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Wow, you guys are keen, lol
In memory of our friend Mr Meerkat - If it pleases the board
I present . . . Mr Meerkats YE2024 competition --- Rules. . .
* You have one guess at Lloyds closing SP on last trading day of 2024
* Closest guess wins, winner to chose from list of charities on Justgiving.com
* in event of duplication, earliest guessee (marked *) takes priority
* By entering a whole number guess you pledged to contribute a min. £10
* Ha'penny guess (eg 99.5) you pledged to contribute a min. £20
* Any other fractions, you pledge to contribute a min. £30
* Last time for entry Midnight Friday 12-1-24
1.ARMANI - 50p
Guitarsolo - 53p
Dinero - 56p
Bobsbank - 59p *
Chrisw01 - 59p
Ronold - 60p
ForeverNever - 61p
StickyToffeePudd - 62p
Motbuck - 63p
Mrs Ronold - 65p
Sotonspike - 73p
Chips - 80p
LawrenceH - 85p
Asperger1 - 135p
Additional Pledges -
29-12-23 - LTI - Extra £10 if the Lloyds share price close above 55p at end of 2024, £20 if above 60p, £50 if above 65p, £100 if above 70p, £200 if above 75p, £300 if above 80p, £400 if above 85p, £500 if above 90p, £1,000 if above £1,
30-12-23 - Sotonspike - If it reaches 73p this I will donate extra £100
Mr Meerkat's YE2023 competition won by Ms Petanqueplayer
Donations invited to - https://www.justgiving.com/fundraising/petanqeuplayer
Mr Meerkat's Roll of Honour -
2014 won by Mr Lego - raised over £370 - MCR University NHS Trust
2015 won by Ms Petanqueplayer - raised over £1600 - Macmillan Cancer
2016 won by Ms Newchurch - raised over £1648 - Macmillan Cancer
2017 won by Mr Inner-Harmony - raised over £900 - Cancer Research UK
2018 won by Mr Wids - raised over £1000 - Shelter
2019 won by Mr Broadland - raised over £700 - Prostate Cancer UK
2020 won by Mr DCB - raised over £1000 - Cancer Research UK
2021 won by Mr Uncle_Doug - raised over £1100 - Alzheimer's Society
2022 won by Mr Theosus - raised £500 - Prostate Cancer UK
2023 won by Ms Petanqueplayer - (Our first 2x winner)
Mr Meerkats YE2023 competition
Wow - We have our first 2x winner !!!
Congratulation go to Ms Petanqueplayer
May I ask you now set up your donation page on www.justgiving.com
Donation page setup --- https://www.justgiving.com/onesearch/pagecreation/charity?limit=20&offset=0&pcid=be0ae913-3313-4593-83e2-0850567b87b7&type=page-creation
Info re setting up page --- https://help.justgiving.com/hc/en-us/articles/200669491-Setting-up-your-Fundraising-Page
Here we go!!! --- 30mins to go on the last trading day of 2023 !!!
Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - Update, winner to be declared today 12:30
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Here we go!!! --- The last trading day of 2023 !!!
Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - the winner to be declared today 12:00 Noon
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Casapinos - I guess many of us wish we could turn the clocks back to 2007, but fact is, things happen - Banking crisis, Covid crisis - we can't live in the past - Lloy is now twice the bank and yet at a very low P/E compared to the 'glory days' - for this reason, IMO Lloy is 'Currently a Bargain Buy'
2023 Results ---- % increase/decrease on 2022
Q1 Underlying £2.22bn(+10%) Pre tax £2.26bn(+40%) post tax £1.64bn(+37%)
Q2 Underlying £4.7bn(+14.6%) Pre tax £4.04bn(+10%) post tax £2.9bn(+3.6%) interim divi 0.92p(+15%)
Q3 Underlying £5.35bn(-3%) Pre tax £5.36bn(-2%) post tax £4.3bn(+7.5%)
Projected -
Q4 Underlying £7.5bn Pre tax £7.0bn Post tax £6.0bn(+8%)
Final divi 1.84p(+15%) (+0.5p special?) + £2bn buyback?
