe that our enhanced offering combined with a strong sales pipeline leaves us well placed to sustain this momentum."

I have been into BNC shares for four years now having bought at nearly £5. The early dividends were very high and so my capital loss has been quite small when offset by the dividend. The dividend remains good but it will be interesting to compare them with the Lloyds shares I have recently purchased. These are showing 1.6% price rise and are offering a dividend approaching that of BNC this year. I will keep you posted when I actually receive this years dividends. Strong buy because the history of the company is so good.

I was not expecting to be down 11.5% so soon after buying, and after an early 12% profit but I always invest for the long term so hey-ho.

Just received a message informing shareholders that Unite is becoming a Real Estate Investment Trust early next year. Does anyone understand why. I do not want to invest in any house/flat buy-to-let landlord...

Having spent a month away visiting grandchildren in Australia and New Zealand, I return to find my EQN shares showing a loss of 3.2%, but remain undismayed as I bought a full tranche in the beleif that this is a successful company that will come good long term. I also note that all my other holdings have fared worse.

If you held Workspace for the last year, and reinvested the dividends, you would have seen well over 30% growth in the year...WOW! I would be grateful if someone would check my maths, it must be too good to be true.

My Selftrade Account states 12% profit. I am still sure there is plenty to come and that EQN is a long term hold.

I have a holding of £20000. I keep it at that by top slicing money over £20k into other shares. I only started this last April but since then have top-sliced over £9000. Some of this growth will be from previous years of course. Add this to the steadily growing dividend...

Profit on EQN since my original purchase in the share offer is now 5.2%, since the 27th October. Very encouraging especially as I bought expecting steady growth rather than quick rewards.

Banco Santander has just won the Best Retail Investor Services Award for 2015 at the annual Share Awards event which is run by Shares Magazine. This is the second year running the bank has won this accolade which is voted for by the magazine’s readers and the general public.

Hansard continues to write increasing levels of well-diversified business with particular success in the Middle East where the strategy implementation has had the most time to take effect; · New business in Q1 of the 2016 financial year ("FY"), measured on a Present Value of New Business Premiums ("PVNBP") basis, was approximately 42% more than Q1 FY 2015 and consistent with the increased levels achieved in Q4 FY 2015; · The Group traded profitably during the period and generated positive cash flows; · An increased final dividend of 5.25p per share (2014: 5.0p) was approved at the Annual General Meeting held on 12 November 2015, with payment to be made on 19 November 2015.

This is the second IPO I have bought into my ISA, the first being Royal Mail. Equiniti is an established company with real history and was offered at a sensible price, and with rules allowing a worthwhile investment for my fund. I was sure enough of the company to invest the remainder of my money (after the allowed purchase over £10000) straight in at an even better price. After another small rise today my profit is already 4.2%. I have seldom been as confident in a new investment and fully expect the value to continue to grow.

Unite purcjhase, not one but two new sites in central Bristol. Details here: http://www.lse.co.uk/share-regulatory-news.asp?shareprice=UTG&ArticleCode=rywq5tk9&ArticleHeadline=Acquisitions