Member Info for BennyD

Haha... school boy error. haha. Monday then. Losing all track of what day it is. I come from a sports betting background is my excuse so will be ''working''on the cricket tomorrow. ha.

Day 82... 18065388

Day 81.. 7568823

Day 80.. 18063828

6 days left this month. 60 million leaves us 23.3million ish from 60B level. Might be back on this month. ha.

7.5million buy back tomorrow or another 18 million day what are we going for?? l'L go 7570000 ha

1560 shares between two 18 million share buyback days.

Cheers Hardup... was hoping you would speculate. I think we had 3.17p this year... what would we have had if profit has stayed the same but there was 10billion less shares in circulation. Im sorry if im asking daft questions. How do Lloyds come up with these dividend amounts... Bank profit / number of shares x some obscure secret multiple? lol.

Cheers Sam, whats your 2028,29,30 dividend forecast please if the car finance outcome is good, the provisions made already sufficient. Do you think they will carry on with this 10-15% progressive dividend policy? and carry on with the buy backs looking further ahead? Someone provided me with a link here (thanks) with the next few potential buyback amounts. If the buybacks continue, the dividends increase... could we see 7p by the final 2030. 7p would be amazing but then I think we might not have any allowance at that point. lol.

I feel fairly fortunate to have not cashed out already, i did not know about the previous 3 year's buyback lol... and only heard about this years buyback when i was mulling over what to do in feb this year as im looking to move.. I kinda read about the citra living a few years, didn't quite understand those intentions there but thought id hold on. Sometimes its good to have more luck than judgement.

On a side note (just googled how do lloyds come up with dividend amounts) and came across the DRIP arrangement. Does anyone on here have any information on this ''special, low cost dealing arrangement''. Is anyone here a Drip member? what is the benefit of having shares instead of the dividend, do you get them slightly cheaper?

Hi Sam,

i was wishful thinking under 60 billion by the end of the month or just into early july... but even then i think that will only be around 43.5% of the buyback money spent. But already over 1B shares bought back this round so far.

309 mil shares bought back in march

382 mil april

131 mil may

140 so far - 210 maybe (7 days left) june 43.5% of buyback -ish.

We might see maybe even another 1 billion shares plus bough back this year??? ... whilst leaving enough room to cover the pensions / incentives so we start the next buyback in feb 2025 still under 59 billion. think the car thing is massive now.

really hoping the car finance thing is ok for me shares... and we get those predicted dividends and those fund allocations for further buy backs. Buying 3billion shares back at an amazing 90p (£2.7billion) nice ring to it... and another 2.5 billion shares at £1 :-) (lots of wishful thinkink) would use the buy back money up. leaving 53.5B plus any new block listings?

or we stay at 75p for 2 years and they buy another 7billion back and we get down to 52 Billion going into 2028

or the car finance is a disaster for lloyds, dividends take a hit, share price nose dives to 50p, and the money for the buybacks is now used for the car finance compensation.

If there was only 40-45-50 billion shares in circulation.... how do I kind of get an idea of potential dividends at this point?

Hi Sam,

30th May after day 67... 60,241,067,057

i think 139,649,136 have been bought back in the last 14 days since.

60,101,417,921 -ish left? are the figs iv been using. iv gone for getting under this month. After monday 30th June day 88. Im thinking im probably a few days out but holding on to getting it done this month.

Tue 1st July 89

Wed2nd 90

thur 3rd 91

fri 4th 92.

18 million yesterday, 7.5million bought back today.

7 trading days to go this month. Kind of looking forward to the next RNS total voting rights at the end of the month just to check lol..

At one point... thought we might go at 10 million a day til the end of the month and get under 60 billion in circulation. Need a few big days now to clear the 70+ odd 31 million shares left.

Anyone care to guess what day we dip under the 60 billion mark?

il go after completion of day 88. lol.

Final 04 23.5p

Interim 05 10.7p

Final 05 23.5p

Interim 06 10.7p

Final 06 23.5p

interim 07 11.2p

final 07 24.p

interim 08 11.4p

final 08 -----------

............................

Final 14 0.75p

interim 15 0.75p

final 15 1.50p

Special 15 0.5p

interim 16 0.85p

final 16 1.70p

specail16 0.5p

interim 17 1p

final 17 2.05p

interim 18 1.07p

final 18 2.14p

interim19 1.12p

final 19 ------------

interim 20 ---------

final 20 0.57p

interim 21 0.67p

final 21 1.33p

interim 22 0.80p

final 22 1.60p

interim 23 0.92

final 23 1.84p

interim 24 1.06p

final 24 2.11p

wow... look at those 2004-08 divs...haha..

2009 was a bad year... lol.

5.6b to 63.7b... Have always wondered looking at the lloyds max chart what happened around 07-08-09 yikes.

Not sure about the projections... wouldnt have a clue what was the better scenario for those holding lloyds. Personlly hoping car finance is not as bad as feared, we get a slightly bigger dividend / a little more for the buybacks and increased share price and very close to 50B by 2030 sounds good.

Cheers Asperger.

Kier steps down...haha.. if only.

The car finance date makes me nervous... Im probably hoping to hold my batch of shares a little longer, but in the middle of selling a few rentals with the aim of moving... so i might need to cash in at some point and the capital gains.

That table with all those figures detailing the potential next 3 dividends and next 3 buyback amounts, what sort of car finance outcome are they / were they based on? A little miffed lloyds get whacked WORST case for 10B and cut the dividends / buy back amounts and resulting drop in share price.

