Member Info for Asperger1

Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever' or a 'dire share', on the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison

On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 301 = 620
Lloy 1905 @ 34.4 = 655

In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 124 = 415
Lloy 1553 @ 34.4 = 534

In July 2017 Nucky suggested I add RBS -
On 12-7-17 1000 quid bought 384 RBS & 1512 Lloy
Today's value
RBS 384 @ 120 = 461
Lloy 1512 @ 34.4 = 520

In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 97.4 = 467
Lloy 1504 @ 34.4 = 517

In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2513 = £937
Lloy 1704 @ 34.4 = £586

This weeks observation - Mini rally but Covid19 fear continues to have a devastating affect on the market, good to see Lloyd has faired better than most, looking forward to my market leading divi yield

A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.

A1

Covid-19 patients using Dyson ventilators are reported as 'picking up nicely'

Johnson - No

Alistair Darling/Gordon Brown lol - weren't they responsible for crashing the economy ???
#Nomoneyleft !!!

Over a decade later and we're still dealing with the mess Blair/Brown left behind - the Labour party is a disgrace - now have zero credibility - over 3 months just to select someone to replace old man Corbyn - just imagine if they were in charge for the current Corona crisis !!!

Don't be ridiculous Mr Sunak - no one could live on 80% of a taxi drivers 'declared earnings'

Just joking guys lol

Maybe, just maybe people will now learn to put money aside - to cover the inevitable rainy days?

Annoys me when someone says 'you're lucky-you've got money', No !!! it isn't luck, it's because of my previous life choices,

Thank you Kamikazee -
so the difference between wholesale & retail on flexi mortgages remains the same -
ie profits remain the same -
ie no drop in profits on flexi mortgages -
ie increased profits on fixed mortgages, loans, credit cards etc
Lovely jubbly

Just some of the dividends due to be paid before end of this month -
JEL Jersey Electricity FTSE Fledgling 9.25p 26-Mar
KOS Kosmos Energy Main Market $0.0452 26-Mar
FAIR Fair Oaks Income 2017 Shares Main Market $0.007 (0.571381928006p) 26-Mar
IPX Impax Asset Management Group AIM 4p 27-Mar
DGOC Diversified Gas & Oil AIM $0.035 27-Mar
DEVC Draper Esprit VCT Main Market 1.5p 27-Mar
JGC Jupiter Green Investment Trust FTSE Fledgling 1.1p 27-Mar
VANL Van Elle Holdings AIM 0.2p 27-Mar
BP. BP FTSE 100 $0.105 (8.1558p) 27-Mar
MTW Mattioli Woods AIM 7.3p 27-Mar
HOT Henderson Opportunities Trust FTSE Fledgling 19p 27-Mar
AEMC Aberdeen Emerging Markets Inv Co Main Market 5.5p 27-Mar
PGH Personal Group Holdings AIM 5.9p 27-Mar
LXI LXI REIT FTSE 250 1.4375p 27-Mar
EBOX Tritax EuroBox GBP FTSE SmallCap €0.011 (0.959p) 27-Mar
BOXE Tritax EuroBox EUR Main Market €0.011 (0.959p) 27-Mar
HONY Honeycomb Investment Trust Main Market 20p 27-Mar
RCOI Riverstone Credit Opportunities Income Main Market $0.0257 27-Mar
ASEI Aberdeen Standard Equity Income Trust FTSE SmallCap 5.2p 27-Mar
UEM Utilico Emerging Markets Trust FTSE SmallCap 1.925p 27-Mar
BPCR BioPharma Credit Main Market $0.0303 27-Mar
RECI Real Estate Credit Investments FTSE SmallCap 3p 27-Mar
UTL UIL Main Market 2p 27-Mar
ASLI Aberdeen Standard Euro Logistics Income FTSE SmallCap 1.27p 27-Mar
PSSL Pollen Street Secured Lending FTSE 250 12p 27-Mar
RMDL RM Secured Direct Lending FTSE Fledgling 1.7p 27-Mar
MIG Mobeus Income & Growth 2 VCT Main Market 11p 27-Mar
EVR Evraz FTSE 100 $0.4 (30.69p) 27-Mar
SSIF SQN Secured Income Fund Main Market 0.583p 27-Mar
ADIG Aberdeen Diversified Inc & Growth Tst FTSE SmallCap 1.36p 27-Mar
BBOX Tritax Big Box REIT FTSE 250 1.7125p 27-Mar
GSF Gore Street Energy Storage Fund FTSE Fledgling 2p 27-Mar
RICA Ruffer Investment Company FTSE SmallCap 0.95p 27-Mar
SOHO Triple Point Social Housing REIT FTSE SmallCap 1.285p 27-Mar
MTVW Mountview Estates Main Market 200p 30-Mar
ASHM Ashmore Group FTSE 250 4.8p 30-Mar
BEZ Beazley FTSE 250 8.2p 30-Mar
AZN AstraZeneca FTSE 100 146.4p 30-Mar
PLI Perpetual Income and Growth Inv Tst FTSE 250 3.4p 30-Mar
IMB Imperial Brands FTSE 100 72.01p 31-Mar
WHR Warehouse REIT AIM 1.6p 31-Mar
TRIG Renewables Infrastructure Group FTSE 250 1.66p 31-Mar
BCI BMO Capital and Income Investment Trust FTSE SmallCap 2.65p 31-Mar
AIF Acorn Income Fund Main Market 5.75p 31-Mar
NESF NextEnergy Solar Fund FTSE 250 1.7175p 31-Mar
TMPL Temple Bar Investment Trust FTSE 250 18.39p 31-Mar
CRWN Crown Place VCT Main Market 1p 31-Mar
HDIV Henderson Diversified Income Trust FTSE SmallCap 1.1p 31-Mar
PGIT Premier Global Infrastructure Trust FTSE Fledgling 2.7p 31-Mar
HICL HICL Infrastructure FTSE 250 2.06p 31-Mar
AJG Atlantis Japan Growt