Seany - The ridiculous low P/E tells me Lloy is cheap as chips!!! - Plus the buyback program is seriously reducing shares in circulation - Plus Lloy's progressive dividend increases (aided by the Buybacks) - IMO the SP has only one direction to go - and that's UP UP UP
Mr Meerkat Competition YE closing SP. v YE profit v Aprox Shares in circulation at that time
2014 - 75.8p - 1.5bn - Mar 2015 71,373,735,357
2015 - 73p - 2.1bn - Mar 2016 71,373,735,357
2016 - 62.5p - 2.1bn - Feb 2017 71,459,965,313
2017 - 68p - 2.0bn - Feb 2018 72,086,432,586 + 590m
2018 - 51.9p - 4.5bn - Feb 2019 71,349,949,398 - 736m
2019 - 62.8p - 3.0bn - Feb 2020 70,426,890,295 - 923m
2020 - 36.4p - 1.4bn - Feb 2021 70,859,202,885 + 433m
2021 - 47.8p - 5.9bn - Feb 2022 71,047,437,994 + 188m
2022 - 45.4p - 5.5bn - Feb 2023 67,386,199,641 - 3.661bn
Hollybean - While not matched to Mr Meerkat YE Competition date - I update 'Shares in Circulation (Total voting rights) each month in my 'Buyback Watch'
8th Feb 2007 5,638,778,841
29th Feb 2008 5,648,388,364 + 10m
30th Jan 2009 16,345,203,865 + 10.7bn
8th June 2009 25,796,301,751 + 9.45bn
30th Jun 2009 27,161,682,366 + 1.36bn
18th Dec 2009 36,612,829,170 + 9.5bn
31st Dec 2009 63,774,511,536 + 27bn
26th Feb 2010 66,915,197,938 + 3.14bn
28th Feb 2011 68,074,485,023 + 1.16bn
29th Feb 2012 68,874,879,723 + 800m
28th Feb 2013 70,343,558,343 + 69m
28th Feb 2014 71,369,954,233 + 26m
26th Mar 2015 71,373,735,357
24th Mar 2016 71,373,735,357
28th Feb 2017 71,459,965,313
28th Feb 2018 72,086,432,586 - Change for year PLUS 590m
28th Feb 2018 72,086,432,586
28th Feb 2019 71,349,949,398 - Change for year MINUS 736m shares
28th Feb 2020 70,426,890,295 - Change for year MINUS 923m shares
28th Feb 2021 70,859,202,885 - Change for year PLUS 433m shares
28th Feb 2022 71,047,437,994 - Change for year PLUS 188m shares
28th Feb 2023 67,386,199,641 - Change for year MINUS 3.661bn shares
Panderman/Hardup -
Yes, SP v Net Profit (ie P/E) just does not make any sense at the moment - who decides/fixes these things? Us? The market? The Marketmakers?
Are there 'serious risks' that we're not aware of??? Alleged Cost of living Crisis? Impending recession? Risk of a Labour Gov. (God forbid), For sure Lloy doesn't seem to be too worried as they take full advantage of the low SP via the Buyback policy
The current low SP just doesn't seem to make any sense at the moment!!! - meanwhile, I'm still looking for a 5k share top-up
Panderman - Yes, it's interesting to see what lessons can be learnt from Mr Meekrats YE competition - eg, as a group we are overly optimistic, each winner is usually from the lower 25% of the guesses
History - Mr Meerkat Competition YE closing SP. v YE profit
2014 - 75.8p - 1.5bn
2015 - 73p - 2.1bn
2016 - 62.5p - 2.1bn
2017 - 68p - 2bn
2018 - 51.85p - 4.5bn
2019 - 62.8p - 3bn
2020 - 36.4p - 1.38bn
2021 - 47.8p - 5.88bn
2022 - 45.4p - 5.55bn
2023 ???
Mr Meerkat's Roll of Honour -
2014 won by Mr Lego - raised over £370 - MCR University NHS Trust
2015 won by Ms Petanqueplayer - raised over £1600 - Macmillan Cancer
2016 won by Ms Newchurch - raised over £1648 - Macmillan Cancer
2017 won by Mr Inner-Harmony - raised over £900 - Cancer Research UK
2018 won by Mr Wids - raised over £1000 - Shelter
2019 won by Mr Broadland - raised over £700 - Prostate Cancer UK
2020 won by Mr DCB - raised over £1000 - Cancer Research UK
2021 won by Mr Uncle_Doug - raised over £1100 - Alzheimer's Society
2022 won by Mr Theosus - raised £500 - Prostate Cancer UK
2023 ?????
Last few days of 2023 - who is going to be this years winner???
A reminder of entries in Mr Meerkats YE2023 competition - Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - the winner will be declared on Fri 29th Dec 23
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Mr Meerkat's YE2022 competition won by - Mr Theosus
Donations invited to - https://www.justgiving.com/page/mr-meerkat-competition-1672517165727
Johny -
To the best of my recollection, The Competition was started by 'Mr Meerkat' for the year ending 2014, - I believe Mr Lego was the 1st/original winner, and he chose the charity MCR University NHS Trust -
Looking back at my notes, Mr Meerkat sadly departed during 2016, As a mark of respect and a wish to perpetuate a worthy cause, I volunteered to take over the competition administration and named it 'Mr Meerkats Year End Competition' during 2016
Over the years and thanks to the generosity of participants, The LSE LLoy board has raised cica £9k for various charities - If/when I'm no longer around - and/or if the board wishes - I hope/trust someone else will take over the administration of 'Mr Meerkats YE Competition'
Mr Meerkat's Roll of Honour -
2014 won by Mr Lego - raised over £370 - MCR University NHS Trust
2015 won by Ms Petanqueplayer - raised over £1600 - Macmillan Cancer
2016 won by Ms Newchurch - raised over £1648 - Macmillan Cancer
2017 won by Mr Inner-Harmony - raised over £900 - Cancer Research UK
2018 won by Mr Wids - raised over £1000 - Shelter
2019 won by Mr Broadland - raised over £700 - Prostate Cancer UK
2020 won by Mr DCB - raised over £1000 - Cancer Research UK
2021 won by Mr Uncle_Doug - raised over £1100 - Alzheimer's Society
2022 won by Mr Theosus - raised £500 - Prostate Cancer UK
2023 ?????
A reminder of entries in Mr Meerkats YE2023 competition - Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - the winner will be declared on Fri 29th Dec 23
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Mr Meerkat's YE2022 competition won by - Mr Theosus
Donations invited to - https://www.justgiving.com/page/mr-meerkat-competition-1672517165727