I loved the tv show Billions... Axe Cap and all that.. Just hoping that some recent gains around the 9th april or the 2nd May was some large firm having researched the judge making the ruling lol...and given a wink and decided to buy upwards. haha. Im sure the friend of the mate at the gym's wife aunty sister of the judge has had the opportunity to buy a shed load. Do we know who's the judge making the assessment / ruling?

just googled who is the judge making the ruling and noticed some hearings were 1-4th april. Share price jumped 9th april... Just a coincidence i suppose.

Thanks LTI

Evening asperger,

think their currently averaging 12 million ish shares a day. At this rate i was thinking mid november but looking at the daily / weekly amounts i dont really have a clue. maybe during the last few buybacks at 40p, 50p a share they could gobble up a larger amount and there was alot more relatively in existence. we seem to have come down from 72B pretty quick, or maybe their thinking if its bad news from the car finance they'l keep some podwer dry to mop up any bailing out / over reactions there?

Do morgan and stanley have or are they given any sort of framework for the purchases? does it matter to them if they buy 2 billion shares at 50p or a billion shares at £1. Are they asked to have a certain % of the buyback completed by certain timeframes? I just wonder if the person at Mor+Stan went on holiday for a week and didnt buy any, how far the price could potentially drop? But 10-12 million a day to complete mid november makes me think i should hold on a little longer and hope the ruling isnt too bad :-(

Hi Asperger,

Do they tell us in advance what they plan to do in regards how many shares they will re-issue for the upcoming year /period of time? - Thank you Hardup, answered this myself and just checked the live RNS you pointed out yesterday. Witnessed the 20th may 2025 block listing and noticed them adding /applying for 285 million shares for their various reasons. lol. Admission of shares is expected on the 22nd may. Do they give you a little more warning? or just ''il add 300 million shares on Monday?''

Im very new here, so just trying to get me head around what they do.

As we are currently in the middle of the latest buyack, and the £1.7 billion is going to be spent anyway.... why dont they take the 285 million shares they need from the 382 million -ish they bought throughout the whole of April. or the 130 odd million throughout May? Im sure they know what they are doing but it seems strange to buy 130 odd million throughout May and cancle them daily??? and then apply / add 285 million half way through the month?

When Morgan and Stanley bought the 9,891,503 shares today.... and Lloyds buy these back... when does this happen? when are they then cancelled?

Sorry for all the questions, just tryng to understand the process. cheers,

-Ben.

Cheers Hardup. 18.37.... was getting worried about you. lol.

Just under 10 million today.

11 trading days left this month ... 13 million a day might get us under 60B shares this month. Ha.

Ta Asperger.

So at times with no ongoing buybacks they seem to issue an average of 25 million new shares a month for their needs. (+621mil over those 2 years) More like 10 million a month, just had one crazy 300 million month???.

Do they also pull these shares out of thin air when the buybacks are ongoing? so they buy back 1 billion shares on one hand and cancel those but then create 200 million for their needs and we see an overall decrease in share numbers of 800 million shares?

Your list - thank you made me want to have a look at my holdings.

Bought

53414 @ 29.95 ...14th july 2020

19065 @ 26.23....20th July 2020

18321 @ 27.29....1st sep 2020

14200 @ 26.60 ....10th sep 2020.

Jan/Feb 2020... covid was popping up in china, price was dropping... why would they then issue +300 million shares in may 2020 with the share price going through the floor??

-Ben.

Thanks Asperger.

Cheers for this.

So 30th April 2025 to 30th May 2025 the total voting rights went up 98 million yet they bought and cancelled about 130 million shares. lol. Almost SamBankmanFrird accounting going on. ;-)

Thanks Hardup.

72 Billion shares in circulation 2017 at its peak.

£2B buyback in 2022 Started Feb 2022, Completed Oct 11th 2022, 4.5 Billion shares purchased.

£2B buyback in 2023 Started Feb 23rd 2023, Concluded August 25th 2023, 4.3Billion Shares purchased.

£2B buyback in 2024. Started Feb 23rd 2024, Concluded Nov 13th 2024 3.7Billion Shares purchased

Checking various search engines... Seems there was 60.6Billion shares at this point.

£1.7B buyback for 2025. Started Feb 21st 2025, currently ongoing 900m so far. Maybe another 1.1b left this year.

On that lloyds table £1.8b, £2.7b, £2.8b possible next few years buy back amounts... could be down to 50B shares in circulation.

Seems like Mr Nunn is on the war path to reduce number of shares in circulation, then i noticed .... Nunn's fixed income for 2024 was pegged at £2.5m, with Chalmers' at £1.6m. However, Nunn's total take-home pay amounted to £5.6m, marking a 53% increase from 2023. This surge was attributed to long-term incentive rewards accrued over previous years linked to the share price, with an additional £2m awarded for the bank's performance last year.

Think im talking myself into keeping hold. Just a quick question guys... the amount of shares purchased and then disposed off didnt quite seem to add up, just ball park figures. Is there a link ouot there to any table showing if any new shares were issued over the last few years?

Cheers.

Ben.

Thank you for the table Sam. Not sure I understand alot of those figures. But liking the potential next few dividends 3.51 ...4.05 and 4.67 along with the potential buyback amounts 1.8b, 2.7b and 2.8b. Could wipe out alot of shares with those amounts. Could get down from 60B to 50 Billion left in circulation.

Think they clipped a mountain peak in alive and lost the back 5-6 rows first. Think the New york pilot ditched on the hudson river at about 10 degrees so in the lap of the gods I guess.

Must be some stats available to see where the safest seats are statistically?

S q u i n t ??