How has the CV impacted on the banks?
Interest rates slashed - retail rate unchanged, bank borrowing costs slashed - greater profits
Massive demand for loans by the unemployed - extra profits underpinned by Gov
People unable to pay their mortgage - short term mortgage holidays
LLOY particularly vulnerable to UK loan and mortgage - defaults very low due to prudent lending
Increase in defaults = increase in default charges etc = increase in profits

If I was Antonio - Mmmmmm is it insensitive to re-start buybacks at Q1, maybe best wait till year end?

Lloyds 2020 dividend likely to be well covered

2020 projected results
Q1 Underlying £2.0bn Pre tax £1.6bn post tax £1.4bn divi 0.674p
Q2 Underlying £4.0bn Pre tax £3.2bn post tax £2.8bn divi 0.674p
Q3 Underlying £6.0bn Pre tax £4.8bn post tax £4.2bn divi 0.674p
Q4 Underlying £8.0bn Pre tax £6.4bn post tax £5.6bn divi 1.51p
= 3.53p total (cost~£2.5bn)
ie Dividend 2x covered !!!

24% increase - but need to be careful - the market does like to play tricks - some still looking for a gap at 28 to be filled

Prince of Wales tested positive for Covid19 - over 70 so in high risk group

Greta Thunberg and her farther believed also positive

Share-be-alright

2019 ex dividend 16th April
Q1/interim dividend announcement 30th April
AGM 21st May
2019 dividend paid 27th May

Day 14
Tom Hanks and Rita Wilson ‘feel better’ after coronavirus diagnosis

3rd day back at work for our Health Secretary - Nadine Dorries
https://news.sky.com/story/coronavirus-nadine-dorries-applauded-as-she-returns-to-commons-after-covid-19-recovery-11963026

Lloyds 2020 dividend likely to be well covered

2020 projected results
Q1 Underlying £2.0bn Pre tax £1.6bn post tax £1.4bn divi 0.674p
Q2 Underlying £4.0bn Pre tax £3.2bn post tax £2.8bn divi 0.674p
Q3 Underlying £6.0bn Pre tax £4.8bn post tax £4.2bn divi 0.674p
Q4 Underlying £8.0bn Pre tax £6.4bn post tax £5.6bn divi 1.51p
= 3.53p total (cost~£2.5bn)
ie Dividend 2x covered !!!

With respect Trevor, I'm glad or not our CEO or CFO

dvharrison - Indeed I do think Lloyds dividend will be unaffected - it is well covered by Lloyds earning

If/when it is seen that Lloyds dividend is safe and secure the SP will likely rocket

2019 ex dividend 16th April
Q1/interim dividend announcement 30th April
AGM 21st May
2019 dividend paid 27th May

Day 13
Tom Hanks and Rita Wilson ‘feel better’ after coronavirus diagnosis

https://www.bbc.co.uk/news/entertainment-arts-52003980

lol - what goes around, comes around . . .